本文關鍵詞： 金融支持 縣域經(jīng)濟 資金外流 協(xié)調發(fā)展 路徑選擇　出處：《西北農(nóng)林科技大學》2013年碩士論文　論文類型：學位論文

【摘要】：對于資源富集地區(qū)的榆林市來說，縣域經(jīng)濟的發(fā)展決定著全市經(jīng)濟的發(fā)展，而縣域經(jīng)濟發(fā)展的不平衡需要多方面的力量來發(fā)展和協(xié)調，金融支持就是一種很關鍵的方式。本文根據(jù)榆林市南部縣域經(jīng)濟和金融發(fā)展現(xiàn)狀，揭示金融支持縣域經(jīng)濟發(fā)展中存在的問題及原因，提出促進縣域經(jīng)濟與金融協(xié)調發(fā)展的政策建議。 全文共分六個部分。第一章為導論部分，著重對論文的結構、思路以及研究方法進行了詳細闡述。第二章論述了榆林市南部縣域經(jīng)濟及金融發(fā)展現(xiàn)狀（引用2006-2011年經(jīng)濟、金融類數(shù)據(jù)），進而反映榆林市南北縣域經(jīng)濟之差別，并提出縮小南北差距的必要性。第三章指出金融支持南部縣域發(fā)展的問題及原因。資金體制性外流嚴重、基層營業(yè)網(wǎng)點撤并，金融服務功能弱化、中小企業(yè)融資難制約著縣域經(jīng)濟快速發(fā)展、農(nóng)業(yè)保險發(fā)展緩慢以及金融生態(tài)環(huán)境欠佳，信用體系不完善等都是阻礙南部縣域經(jīng)濟發(fā)展的障礙因素。第四章分析了榆林市南部縣域加快發(fā)展的有利因素。當?shù)卣叨戎匾�，“扶南”力度逐年加大、南部縣區(qū)特色農(nóng)牧業(yè)基礎較好、農(nóng)業(yè)科技應用推廣工作穩(wěn)步推進。一系列政策所示有利于推動南部縣域經(jīng)濟再上新臺階。第五章從政策層面提出了金融支持南部縣域經(jīng)濟發(fā)展的路徑，提出建立金融資源配置與縣域經(jīng)濟發(fā)展互動機制、加強南部縣區(qū)金融生態(tài)環(huán)境建設，抑制資金外流、加快南部縣域金融機構信貸管理體制改革，促進縣域金融服務創(chuàng)新等政策建議。第六章結論與討論。以往關于縣域經(jīng)濟發(fā)展問題研究文獻中，研究較多的是阻礙縣域經(jīng)濟發(fā)展的原因，較少關注縣域經(jīng)濟發(fā)展落后地區(qū)的有利因素。本文在國內外文獻梳理和理論分析的基礎上，通過比較分析，既研究阻礙縣域經(jīng)濟發(fā)展的不利因素，同時能夠看到落后地區(qū)縣域經(jīng)濟發(fā)展的有利因素。最后辯證的提出因地制宜、揚長避短地制定榆林市南部縣域經(jīng)濟發(fā)展規(guī)劃，優(yōu)化配置金融資源、強化金融服務功能、做大信貸總量、提升信貸規(guī)模、改善金融生態(tài)環(huán)境，形成合力共同促進榆林市南部縣域經(jīng)濟快速發(fā)展。 本文主要從榆林市南部縣域經(jīng)濟和金融發(fā)展的現(xiàn)狀出發(fā)，在國內外文獻梳理和理論分析的基礎上，陳述了榆林市南部六縣經(jīng)濟、金融發(fā)展的新情況、新特點，通過大量翔實數(shù)據(jù)表明促進南部縣域經(jīng)濟發(fā)展，離不開金融支持。本文研究結果認為對于資源富集地區(qū)的榆林市來說，縮小南北差距，實現(xiàn)共同富裕是其必然選擇，，通過有效的金融供給，多元化的金融產(chǎn)品和良好的金融服務，從而改善南部縣域金融生態(tài)環(huán)境，抑制資金外流，促進南部縣域經(jīng)濟快速發(fā)展。
[Abstract]:For Yulin City, which is rich in resources, the development of county economy determines the economic development of the whole city, and the unbalanced development of county economy needs various forces to develop and coordinate. Financial support is a key way. According to the present situation of county economy and financial development in southern Yulin City, this paper reveals the problems and causes of financial support county economy development. Put forward the policy suggestion of promoting the coordinated development of county economy and finance. This paper is divided into six parts. The first chapter is the introduction, focusing on the structure of the paper, ideas and research methods. Chapter two discusses the current situation of the county economy and financial development in the south of Yulin. Financial data show the difference of county economy between north and south of Yulin, and point out the necessity of narrowing the gap between north and south. Chapter three points out the problems and causes of financial support to the development of Nanbu county. With the dismantling of grass-roots business outlets, the weakening of the financial service function, the difficulty of financing small and medium-sized enterprises in restricting the rapid development of the county economy, the slow development of agricultural insurance and the poor financial ecological environment, The imperfect credit system is an obstacle to the development of the southern county economy. Chapter 4th analyzes the favorable factors to accelerate the development of Nanbu County, Yulin City. The local government attaches great importance to it, and the strength of "Fu Nan" increases year by year. Nanbu County has a good foundation for characteristic agriculture and animal husbandry. The application and extension of agricultural science and technology are advancing steadily. A series of policies are conducive to promoting the southern county economy to a new level. Chapter 5th puts forward the path of financial support for the development of the southern county economy from the policy level. It is proposed to establish an interactive mechanism between the allocation of financial resources and the development of county economy, to strengthen the construction of financial ecological environment in Nanbu County, to curb the outflow of funds, and to speed up the reform of credit management system of financial institutions in Nanbu County. Chapter 6th conclusion and discussion. In the previous research literature on the development of county economy, the reasons that hinder the development of county economy are the main reasons that hinder the development of county economy. On the basis of literature review and theoretical analysis at home and abroad, this paper, through comparative analysis, not only studies the disadvantageous factors that hinder the development of county economy, but also pays less attention to the favorable factors in the backward areas of county economic development. At the same time, we can see the favorable factors for the development of county economy in backward areas. Finally, we dialectically put forward measures according to local conditions, make the plan for the development of county economy in the south of Yulin City, optimize the allocation of financial resources, and strengthen the function of financial services. To enlarge the total amount of credit, to improve the scale of credit, to improve the financial ecological environment, and to form a joint effort to promote the rapid development of the county economy in the southern part of Yulin. Based on the current situation of county economy and financial development in the southern part of Yulin City, and on the basis of literature review and theoretical analysis at home and abroad, this paper states the new situation and new characteristics of the economic and financial development of the six counties in southern Yulin City. Through a large amount of detailed data, it can not be separated from financial support to promote the economic development of southern counties. This paper concludes that for Yulin City, which is rich in resources, it is necessary to narrow the gap between the north and the south and realize common prosperity. Through effective financial supply, diversified financial products and good financial services, the financial ecological environment of Nanbu County is improved, the outflow of funds is restrained, and the economic development of southern counties is promoted.
【學位授予單位】：西北農(nóng)林科技大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F127

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