本文選題：經(jīng)濟倫理　切入點：房價波動　出處：《湘潭大學》2014年碩士論文　論文類型：學位論文

【摘要】：自從1998年房地產(chǎn)市場改革，由住房的實物分配轉(zhuǎn)換為貨幣化分配以來，我國房地產(chǎn)行業(yè)快速發(fā)展，已經(jīng)成為支柱產(chǎn)業(yè)。隨著經(jīng)濟水平的不斷提高、居民可支配收入提高和財政和稅收政策的傾斜，房地產(chǎn)價格持續(xù)高漲。國家統(tǒng)計局的數(shù)據(jù)顯示，2013年上海的住房均價達到了28672元/平方米，過高的房價增加了貸款買房者的還貸壓力，也使得無房者“望房興嘆”。近年來國家頻頻實行各種房地產(chǎn)調(diào)控政策，房價卻越調(diào)越高，部分區(qū)域的房價出現(xiàn)了反復波動的現(xiàn)象。與此同時，我國的基尼系數(shù)幾乎伴隨著房地產(chǎn)價格同步增長，同時部分國民收入分配向高收入階層傾斜。房地產(chǎn)是家庭的重要財產(chǎn)，其帶來的收入是家庭財產(chǎn)性收入的重要來源。房地產(chǎn)價格的波動使得有房者越來越富，無房者越來越窮，財產(chǎn)不平等程度不斷加深。 本文依據(jù)中國統(tǒng)計局數(shù)據(jù)和各省統(tǒng)計年鑒，利用2002-2011年30個省份的面板數(shù)據(jù)進行實證分析，選取城鄉(xiāng)收入差距作為收入差距的代理變量，研究了房地產(chǎn)價格波動對于收入差距的影響程度，然后利用固定效應和隨機效應模型進行實證分析。結(jié)果發(fā)現(xiàn)，房地產(chǎn)價格波動的收入分配效應拉大了我國的收入差距，收入分配越來越向高收入階層傾斜。政府財政支出的增加以及對外開放程度的提高在一定程度上能夠縮小收入差距，但是社會保障和就業(yè)的支出卻形成了“逆調(diào)節(jié)”，這與我國社會保障制度的發(fā)展體制有關(guān)。收入分配不僅僅是一個經(jīng)濟問題，更是一個較為復雜的社會倫理問題，僅僅從經(jīng)濟效益的角度去分析當前的收入分配問題是不夠的，還應該運用經(jīng)濟倫理學的標準對目前的收入分配格局做出正確的判斷，不斷改善我國收入分配狀況。我國目前房地產(chǎn)市場中存在收入分配不均狀況，這違背了經(jīng)濟倫理學中的公平正義、義利皆重、社會責任等原則。最后根據(jù)研究結(jié)果，筆者從房地產(chǎn)價格波動和縮小收入分配差距、較少房價波動收入分配效應這些方面提出政策建議。由于投機性需求是促使房地產(chǎn)價格波動的重要因素，因此各級政府要積極采取財稅和信貸政策，比如開征房產(chǎn)稅等，以此抑制投機性需求保護居民的消費性需求。同時加大保障房的建設(shè)，特別是經(jīng)濟適用房和廉租房等，保障低收入群體的基本生活權(quán)利，，積極改善他們的收入水平。最后，要調(diào)整我國的收入分配格局，防止一部分群眾通過房價上漲獲取的財產(chǎn)性收入增加過快，全面提高勞動力報酬在收入分配中的比重，力求建立公平公正的收入分配制度，抑制房價波動的收入分配效應過大。
[Abstract]:Since the reform of the real estate market in 1998, the real estate industry in our country has developed rapidly and become a pillar industry. With the increase in disposable income and the slant fiscal and tax policies, real estate prices continue to rise. In 2013, the average housing price in Shanghai reached 28672 yuan per square meter, according to the National Bureau of Statistics. The excessive housing prices have increased the pressure on loan buyers to repay their loans, and have also made people without houses look forward to housing. In recent years, the state has frequently implemented various real estate control policies, but the price of house prices has increased. At the same time, the Gini coefficient of our country is almost accompanied by the increase of real estate prices, while the distribution of national income is inclined to the high-income class. Real estate is an important property of the family. The income it brings is the important source of the family property income. The fluctuation of real estate price makes the homeowner richer and poorer, and the degree of property inequality deepening. Based on the data of China Bureau of Statistics and the statistical yearbooks of various provinces, this paper uses panel data of 30 provinces from 2002 to 2011 to carry out empirical analysis, and selects the urban-rural income gap as the proxy variable of income gap. This paper studies the influence of real estate price fluctuation on the income gap, and then uses the fixed effect and stochastic effect model to make empirical analysis. The results show that the income distribution effect of real estate price fluctuation widens the income gap in China. The income distribution is more and more inclined to the high-income class. The increase in government expenditure and the increase in the degree of opening to the outside world can, to a certain extent, narrow the income gap. However, the expenditure on social security and employment has formed a "reverse adjustment", which is related to the development system of China's social security system. Income distribution is not only an economic issue, but also a more complex social ethical issue. It is not enough to analyze the current income distribution problem from the angle of economic benefit. We should also use the standard of economic ethics to make a correct judgment on the current income distribution pattern. We are constantly improving the income distribution in our country. There is an uneven income distribution in the real estate market in our country, which violates the principles of fairness and justice in economic ethics, justice and profit, social responsibility, etc. Finally, according to the research results, The author puts forward some policy suggestions from the aspects of real estate price fluctuation and narrowing the income distribution gap and reducing the income distribution effect of house price fluctuation. Because speculative demand is an important factor to promote the real estate price fluctuation, Therefore, governments at all levels should actively adopt fiscal, tax and credit policies, such as levying property taxes, in order to curb speculative demand and protect the consumer demand of residents. At the same time, they should step up the construction of indemnificatory apartment, in particular comfortable housing and low-rent housing, and so on. Protect the basic living rights of low-income groups and actively improve their income levels. Finally, we should adjust the pattern of income distribution in our country and prevent some people from increasing their property income too quickly through rising house prices. To increase the proportion of labor compensation in income distribution, to establish a fair and just system of income distribution, and to restrain the excessive effect of income distribution due to the fluctuation of house prices.
【學位授予單位】：湘潭大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F299.23;F124.7

