【摘要】：近年來，日照市中小型外貿(mào)企業(yè)在進(jìn)出口貿(mào)易中取得了顯著的成績，在促進(jìn)經(jīng)濟(jì)持續(xù)健康發(fā)展、推動產(chǎn)業(yè)技術(shù)改革創(chuàng)新、增加區(qū)域就業(yè)機(jī)會和維護(hù)本地區(qū)的社會穩(wěn)定等方面做出了突出的貢獻(xiàn)。然而隨著中小企業(yè)的崛起，資金匱乏已經(jīng)逐漸成為制約日照市中小型外貿(mào)企業(yè)發(fā)展的瓶頸。本文試圖通過問卷調(diào)查,對日照市中小型外貿(mào)企業(yè)的融資難狀況進(jìn)行研究，以幫助其尋找解決融資難的對策，從而實現(xiàn)推進(jìn)日照市中小型外貿(mào)企業(yè)快速發(fā)展的目標(biāo)。 文章的第一部分為緒論，，介紹了研究的背景和意義、文獻(xiàn)綜述、研究的內(nèi)容、研究方法和分析框架等。在研究方法上，本文主要采用了文獻(xiàn)資料法和調(diào)查問卷研究法.通過查閱文獻(xiàn)和實際調(diào)研，既對國內(nèi)外已有的貿(mào)易融資理論有了深刻的認(rèn)識，也對日照市中小型外貿(mào)企業(yè)國際貿(mào)易融資的現(xiàn)狀有了更深入的了解，從而為本論文的寫作提供了豐富的數(shù)據(jù)來源。 第二部分是本文的理論基礎(chǔ),概述了中小型外貿(mào)企業(yè)國際貿(mào)易融資，主要對中小企業(yè)的定義、中小型外貿(mào)企業(yè)的定義、地位、發(fā)展現(xiàn)狀和作用進(jìn)行了詳細(xì)的探討，進(jìn)一步論證了有關(guān)國際貿(mào)易融資的概念以及中小型外貿(mào)企業(yè)國際貿(mào)易融資的必要性。 第三部分通過調(diào)查日照市中小型外貿(mào)企業(yè)的國際貿(mào)易融資現(xiàn)狀，指出其發(fā)展中存在的問題和原因。 調(diào)查中發(fā)現(xiàn)，日照市中小型外貿(mào)企業(yè)普遍面臨資金緊張的局面,而且這些企業(yè)有比較強(qiáng)烈的融資需求,融資額度也比較高。同時，日照市中小型外貿(mào)企業(yè)缺乏保護(hù)其發(fā)展的法律法規(guī)，缺乏專業(yè)的國際貿(mào)易融資人才，從金融機(jī)構(gòu)獲得貸款的手續(xù)較為繁瑣、難度也比較高。 調(diào)查結(jié)果表明，日照市中小型外貿(mào)企業(yè)融資難的主要原因是企業(yè)的信用評級無法達(dá)到銀行標(biāo)準(zhǔn)、銀行和擔(dān)保機(jī)構(gòu)服務(wù)意識差、手續(xù)繁雜以及缺乏相應(yīng)的政策扶持。 第四部分結(jié)合國內(nèi)和日照市中小型外貿(mào)企業(yè)國際貿(mào)易融資問題的現(xiàn)狀，以日照市為例，有針對性地提出解決日照市中小型外貿(mào)企業(yè)國際貿(mào)易融資的對策。 第五部分為本文的主要研究結(jié)論。該部分對全文作了簡單的回顧，并概述了解決日照市中小型外貿(mào)企業(yè)融資難的對策，這些研究對改善日照市中小型外貿(mào)企業(yè)融資難的狀況有一定的意義。
[Abstract]:In recent years, small and medium-sized foreign trade enterprises in Rizhao City have made remarkable achievements in import and export trade, promoting sustained and healthy economic development and promoting industrial and technological reform and innovation. Regional employment opportunities and the maintenance of social stability in the region to make outstanding contributions. However, with the rise of small and medium-sized enterprises, lack of funds has gradually become a bottleneck restricting the development of small and medium-sized foreign trade enterprises in Rizhao. This paper attempts to study the financing difficulties of small and medium-sized foreign trade enterprises in Rizhao City through questionnaire investigation in order to help them find solutions to the financing difficulties so as to achieve the goal of promoting the rapid development of small and medium-sized foreign trade enterprises in Rizhao City. The first part is the introduction, which introduces the background and significance of the research, literature review, research content, research methods and analytical framework. In the research method, this paper mainly adopts the literature method and the questionnaire research method. Through consulting literature and actual investigation, we have gained a deep understanding of the existing trade financing theories at home and abroad, as well as a deeper understanding of the current situation of international trade financing for small and medium-sized foreign trade enterprises in Rizhao. Therefore, it provides abundant data sources for the writing of this thesis. The second part is the theoretical basis of this paper, summarizes the international trade financing of small and medium-sized foreign trade enterprises, mainly discusses the definition of small and medium-sized enterprises, the definition of small and medium-sized foreign trade enterprises, the status, the status quo and the role of small and medium-sized foreign trade enterprises. The concept of international trade financing and the necessity of international trade financing for small and medium foreign trade enterprises are further demonstrated. The third part points out the problems and causes in the development of Rizhao small and medium-sized foreign trade enterprises by investigating the current situation of international trade financing. The investigation found that Rizhao small and medium-sized foreign trade enterprises generally face the situation of capital shortage, and these enterprises have a relatively strong financing needs, financing quota is also relatively high. At the same time, Rizhao small and medium-sized foreign trade enterprises lack of laws and regulations to protect their development, lack of professional international trade financing personnel, the procedures for obtaining loans from financial institutions are more cumbersome and difficult. The results show that the main reasons for the difficulty in financing Rizhao small and medium-sized foreign trade enterprises are that the credit rating of Rizhao is not up to the bank standard, the service consciousness of banks and guarantee institutions is poor, the procedures are complicated and the corresponding policy support is lacking. The fourth part combines the domestic and Rizhao small and medium-sized foreign trade enterprise international trade financing present situation, takes the Rizhao city as an example, puts forward the countermeasure which solves the Rizhao small and medium-sized foreign trade enterprise international trade financing pertinently. The fifth part is the main conclusion of this paper. This part makes a brief review of the full text and summarizes the countermeasures to solve the financing difficulties of small and medium-sized foreign trade enterprises in Rizhao. These studies have certain significance to improve the financing difficulties of small and medium-sized foreign trade enterprises in Rizhao City.
【學(xué)位授予單位】：曲阜師范大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F752;F740.45;F276.3

