【摘要】：人類社會步入21世紀(jì)以來，“低碳經(jīng)濟(jì)”逐漸成為世界各國經(jīng)濟(jì)發(fā)展的主流模式。發(fā)展低碳經(jīng)濟(jì)，應(yīng)重點(diǎn)協(xié)調(diào)好金融業(yè)，尤其是銀行業(yè)與低碳產(chǎn)業(yè)之間的關(guān)系。銀行業(yè)作為現(xiàn)代金融業(yè)的核心，為低碳產(chǎn)業(yè)提供了資金、產(chǎn)品以及服務(wù)等多方面的支持，研究其支持效率，不僅有助于帶動我國低碳產(chǎn)業(yè)的持續(xù)發(fā)展；于銀行業(yè)本身而言，也有利于調(diào)整和完善在低碳背景下的經(jīng)營策略和盈利模式。 本文首先系統(tǒng)論述了低碳概念與金融支持的相關(guān)理論，理清了低碳經(jīng)濟(jì)與低碳產(chǎn)業(yè)、金融支持理論、低碳金融的理論沿革。其次，從定性分析的角度，系統(tǒng)闡述了現(xiàn)階段我國銀行業(yè)支持低碳產(chǎn)業(yè)發(fā)展的實(shí)踐經(jīng)驗(yàn)：商業(yè)銀行綠色信貸政策、中介支持業(yè)務(wù)、碳金融衍生產(chǎn)品；政策性銀行支持模式；銀行業(yè)創(chuàng)新支持模式等。隨后，從定量分析的角度，引入了數(shù)據(jù)包絡(luò)分析方法（DEA），基于數(shù)據(jù)完備的設(shè)定下，隨機(jī)選取了2007-2011年間，我國35家低碳上市企業(yè)，通過選定輸入?yún)?shù)：長期借款和負(fù)債利息率；選定輸出參數(shù)：凈利潤。進(jìn)而建立了BCC-DEA模型和DEA-Malmquist指數(shù)模型，在進(jìn)行數(shù)據(jù)的初始化處理及無量綱化處理后，分別利用軟件MaxDEA5.0和Deap2.1代入數(shù)據(jù)進(jìn)行模型求解，從橫斷面以及跨期縱向兩個(gè)維度分析得出當(dāng)前我國銀行業(yè)支持低碳產(chǎn)業(yè)發(fā)展效率不高，，但整體處于規(guī)模報(bào)酬遞增階段的結(jié)論。 針對現(xiàn)階段我國銀行業(yè)支持低碳產(chǎn)業(yè)發(fā)展的效率情況，本文基于政府政策引導(dǎo)層面、銀行業(yè)支持改進(jìn)層面和低碳企業(yè)運(yùn)營提升層面分析了現(xiàn)狀并提出了若干合理化建議，旨在通過聯(lián)動政府、銀行業(yè)、低碳企業(yè)三大主體，探索出一條三位一體的符合我國國情的銀行業(yè)支持低碳產(chǎn)業(yè)發(fā)展之路。
[Abstract]:Since the human society stepped into the 21 st century, low-carbon economy has gradually become the mainstream mode of economic development in the world. To develop low-carbon economy, we should focus on coordinating the relationship between banking and low-carbon industry. As the core of the modern financial industry, the banking industry provides many support for low-carbon industry, such as funds, products and services. To study its supporting efficiency is not only helpful to promote the sustainable development of low-carbon industry in China; Banking itself is also conducive to the adjustment and improvement of low-carbon operating strategies and profit model. In this paper, the concept of low carbon and the related theories of financial support are systematically discussed, and the theoretical evolution of low carbon economy and low carbon industry, financial support theory and low carbon finance is clarified. Secondly, from the perspective of qualitative analysis, this paper systematically expounds the practical experience of China's banking industry in supporting the development of low-carbon industry at the present stage: green credit policy of commercial banks, intermediary support business, carbon financial derivatives, support mode of policy banks; Banking innovation support model and so on. Then, from the angle of quantitative analysis, this paper introduces the method of data envelopment analysis (DEA),) based on the assumption of complete data, and randomly selects 35 low-carbon listed enterprises in China from 2007 to 2011. Through the selection of input parameters: long-term borrowing and debt interest rate; Selected output parameters: net profit. Then the BCC-DEA model and the DEA-Malmquist exponential model are established. After initializing and dimensionless data processing, the software MaxDEA5.0 and Deap2.1 are used to solve the model respectively. Based on the analysis of cross-sectional and intertemporal vertical dimensions, it is concluded that the development efficiency of low-carbon industry in China's banking industry is not high, but the whole industry is in the stage of increasing returns on scale. In view of the efficiency of China's banking industry in supporting the development of low-carbon industry at the present stage, this paper analyzes the present situation and puts forward some reasonable suggestions on the level of government policy guidance, the level of banking support improvement and the level of low carbon enterprise operation promotion. The purpose of this paper is to explore a trinity banking industry to support the development of low-carbon industry through the linkage of the government, banking, low-carbon enterprises three main body, to explore a trinity in line with the national conditions of China's banking industry to support the development of low-carbon industry.
【學(xué)位授予單位】：華南理工大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F832.3;F124.5

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