本文選題：金融發(fā)展　切入點：資本形成　出處：《南京大學》2013年碩士論文　論文類型：學位論文

【摘要】：消費、投資與凈出口是拉動一國經(jīng)濟增長的三駕馬車,作為經(jīng)濟增長主要推動力的資本形成從亞當·斯密的時代便引起了人們的關注,而金融發(fā)展則是近幾十年來發(fā)展迅速的研究熱點。一般認為,金融發(fā)展通過促進資本形成與技術創(chuàng)新兩個層面影響經(jīng)濟增長。本文的研究核心在于中國金融發(fā)展通過何種方式影響資本形成,金融發(fā)展的各要素與資本形成的相關性有多少,以及如何通過促進金融發(fā)展來促進資本的形成。 本文首先對金融發(fā)展和資本形成的相關理論以及對其的計量分析進行了梳理。接著,從理論上詳細分析了金融發(fā)展影響資本形成的機制。在動員儲蓄方面,金融發(fā)展通過心理因素、便利性及收益性來提高儲蓄；在激勵投資方面,金融發(fā)展通過降低融資成本、提供可靠渠道、減小投資風險來提高投資；在便利儲蓄投資的轉化方面,金融發(fā)展通過溝通轉化渠道、提高轉化效率、創(chuàng)造轉化需求等促進儲蓄向投資的轉化。在此基礎上,本文選取金融深化、金融效率、金融結構這三個衡量金融發(fā)展的指標來檢驗金融發(fā)展與資本形成的關系,將全國劃分為東部、中部、西部三個區(qū)域,對中國金融發(fā)展與資本形成關系進行了實證檢驗。 本文研究表明,金融發(fā)展通過儲蓄動員機制、投資激勵機制以及促進儲蓄向投資轉化機制影響了資本形成；不同的金融發(fā)展指標對資本形成影響不同,不同地區(qū)金融發(fā)展與資本形成之間的相關性也存在差異,但從綜合角度來說,金融發(fā)展促進資本形成的觀點確定無疑。確保金融業(yè)的健康發(fā)展不僅有利于資本形成,更有助于促進整個經(jīng)濟的發(fā)展。本文因而給出了中國通過金融發(fā)展來促進資本形成的政策建議：第一,減少政府對金融發(fā)展的干預；第二,區(qū)別對待各地區(qū)金融發(fā)展；第三,推動利率市場化改革；第四,鼓勵金融創(chuàng)新,完善多層次金融體系。
[Abstract]:Consumption, investment and net exports are the troika that drives a country's economic growth, and capital formation, as the main driver of economic growth, has been a concern since Adam Smith's time. However, financial development has been a hot research topic in recent decades. It is generally believed that, Financial development affects economic growth through promoting capital formation and technological innovation. The core of this paper is how Chinese financial development affects capital formation and how much the correlation between each element of financial development and capital formation. And how to promote financial development to promote the formation of capital. This paper firstly combs the relevant theories of financial development and capital formation and its econometric analysis. Then, it analyzes in theory the mechanism that financial development affects capital formation. Financial development improves savings through psychological factors, convenience and profitability; in terms of stimulating investment, financial development improves investment by reducing financing costs, providing reliable channels and reducing investment risks; in facilitating the transformation of savings and investment, Financial development promotes the transformation of savings to investment through communication and transformation channels to improve the efficiency of transformation and create the demand for transformation. On this basis, this paper selects financial deepening, financial efficiency, etc. The financial structure is used to test the relationship between financial development and capital formation, and the whole country is divided into three regions: eastern, central and western, and the relationship between financial development and capital formation in China is tested empirically. This paper shows that financial development affects capital formation through savings mobilization mechanism, investment incentive mechanism and the mechanism of promoting savings to investment transformation, and different financial development indicators have different effects on capital formation. There are also differences between financial development and capital formation in different regions, but from a comprehensive point of view, the view that financial development promotes capital formation is certain. Ensuring the healthy development of financial industry is not only conducive to capital formation, Therefore, this paper gives some policy recommendations for China to promote capital formation through financial development: first, to reduce government intervention in financial development; second, to treat regional financial development differently; third, Promote interest rate marketization reform; 4th, encourage financial innovation, improve the multi-level financial system.
【學位授予單位】：南京大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F832;F124;F224

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