本文選題：中小企業(yè)融資 + 區(qū)域經(jīng)濟(jì)生態(tài)��； 參考：《山西財經(jīng)大學(xué)》2017年碩士論文

【摘要】：中小企業(yè)在促進(jìn)經(jīng)濟(jì)增長、保障就業(yè)以及促進(jìn)技術(shù)進(jìn)步等方面一直發(fā)揮著重要的作用,其發(fā)展關(guān)乎國民經(jīng)濟(jì)的穩(wěn)定增長。然而中小企業(yè)的持續(xù)發(fā)展卻始終受困于融資難題,學(xué)術(shù)界雖然對中小企業(yè)融資困境給予了大量關(guān)注,但是鮮有學(xué)者注意到區(qū)域環(huán)境對中小企業(yè)融資的影響,尤其是區(qū)域經(jīng)濟(jì)生態(tài)差異對融資行為的作用。因此本文從區(qū)域經(jīng)濟(jì)生態(tài)角度出發(fā),首先對區(qū)域經(jīng)濟(jì)生態(tài)進(jìn)行綜合評價,并在此基礎(chǔ)上,選取中小企業(yè)板上市公司相關(guān)財務(wù)數(shù)據(jù),分別研究不同區(qū)域經(jīng)濟(jì)生態(tài)、中小企業(yè)自身特征、以及二者交互給企業(yè)融資行為帶來的影響。本文圍繞區(qū)域經(jīng)濟(jì)生態(tài)問題從區(qū)域宏觀經(jīng)濟(jì)環(huán)境、金融發(fā)展?fàn)顩r與科教環(huán)境三方面建立了綜合評價指標(biāo)體系,研究發(fā)現(xiàn)不同地區(qū)的中小企業(yè)所處經(jīng)濟(jì)生態(tài)存在著巨大的差異。通過在宏觀區(qū)域環(huán)境層次與微觀中小企業(yè)層次分別建立模型,本文證實區(qū)域經(jīng)濟(jì)生態(tài)差異、企業(yè)自身特征差異這兩個層次的因素都會導(dǎo)致不同地區(qū)的中小企業(yè)在融資活動中表現(xiàn)出差異,同時區(qū)域經(jīng)濟(jì)生態(tài)差異也會影響企業(yè)自身特征對其融資的作用。即宏觀層次的區(qū)域經(jīng)濟(jì)生態(tài)會正向影響企業(yè)的融資行為,微觀層次的企業(yè)的保障能力、盈利能力等六項指標(biāo)也對其融資行為有著正向影響,并且其中的盈利能力等三項指標(biāo)的影響作用會受到區(qū)域經(jīng)濟(jì)生態(tài)的加強(qiáng)。在區(qū)域經(jīng)濟(jì)生態(tài)較好的地區(qū),中小企業(yè)各項能力的提升能夠?qū)θ谫Y行為產(chǎn)生更加顯著的帶動作用。因此為促進(jìn)中小企業(yè)的健康發(fā)展,應(yīng)注重對區(qū)域經(jīng)濟(jì)生態(tài)的改善,加強(qiáng)區(qū)域科教環(huán)境建設(shè),完善中小企業(yè)直接融資渠道,發(fā)展中小金融機(jī)構(gòu),積極縮小區(qū)域經(jīng)濟(jì)差異。
[Abstract]:Small and medium-sized enterprises have been playing an important role in promoting economic growth, ensuring employment and promoting technological progress. Their development is related to the steady growth of the national economy. However, the sustainable development of small and medium-sized enterprises has always been trapped in the financing difficulties. Although the academic community has paid a lot of attention to the financing difficulties of SMEs, few scholars have noticed the impact of the regional environment on the financing of small and medium-sized enterprises. In particular, regional economic and ecological differences on the role of financing behavior. Therefore, from the point of view of regional economy and ecology, this paper firstly evaluates the regional economy and ecology, and on this basis, selects the relevant financial data of the listed companies on the SME board, and studies the different regional economic ecology, respectively. Small and medium-sized enterprises own characteristic, and the influence that the two interacts bring to the enterprise financing behavior. This paper sets up a comprehensive evaluation index system from three aspects of regional macroeconomic environment, financial development and science and education environment, and finds that there are great differences in the economic ecology of small and medium-sized enterprises in different regions. Through the establishment of models at the level of macro regional environment and micro level of small and medium-sized enterprises, this paper confirms the regional economic and ecological differences. The differences of enterprises' own characteristics both lead to the differences in the financing activities of small and medium-sized enterprises in different regions, and the regional economic and ecological differences will also affect the role of enterprises' own characteristics on their financing. That is, the macro-level regional economic ecology will positively affect the financing behavior of enterprises, and the micro-level of the enterprise's security ability, profitability and other six indicators will also have a positive impact on their financing behavior. And the impact of three indicators, such as profitability, will be strengthened by regional economic ecology. In regions with better regional economic ecology, the enhancement of SMEs' ability can play a more significant role in promoting financing behavior. Therefore, in order to promote the healthy development of small and medium-sized enterprises, we should pay attention to the improvement of regional economic ecology, strengthen the construction of regional science and education environment, perfect the direct financing channels of small and medium-sized enterprises, develop small and medium-sized financial institutions, and actively narrow the regional economic differences.
【學(xué)位授予單位】：山西財經(jīng)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2017
【分類號】：F276.3;F275;F127

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