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 萬叢穎;郭進(jìn);;中小企業(yè)融資問題分析與對策建議——以遼寧省為例[J];財政研究;2012年06期

2 楊修;張夢竹;李紅妮;;我國商業(yè)銀行中小企業(yè)貿(mào)易融資路徑選擇——以中國銀行為例[J];當(dāng)代經(jīng)濟(jì);2013年05期

3 姜學(xué)軍;;國際貿(mào)易融資業(yè)務(wù)的發(fā)展趨勢[J];經(jīng)濟(jì)研究參考;2010年06期

4 秦?zé)?;我國中小企業(yè)貿(mào)易融資問題之探析[J];經(jīng)濟(jì)體制改革;2012年03期

5 程曉娟;;我國中小企業(yè)國際貿(mào)易融資現(xiàn)狀及對策研究[J];江西金融職工大學(xué)學(xué)報;2009年01期

6 鐘俊;;我國中小企業(yè)的國際貿(mào)易融資[J];經(jīng)濟(jì)導(dǎo)刊;2012年05期

7 朱陽生;;中小企業(yè)融資問題研究[J];山西財經(jīng)大學(xué)學(xué)報;2011年S3期

8 程春慧;;中小企業(yè)融資問題研究[J];山西財經(jīng)大學(xué)學(xué)報;2011年S3期

9 張侃;王丹;;基于金融深化理論的中小企業(yè)融資問題探討[J];山西財經(jīng)大學(xué)學(xué)報;2012年S3期

10 張茜;;關(guān)于國際貿(mào)易融資特點(diǎn)及其選擇的必然性探究[J];中國商貿(mào);2011年27期

本文編號：2334975