本文選題：金融發(fā)展　切入點(diǎn)：資本形成　出處：《南京大學(xué)》2013年碩士論文　論文類型：學(xué)位論文

【摘要】：消費(fèi)、投資與凈出口是拉動(dòng)一國經(jīng)濟(jì)增長的三駕馬車,作為經(jīng)濟(jì)增長主要推動(dòng)力的資本形成從亞當(dāng)·斯密的時(shí)代便引起了人們的關(guān)注,而金融發(fā)展則是近幾十年來發(fā)展迅速的研究熱點(diǎn)。一般認(rèn)為,金融發(fā)展通過促進(jìn)資本形成與技術(shù)創(chuàng)新兩個(gè)層面影響經(jīng)濟(jì)增長。本文的研究核心在于中國金融發(fā)展通過何種方式影響資本形成,金融發(fā)展的各要素與資本形成的相關(guān)性有多少,以及如何通過促進(jìn)金融發(fā)展來促進(jìn)資本的形成。 本文首先對(duì)金融發(fā)展和資本形成的相關(guān)理論以及對(duì)其的計(jì)量分析進(jìn)行了梳理。接著,從理論上詳細(xì)分析了金融發(fā)展影響資本形成的機(jī)制。在動(dòng)員儲(chǔ)蓄方面,金融發(fā)展通過心理因素、便利性及收益性來提高儲(chǔ)蓄；在激勵(lì)投資方面,金融發(fā)展通過降低融資成本、提供可靠渠道、減小投資風(fēng)險(xiǎn)來提高投資；在便利儲(chǔ)蓄投資的轉(zhuǎn)化方面,金融發(fā)展通過溝通轉(zhuǎn)化渠道、提高轉(zhuǎn)化效率、創(chuàng)造轉(zhuǎn)化需求等促進(jìn)儲(chǔ)蓄向投資的轉(zhuǎn)化。在此基礎(chǔ)上,本文選取金融深化、金融效率、金融結(jié)構(gòu)這三個(gè)衡量金融發(fā)展的指標(biāo)來檢驗(yàn)金融發(fā)展與資本形成的關(guān)系,將全國劃分為東部、中部、西部三個(gè)區(qū)域,對(duì)中國金融發(fā)展與資本形成關(guān)系進(jìn)行了實(shí)證檢驗(yàn)。 本文研究表明,金融發(fā)展通過儲(chǔ)蓄動(dòng)員機(jī)制、投資激勵(lì)機(jī)制以及促進(jìn)儲(chǔ)蓄向投資轉(zhuǎn)化機(jī)制影響了資本形成；不同的金融發(fā)展指標(biāo)對(duì)資本形成影響不同,不同地區(qū)金融發(fā)展與資本形成之間的相關(guān)性也存在差異,但從綜合角度來說,金融發(fā)展促進(jìn)資本形成的觀點(diǎn)確定無疑。確保金融業(yè)的健康發(fā)展不僅有利于資本形成,更有助于促進(jìn)整個(gè)經(jīng)濟(jì)的發(fā)展。本文因而給出了中國通過金融發(fā)展來促進(jìn)資本形成的政策建議：第一,減少政府對(duì)金融發(fā)展的干預(yù)；第二,區(qū)別對(duì)待各地區(qū)金融發(fā)展；第三,推動(dòng)利率市場化改革；第四,鼓勵(lì)金融創(chuàng)新,完善多層次金融體系。
[Abstract]:Consumption, investment and net exports are the troika that drives a country's economic growth, and capital formation, as the main driver of economic growth, has been a concern since Adam Smith's time. However, financial development has been a hot research topic in recent decades. It is generally believed that, Financial development affects economic growth through promoting capital formation and technological innovation. The core of this paper is how Chinese financial development affects capital formation and how much the correlation between each element of financial development and capital formation. And how to promote financial development to promote the formation of capital. This paper firstly combs the relevant theories of financial development and capital formation and its econometric analysis. Then, it analyzes in theory the mechanism that financial development affects capital formation. Financial development improves savings through psychological factors, convenience and profitability; in terms of stimulating investment, financial development improves investment by reducing financing costs, providing reliable channels and reducing investment risks; in facilitating the transformation of savings and investment, Financial development promotes the transformation of savings to investment through communication and transformation channels to improve the efficiency of transformation and create the demand for transformation. On this basis, this paper selects financial deepening, financial efficiency, etc. The financial structure is used to test the relationship between financial development and capital formation, and the whole country is divided into three regions: eastern, central and western, and the relationship between financial development and capital formation in China is tested empirically. This paper shows that financial development affects capital formation through savings mobilization mechanism, investment incentive mechanism and the mechanism of promoting savings to investment transformation, and different financial development indicators have different effects on capital formation. There are also differences between financial development and capital formation in different regions, but from a comprehensive point of view, the view that financial development promotes capital formation is certain. Ensuring the healthy development of financial industry is not only conducive to capital formation, Therefore, this paper gives some policy recommendations for China to promote capital formation through financial development: first, to reduce government intervention in financial development; second, to treat regional financial development differently; third, Promote interest rate marketization reform; 4th, encourage financial innovation, improve the multi-level financial system.
【學(xué)位授予單位】：南京大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F832;F124;F224

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 楊咸月;當(dāng)前中國金融市場發(fā)展中的五大誤區(qū)[J];財(cái)經(jīng)研究;2002年01期

2 周建;汪偉;;資本形成、投資效率與經(jīng)濟(jì)增長之間的動(dòng)態(tài)相關(guān)性——來自中國1978~2004年數(shù)據(jù)的實(shí)證研究[J];財(cái)經(jīng)研究;2006年02期

3 冉茂盛,張宗益,鐘子明;中國經(jīng)濟(jì)增長與金融發(fā)展關(guān)聯(lián)性的實(shí)證分析[J];重慶大學(xué)學(xué)報(bào)(自然科學(xué)版);2003年02期

4 米建國,李建偉;我國金融發(fā)展與經(jīng)濟(jì)增長關(guān)系的理論思考與實(shí)證分析[J];管理世界;2002年04期

5 韋偉;經(jīng)濟(jì)增長方式轉(zhuǎn)變?nèi)舾蓡栴}的研究[J];江淮論壇;1997年01期

6 吳先滿;中國金融發(fā)展與政府職能轉(zhuǎn)換[J];江海學(xué)刊;1994年02期

7 羅文波;張祖國;;金融體系發(fā)展、金融結(jié)構(gòu)深化與經(jīng)濟(jì)增長——基于63個(gè)國家樣本的面板協(xié)整分析[J];經(jīng)濟(jì)與管理研究;2010年06期

8 談儒勇;中國金融發(fā)展和經(jīng)濟(jì)增長關(guān)系的實(shí)證研究[J];經(jīng)濟(jì)研究;1999年10期

9 武劍;儲(chǔ)蓄、投資和經(jīng)濟(jì)增長——中國資金供求的動(dòng)態(tài)分析[J];經(jīng)濟(jì)研究;1999年11期

10 張軍;資本形成、工業(yè)化與經(jīng)濟(jì)增長:中國的轉(zhuǎn)軌特征[J];經(jīng)濟(jì)研究;2002年06期

相關(guān)博士學(xué)位論文 前2條

1 錢良信;金融發(fā)展、資本形成與經(jīng)濟(jì)增長[D];安徽大學(xué);2011年

2 趙楠;中國各地區(qū)金融發(fā)展與固定資產(chǎn)投資關(guān)系的實(shí)證研究[D];廈門大學(xué);2006年

，

本文編號(hào)：1644336