本文關鍵詞：中部金屬物流園倉單質押業(yè)務風險管理　出處：《鄭州大學》2014年碩士論文　論文類型：學位論文

  更多相關文章： 中部金屬物流園 倉單質押 流程 風險防控

【摘要】：倉單質押業(yè)務通過物流與金融二者的結合為中小企業(yè)融資難問題提供了有效的解決途徑,也為銀行和物流企業(yè)帶來了新的利潤增長點,作為一個新的物流服務業(yè)務,它是傳統(tǒng)物流企業(yè)向現(xiàn)代物流發(fā)展的方向。同時,倉單質押也被認為是一種金融產(chǎn)品,為了規(guī)避金融風險,物流企業(yè)作為第三方擔保人,減少了銀行的風險,所以在今后相當長的時間里,倉單質押業(yè)務可以有效的解決目前我國信用體系不完善的問題。近年來該項業(yè)務受到了銀行、生產(chǎn)企業(yè)、商貿(mào)企業(yè)、物流企業(yè)的廣泛關注,但由于倉單質押業(yè)務開展過程中需要三方甚至更多業(yè)務主體的參與,各自所關心的利益不同,所處的環(huán)境不同,所以都在最大程度的規(guī)避自己的風險,這樣就造成了倉單質押業(yè)務經(jīng)營高風險的存在。所以如何識別倉單質押業(yè)務流程中的風險,并制定行之有效的風險防控措施,確保業(yè)務中各方主體的權益不受損害,就成為了當前急需要解決的問題。 本文首先介紹倉單質押的含義,對影響倉單質押業(yè)務開展的信息不對稱理論、自償性貿(mào)易融資理論和信譽聯(lián)盟理論做了介紹,并對目前國內(nèi)開展倉單質押業(yè)務的情況及以后發(fā)展的前景做了分析。其次對中部金屬物流園開展倉單質押業(yè)務的內(nèi)、外環(huán)境進行分析,同時對倉單質押的靜態(tài)、動態(tài)、買方信貸、賣方信貸質押流程做了介紹并找出各個流程中存在的風險點。再次對我國目前開展倉單質押業(yè)務普遍存在的風險做了分析,并對中部金屬物流園在信用、市場和操作中存在的風險進行歸納并對成因進行分析。最后針對上述風險提出具體的防范措施。 通過對中部金屬物流園倉單質押業(yè)務流程的研究,對流程中極易出現(xiàn)的風險提出了相應的防范措施,希望本研究對國內(nèi)同類企業(yè)倉單質押業(yè)務風險防控具有一定的借鑒和參考意義。
[Abstract]:Warehouse receipt pledge business through the combination of logistics and finance provides an effective way to solve the financing difficulties of SMEs, but also brings new profit growth point for banks and logistics enterprises. As a new logistics service business, it is the direction that traditional logistics enterprises develop to modern logistics. At the same time, warehouse receipt pledge is considered as a kind of financial product, in order to avoid financial risk. Logistics companies as third party guarantors, reduce the risk of banks, so in the future for quite a long time. Warehouse receipt pledge business can effectively solve the problem of imperfect credit system in China. In recent years, this business has been widely concerned by banks, production enterprises, trade enterprises, logistics enterprises. But because the warehouse receipt pledge business development process needs the participation of three parties or even more business subjects, they are concerned about different interests, in different environments, so they all avoid their own risks to the greatest extent. Therefore, how to identify the risk in the business process of warehouse receipt pledge and formulate effective risk prevention and control measures. To ensure that the rights and interests of all parties in the business are not damaged, has become the urgent need to solve the problem. This paper first introduces the meaning of warehouse receipt pledge, and introduces the information asymmetry theory, self-reimbursable trade financing theory and reputation alliance theory which affect the development of warehouse receipt pledge business. And the current domestic situation of warehouse receipt pledge business and the prospects for future development are analyzed. Secondly, the internal and external environment of warehouse receipt pledge business in the middle metal logistics park is analyzed. At the same time, the static state of warehouse receipt pledge is analyzed. Dynamic, buyer's credit and seller's credit pledge process are introduced and the risk points in each process are found. The risks in credit, market and operation of the central metal logistics park are summed up and the causes are analyzed. Finally, the specific preventive measures are put forward for the above risks. Through the research on the business process of warehouse receipt pledge in the middle metal logistics park, the paper puts forward the corresponding preventive measures to the risk which is easy to appear in the process. Hope this research has certain reference and reference significance to the domestic similar enterprise warehouse receipt pledge business risk prevention and control.
【學位授予單位】：鄭州大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F832.4;F259.23;F253.7

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本文編號：1418575