本文選題：消費(fèi) + 風(fēng)險(xiǎn)分擔(dān)　； 參考：《財(cái)經(jīng)理論與實(shí)踐》2014年05期

【摘要】：應(yīng)用我國(guó)1985~2011年的省級(jí)數(shù)據(jù),構(gòu)建面板數(shù)據(jù)模型實(shí)證分析了城鎮(zhèn)家庭消費(fèi)的風(fēng)險(xiǎn)分擔(dān)和跨期平滑情況。研究結(jié)果顯示:我國(guó)城鎮(zhèn)家庭消費(fèi)的跨期平滑是不完全的。無(wú)論是從我國(guó)整體情況來(lái)看,還是從不同地區(qū)或者不同收入組家庭來(lái)考察,城鎮(zhèn)家庭消費(fèi)的跨期平滑系數(shù)γ均介于0~1之間。此外,城鎮(zhèn)家庭消費(fèi)的風(fēng)險(xiǎn)分擔(dān)程度很低,消費(fèi)風(fēng)險(xiǎn)分擔(dān)機(jī)制很不完善。進(jìn)一步的分析顯示:各個(gè)地區(qū)內(nèi)部和不同收入組內(nèi)部的風(fēng)險(xiǎn)分擔(dān)系數(shù)要高于全國(guó)總體的風(fēng)險(xiǎn)分擔(dān)系數(shù),這說(shuō)明我國(guó)城鎮(zhèn)家庭在進(jìn)行消費(fèi)風(fēng)險(xiǎn)分擔(dān)時(shí)具有顯著的"本地偏好"和"階層效應(yīng)"。
[Abstract]:Based on the provincial data from 1985 to 2011, a panel data model is constructed to analyze the risk sharing and intertemporal smoothing of urban household consumption. The results show that the intertemporal smoothing of urban household consumption is incomplete. The intertemporal smoothing coefficient 緯 of urban household consumption is between 0 and 1 in terms of the whole situation of our country or the families of different regions or different income groups. In addition, the risk sharing degree of urban household consumption is very low, and the consumption risk sharing mechanism is not perfect. Further analysis shows that the risk sharing coefficient within each region and within different income groups is higher than the overall risk sharing coefficient of the whole country. This shows that Chinese urban households have significant "local preference" and "class effect" when they share consumption risk.
【作者單位】： 江西財(cái)經(jīng)大學(xué)經(jīng)濟(jì)學(xué)院;云南民族大學(xué)管理學(xué)院;
【基金】：國(guó)家社科基金(11CJY076、12CJL060、13CJL015) 國(guó)家自科基金(71340010) 教育部人文社科項(xiàng)目(12YJA790165)
【分類號(hào)】：F224;F126.1

【參考文獻(xiàn)】

相關(guān)期刊論文 前2條

1 陳玉宇;行偉波;;消費(fèi)平滑、風(fēng)險(xiǎn)分擔(dān)與完全保險(xiǎn)——基于城鎮(zhèn)家庭收支調(diào)查的實(shí)證研究[J];經(jīng)濟(jì)學(xué)(季刊);2007年01期

2 晏艷陽(yáng);宋美U，

本文編號(hào)：1811960