【摘要】：自改革開放以來,我國經(jīng)濟(jì)水平保持著快速穩(wěn)健的發(fā)展趨勢,綜合國力和人民生活水平都有了極大的提高,我國的發(fā)展越來越受到全世界的關(guān)注。隨著經(jīng)濟(jì)的增長和市場經(jīng)濟(jì)體制的不斷完善,地區(qū)間經(jīng)濟(jì)發(fā)展水平差距越來越大,區(qū)域間經(jīng)濟(jì)發(fā)展不平衡的矛盾日益突顯出來。金融作為經(jīng)濟(jì)的核心組成部分,已經(jīng)在經(jīng)濟(jì)增長中發(fā)揮越來越重要的作用。同時,在金融地位和金融深化程度日益提高的背景下,金融發(fā)展已經(jīng)成為衡量經(jīng)濟(jì)發(fā)展速度的標(biāo)準(zhǔn)。在區(qū)域經(jīng)濟(jì)發(fā)展差異日益擴(kuò)大的同時,區(qū)域間的金融發(fā)展差異也越來越明顯,金融發(fā)展在區(qū)域間也表現(xiàn)出了明顯的不平衡。近年來,我國金融總量迅速擴(kuò)張,而對區(qū)域金融發(fā)展差異的研究也主要局限在金融總量的層面上,對金融發(fā)展效率的研究不足。 基于此,本文分別從理論和實證角度對我國區(qū)域金融發(fā)展與經(jīng)濟(jì)增長之間的關(guān)系進(jìn)行了研究。在理論部分,本文首先對國內(nèi)外的金融發(fā)展與經(jīng)濟(jì)增長的研究理論進(jìn)行歸納總結(jié),然后介紹了經(jīng)濟(jì)增長與金融發(fā)展相互作用機(jī)制,最后分析了1997-2011年我國經(jīng)濟(jì)與金融的發(fā)展現(xiàn)狀。在實證部分,首先利用數(shù)據(jù)包絡(luò)分析法對各地區(qū)金融效率水平進(jìn)行測度,然后利用省際面板數(shù)據(jù),考察金融發(fā)展規(guī)模、金融效率與經(jīng)濟(jì)增長之間的協(xié)整關(guān)系,并利用完全修正普通最小二乘法對協(xié)整系數(shù)進(jìn)行估計。 實證研究結(jié)果表明,我國整體金融體系效率水平并不高,而且各地區(qū)間金融體系效率差距日益擴(kuò)大。從區(qū)域?qū)用婵?東部地區(qū)金融體系效率水平最高,而中部地區(qū)金融體系效率水平最低。而且,金融體系效率相對較高的城市由于所處區(qū)域不同,其金融效率較高的原因也不盡相同。同時,金融發(fā)展規(guī)模、金融效率和經(jīng)濟(jì)增長之間存在著長期的協(xié)整關(guān)系。從全國范圍看,金融發(fā)展會促進(jìn)經(jīng)濟(jì)增長,并且金融效率的促進(jìn)作用更為明顯。但是各地區(qū)間存在差異,東部地區(qū)金融發(fā)展會促進(jìn)經(jīng)濟(jì)增長,并且金融效率的促進(jìn)作用大于金融規(guī)模的促進(jìn)作用；中部地區(qū)金融規(guī)模和金融效率對經(jīng)濟(jì)增長的促進(jìn)作用相當(dāng),金融規(guī)模的促進(jìn)作用略高于金融效率的促進(jìn)作用；但西部地區(qū)金融規(guī)模對經(jīng)濟(jì)增長的作用不顯著,金融效率改善在一定程度上會促進(jìn)經(jīng)濟(jì)增長。 最后,針對研究結(jié)果,本文給出五點政策建議：第一,轉(zhuǎn)變金融發(fā)展模式。第二,推進(jìn)中國金融區(qū)域化發(fā)展戰(zhàn)略,實施有差別的區(qū)域金融政策。第三,進(jìn)一步深化經(jīng)濟(jì)金融體制改革。第四,構(gòu)建中部和西部地區(qū)金融與經(jīng)濟(jì)的良性互動機(jī)制,重視中部和西部地區(qū)金融發(fā)展與經(jīng)濟(jì)增長的協(xié)調(diào)發(fā)展關(guān)系。第五,充分發(fā)揮各地區(qū)優(yōu)勢和特色,縮小區(qū)域間的經(jīng)濟(jì)發(fā)展差異。
[Abstract]:Since the reform and opening up, China's economic level has maintained a rapid and steady development trend, the comprehensive national strength and people's living standards have been greatly improved, and the development of our country has attracted more and more attention from the whole world. With the economic growth and the continuous improvement of the market economy system, the gap between the regional economic development level is increasing, and the contradiction of the regional economic development imbalance is becoming increasingly prominent. As the core part of economy, finance has played a more and more important role in economic growth. At the same time, under the background of increasing financial status and financial deepening, financial development has become the standard to measure the speed of economic development. At the same time, the differences of regional financial development are becoming more and more obvious, and the financial development has shown obvious imbalance among regions. In recent years, the total amount of finance in our country has expanded rapidly, and the research on the difference of regional financial development is mainly confined to the level of the total amount of finance, and the research on the efficiency of financial development is insufficient. Based on this, this paper studies the relationship between regional financial development and economic growth from the theoretical and empirical perspectives. In the theoretical part, this paper first summarizes the research theories of financial development and economic growth at home and abroad, then introduces the interaction mechanism between economic growth and financial development, and finally analyzes the current situation of economic and financial development in China from 1997 to 2011. In the empirical part, we first use data envelopment analysis method to measure the level of financial efficiency in various regions, then use inter-provincial panel data to investigate the co-integration relationship between financial development scale, financial efficiency and economic growth. The cointegration coefficient is estimated by the modified ordinary least square method. The empirical results show that the efficiency level of the whole financial system is not high and the gap between regions is widening day by day. At the regional level, the eastern region has the highest level of financial system efficiency, while the central region has the lowest level. Moreover, cities with relatively high financial system efficiency have different reasons for their higher financial efficiency due to their different regions. At the same time, there is a long-term co-integration relationship between the scale of financial development, financial efficiency and economic growth. From a national perspective, financial development will promote economic growth, and the promotion of financial efficiency is more obvious. However, there are differences among different regions. The financial development in the eastern region will promote economic growth, and the promoting role of financial efficiency will be greater than that of financial scale, and the financial scale and financial efficiency of the central region will promote economic growth in the same way. The promoting effect of financial scale is slightly higher than that of financial efficiency, but the effect of financial scale on economic growth is not significant in western region, and the improvement of financial efficiency will promote economic growth to a certain extent. Finally, according to the research results, this paper gives five policy recommendations: first, to change the financial development model. Second, promote the development strategy of China's financial regionalization and implement different regional financial policies. Third, further deepen the reform of the economic and financial system. Fourth, we should construct a benign interactive mechanism between finance and economy in the central and western regions, and attach importance to the harmonious development relationship between the financial development and economic growth in the central and western regions. Fifth, give full play to the advantages and characteristics of various regions and narrow the differences in regional economic development.
【學(xué)位授予單位】：東北財經(jīng)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F224;F127;F832.7

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