【參考文獻】

相關(guān)期刊論文 前10條

1 李實;羅楚亮;;中國城鄉(xiāng)居民收入差距的重新估計[J];北京大學學報(哲學社會科學版);2007年02期

2 薛宇峰;中國農(nóng)村收入分配差距的現(xiàn)狀和空間分布特征[J];財經(jīng)研究;2005年05期

3 鞠方;歐陽立鵬;;我國房地產(chǎn)價格的影響因素及其合理性研究[J];財經(jīng)理論與實踐;2008年04期

4 周京奎;貨幣政策、銀行貸款與住宅價格——對中國4個直轄市的實證研究[J];財貿(mào)經(jīng)濟;2005年05期

5 郭建新;;論金融信用與倫理責任[J];財貿(mào)經(jīng)濟;2010年08期

6 段忠東;曾令華;黃澤先;;房地產(chǎn)價格波動與銀行信貸增長的實證研究[J];金融論壇;2007年02期

7 胡健穎;商品房價格波動的成因及調(diào)控舉措[J];中國地質(zhì)大學學報(社會科學版);2005年05期

8 羅國杰;“孝”與中國傳統(tǒng)文化和傳統(tǒng)道德[J];道德與文明;2003年03期

9 胡培兆;經(jīng)濟倫理中的貧富問題[J];廣東社會科學;2005年05期

10 高波;王先柱;;中國貨幣政策房地產(chǎn)行業(yè)效應的實證分析[J];廣東社會科學;2009年05期

相關(guān)博士學位論文 前1條

1 張傳勇;中國房價波動的收入分配效應研究[D];華東師范大學;2012年

本文編號：1562120