本文選題：城鄉(xiāng)收入差距　切入點：金融效率　出處：《重慶理工大學》2017年碩士論文　論文類型：學位論文

【摘要】：改革開放以來,經(jīng)過穩(wěn)定而又迅速的發(fā)展,金融業(yè)已經(jīng)成為了我國現(xiàn)代市場經(jīng)濟的核心產(chǎn)業(yè)。隨著我國經(jīng)濟的發(fā)展,金融產(chǎn)業(yè)在當代社會生活中發(fā)揮的作用越來越重要,金融業(yè)不僅會對我國經(jīng)濟持續(xù)健康發(fā)展產(chǎn)生重要影響,而且會對國民收入分配產(chǎn)生重要影響,即對我國城鄉(xiāng)收入差距也存在著潛在影響。近年來,在經(jīng)濟迅速發(fā)展、金融業(yè)穩(wěn)步成長的同時,我國城鄉(xiāng)之間的差距也逐漸擴大,“兩極分化”問題日益明顯,這對社會長治久安存在著一定程度上的隱患,從長遠來看最終不利于經(jīng)濟的持續(xù)健康發(fā)展。因此,縮小城鄉(xiāng)收入差距成為當今社會亟待解決的事情,近年來該領(lǐng)域的相關(guān)問題引起了越來越多學者的關(guān)注。本文主要探究了金融發(fā)展對城鄉(xiāng)收入差距造成的地區(qū)異質(zhì)性影響及其形成原因。論文的研究思路及過程如下:首先對前人在金融發(fā)展與城鄉(xiāng)收入差距問題上的成果進行回顧和總結(jié),然后描述我國金融發(fā)展和城鄉(xiāng)收入差距的現(xiàn)實特征,進而探究金融發(fā)展對我國城鄉(xiāng)收入差距產(chǎn)生的影響,從理論基礎(chǔ)和路徑分析兩個層面展開探討。隨后進入實證分析階段,通過建模分析探究金融發(fā)展因素對我國城鄉(xiāng)收入差距產(chǎn)生的影響,以及其對東中西部地區(qū)城鄉(xiāng)收入差距作用程度的不同,進而對地區(qū)異質(zhì)性的形成機理進行分析。在實證分析部分,基于實際運行數(shù)據(jù),本文采用我國30個省(區(qū)、市)1994-2014年的相關(guān)數(shù)據(jù),運用系統(tǒng)GMM估計的動態(tài)面板來建立模型,實證考察我國的金融發(fā)展與城鄉(xiāng)收入差距之間的內(nèi)在關(guān)系及其地區(qū)異質(zhì)性。研究結(jié)果表明,金融效率對城鄉(xiāng)收入差距具有顯著的負向作用,其對中部地區(qū)的影響程度最大,其次是西部地區(qū),對東部地區(qū)影響程度最小;金融規(guī)模對中部地區(qū)的城鄉(xiāng)收入差距具有顯著的正向作用,但對東部和西部地區(qū)影響不顯著。最后在主要研究結(jié)論的基礎(chǔ)上提出相關(guān)政策建議,使我國的金融發(fā)展更好地惠及大眾,服務(wù)于縮小城鄉(xiāng)收入差距。
[Abstract]:Since the reform and opening up, the financial industry has become the core industry of our country's modern market economy after the steady and rapid development. With the development of our economy, the financial industry plays a more and more important role in the contemporary social life. The financial industry will not only have an important impact on the sustained and healthy economic development of our country, but also on the distribution of national income, that is, it will have a potential impact on the income gap between urban and rural areas in China. Along with the steady growth of the financial industry, the gap between urban and rural areas in China has gradually widened, and the problem of "polarization" is becoming increasingly obvious, which has a certain degree of hidden danger to the long-term stability of society. In the long run, it is not conducive to the sustained and healthy development of the economy. Therefore, narrowing the income gap between urban and rural areas has become an urgent task to be solved in today's society. In recent years, the related problems in this field have attracted more and more attention of scholars. This paper mainly explores the regional heterogeneity effect of financial development on the income gap between urban and rural areas and the reasons for its formation. The research ideas and processes of this paper are as follows. Below: first of all, review and summarize the achievements of predecessors on the issues of financial development and income gap between urban and rural areas. Then it describes the realistic characteristics of financial development and urban-rural income gap in China, then probes into the impact of financial development on the urban-rural income gap in China, and probes into the theoretical basis and path analysis, and then enters the stage of empirical analysis. By modeling and analyzing, this paper probes into the influence of financial development factors on the income gap between urban and rural areas in China, as well as the different degrees of its effect on the urban-rural income gap in the eastern, western and western regions. Then the formation mechanism of regional heterogeneity is analyzed. In the part of empirical analysis, based on the actual operation data, this paper uses the relevant data of 30 provinces (districts and cities) from 1994 to 2014 to establish the model by using the dynamic panel of system GMM estimation. The results show that the financial efficiency has a significant negative effect on the urban-rural income gap, and its impact on the central region is the greatest. Secondly, the western region has the least influence on the eastern region, and the financial scale has a significant positive effect on the urban-rural income gap in the central region. However, the influence on the eastern and western regions is not significant. Finally, based on the main conclusions of the study, the paper puts forward some relevant policy recommendations, so that the financial development of our country can benefit the public better and serve to narrow the income gap between urban and rural areas.
【學位授予單位】：重慶理工大學
【學位級別】：碩士
【學位授予年份】：2017
【分類號】：F124.7;F832

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