本文選題：江蘇省　切入點：經(jīng)濟增長　出處：《山東大學(xué)》2014年碩士論文

【摘要】：金融作為經(jīng)濟發(fā)展的重要推動力,在現(xiàn)代經(jīng)濟中處于核心地位。近年來,我國金融發(fā)展水平不斷提高,金融發(fā)展對經(jīng)濟增長的促進作用日益顯現(xiàn)。保險是金融體系的一個重要組成部分,有著金融的特點,也有自身的獨特作用。我國保險業(yè)自1980年恢復(fù)以來,在國民經(jīng)濟中的發(fā)揮著越來越重要的作用。江蘇經(jīng)濟的發(fā)展處于中國經(jīng)濟發(fā)展的前沿,近年來省內(nèi)經(jīng)濟迅速發(fā)展,居全國領(lǐng)先水平。近年來,隨著江蘇省保險業(yè)的不斷發(fā)展保險,保險資產(chǎn)在金融業(yè)資產(chǎn)中所占的比重不斷上升,江蘇省保險業(yè)在促進經(jīng)濟增長方面的作用越來越明顯。 本文總結(jié)了保險發(fā)展與經(jīng)濟理論,基于此,根據(jù)江蘇省保險發(fā)展與經(jīng)濟增長的實際情況,對江蘇省保險發(fā)展與經(jīng)濟增長的相關(guān)性進行分析,并對江蘇省保險發(fā)展影響經(jīng)濟增長的路徑進行分析,認為江蘇省保險發(fā)展可以通過風(fēng)險轉(zhuǎn)移與補償、投資、技術(shù)進步、消費與出口路徑影響經(jīng)濟增長。在此基礎(chǔ)上對江蘇省保險發(fā)展促進經(jīng)濟增長的路徑進行實證分析。最后根據(jù)實證結(jié)果并結(jié)合江蘇省保險發(fā)展與經(jīng)濟增長的實際提出有針對性的政策建議。 在實證部分,首先用面板數(shù)據(jù)模型對江蘇省保險發(fā)展對投資、技術(shù)進步、消費和出口的影響進行分析,得出江蘇省保險發(fā)展是投資、消費和出口的格蘭杰原因,不是技術(shù)進步的格蘭杰原因,江蘇省保險發(fā)展促進了投資、消費和出口增長,保險發(fā)展對消費的拉動作用最強,但對技術(shù)進步的促進作用不顯著；其次用VAR模型對江蘇省投資、技術(shù)進步、消費和出口對經(jīng)濟增長的影響進行分析,得出,江蘇省投資量、技術(shù)進步、消費、出口都是經(jīng)濟增長的格蘭杰原因,且江蘇省投資量、技術(shù)進步、消費、出口都顯著促進了經(jīng)濟增長,其中消費對經(jīng)濟增長的拉動作用最強；結(jié)合實證分析,可以得出江蘇省保險發(fā)展通過提高投資量、促進消費和增加出口促進了經(jīng)濟增長,且保險發(fā)展通過促進消費對經(jīng)濟增長的促進作用較強。但是江蘇省保險發(fā)展通過技術(shù)進步路徑對經(jīng)濟增長的影響較小。 根據(jù)實證結(jié)果并結(jié)合當(dāng)前江蘇省區(qū)域金融保險發(fā)展、經(jīng)濟增長的情況,主要提出如下建議：提高儲蓄向投資轉(zhuǎn)化的規(guī)模和效率,充分發(fā)揮保險發(fā)展的投資路徑對經(jīng)濟增長的作用；推廣科技保險,提高保險對技術(shù)進步的支持,挖掘技術(shù)進步路徑對經(jīng)濟增長的潛力；通過開展保險知識宣傳、提高保險業(yè)服務(wù)水平來充分發(fā)揮保險對消費的促進作用；積極發(fā)展出口信用險,提高江蘇省出口信用險的覆蓋面,對江蘇省對外貿(mào)易提供支持。
[Abstract]:As an important driving force of economic development, finance is at the core of the modern economy. In recent years, the level of financial development in China has been continuously improved. The role of financial development in promoting economic growth is becoming increasingly apparent. Insurance is an important part of the financial system, which has its own unique role as well as its characteristics. Jiangsu's economic development is at the forefront of China's economic development. In recent years, the province's economy has developed rapidly and occupied the leading level in the country. With the continuous development of insurance industry in Jiangsu Province, the proportion of insurance assets in financial assets is increasing, and the role of insurance industry in promoting economic growth is becoming more and more obvious. This paper summarizes the insurance development and economic theory, based on this, according to the actual situation of insurance development and economic growth in Jiangsu Province, the correlation between insurance development and economic growth in Jiangsu Province is analyzed. And through the analysis of the path that the insurance development of Jiangsu Province affects the economic growth, it is concluded that the insurance development of Jiangsu Province can be achieved through risk transfer and compensation, investment, and technological progress. The path of consumption and export affects economic growth. On this basis, the path of insurance development to promote economic growth in Jiangsu Province is analyzed empirically. Finally, based on the empirical results and combined with the actual development of insurance and economic growth in Jiangsu Province, the paper puts forward an empirical analysis. Put forward targeted policy recommendations. In the empirical part, we first use panel data model to analyze the impact of insurance development on investment, technological progress, consumption and export in Jiangsu Province, and conclude that insurance development in Jiangsu Province is the Granger cause of investment, consumption and export. Not the Granger cause of technological progress, the insurance development in Jiangsu Province promotes investment, consumption and export growth, and the insurance development has the strongest pulling effect on consumption, but the promotion effect on technological progress is not significant. Secondly, the VAR model is used to promote investment in Jiangsu Province. By analyzing the impact of technological progress, consumption and export on economic growth, it is concluded that the amount of investment, technological progress, consumption and export in Jiangsu Province are all the Granger reasons for economic growth, and the amount of investment, technological progress, and consumption in Jiangsu Province, Exports have significantly promoted economic growth, among which consumption has the strongest pull effect on economic growth. Combined with empirical analysis, it can be concluded that insurance development in Jiangsu Province promotes economic growth by increasing investment, promoting consumption and increasing exports. Insurance development promotes economic growth by promoting consumption, but Jiangsu insurance development has little effect on economic growth through the path of technological progress. According to the empirical results and the current development of regional financial insurance and economic growth in Jiangsu Province, the following suggestions are put forward: to improve the scale and efficiency of the transformation from savings to investment. To give full play to the role of the investment path of insurance development in economic growth; to promote science and technology insurance, to enhance the support of insurance for technological progress, and to tap the potential of technological progress path for economic growth; and to promote insurance knowledge through the development of insurance knowledge. Improve the insurance service level to give full play to the role of insurance to promote consumption, actively develop export credit insurance, improve the coverage of Jiangsu export credit insurance, and provide support for Jiangsu foreign trade.
【學(xué)位授予單位】：山東大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F127;F842.7

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