本文選題：金融支持 + 銀行業(yè)��； 參考：《鄭州大學(xué)》2013年碩士論文

【摘要】：金融是現(xiàn)代經(jīng)濟(jì)的核心,伴隨著經(jīng)濟(jì)社會持續(xù)快速發(fā)展,以及工業(yè)化、信息化、城鎮(zhèn)化、市場化、國際化進(jìn)程的不斷加快,金融業(yè)的地位日益重要。就我國而言,間接融資居于主導(dǎo)地位,銀行業(yè)機(jī)構(gòu)是經(jīng)濟(jì)發(fā)展的主要資金融通者,在聚集資本、資源配置、支付中介等方面發(fā)揮著不可代替的作用。國內(nèi)外的研究發(fā)現(xiàn),金融發(fā)展通過對經(jīng)濟(jì)的一系列內(nèi)在作用,促進(jìn)了經(jīng)濟(jì)的增長、經(jīng)濟(jì)結(jié)構(gòu)調(diào)整和發(fā)展方式轉(zhuǎn)變。 本文在對金融發(fā)展促進(jìn)經(jīng)濟(jì)增長理論的總結(jié)過程中,對漯河市銀行業(yè)支持地方經(jīng)濟(jì)發(fā)展的現(xiàn)狀進(jìn)行分析,發(fā)現(xiàn)了漯河市銀行業(yè)在促進(jìn)地方經(jīng)濟(jì)發(fā)展中發(fā)揮了重要作用,但也存在著諸如自身實(shí)力不足、創(chuàng)新能力差、信貸結(jié)構(gòu)不合理、農(nóng)村金融不健全及金融生態(tài)環(huán)境較差等問題,導(dǎo)致資金投放失衡、資金利用效率不高。最后,本文根據(jù)這些問題,結(jié)合漯河市經(jīng)濟(jì)發(fā)展和銀行業(yè)發(fā)展的實(shí)際,提出了有針對性的政策建議
[Abstract]:Finance is the core of modern economy, along with the sustained and rapid development of economy and society, as well as industrialization, information, urbanization, marketization and internationalization, the position of financial industry is becoming increasingly important. As far as China is concerned, indirect financing plays a leading role. Banking institutions are the main financiers of economic development. They play an irreplaceable role in collecting capital, resource allocation, payment intermediary and so on. Studies at home and abroad show that financial development promotes economic growth, economic structural adjustment and transformation of development mode through a series of internal effects on the economy. In the process of summarizing the theory of financial development and promoting economic growth, this paper analyzes the present situation of Luohe banking supporting local economic development, and finds that Luohe banking plays an important role in promoting local economic development. However, there are some problems such as insufficient strength, poor innovation ability, unreasonable credit structure, imperfect rural finance and poor financial ecological environment, which lead to the imbalance of capital investment and the low efficiency of capital utilization. Finally, according to these problems and the reality of Luohe City's economic development and banking development, this paper puts forward some targeted policy recommendations.
【學(xué)位授予單位】：鄭州大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F832.33;F127

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本文編號：1837279