【摘要】：隨著我國經(jīng)濟(jì)不斷持續(xù)高速發(fā)展以及經(jīng)濟(jì)全球化的進(jìn)一步加深,國內(nèi)企業(yè)開始選擇走出去,開拓國際市場業(yè)務(wù)。我國是全球最大的大宗商品進(jìn)口國,鐵礦石、大豆、銅等大宗商品的進(jìn)口額一直居世界前列。而在大宗商品貿(mào)易融資業(yè)務(wù)中,銀行由于業(yè)務(wù)的跨國性,面臨的風(fēng)險和問題往往無法預(yù)測。我國商業(yè)銀行貿(mào)易融資風(fēng)險管理的理念和技術(shù)水平均存在有一定的欠缺,與世界一流銀行的先進(jìn)風(fēng)險識別與管控水平相比,存在較大的差距。因此,建立行之有效的、科學(xué)的風(fēng)險識別與控制管理方法,針對大宗商品貿(mào)易融資風(fēng)險進(jìn)行科學(xué)的識別和評價,采取有效措施防范和化解風(fēng)險,最大限度地降低風(fēng)險所造成的損失,對于促進(jìn)商業(yè)銀行的穩(wěn)健運(yùn)營以及改善大宗商品貿(mào)易融資的控制與管理,具有重大的理論意義和現(xiàn)實意義。本文基于現(xiàn)代金融風(fēng)險管理理論,在綜合認(rèn)識國內(nèi)外現(xiàn)有文獻(xiàn)研究成果的基礎(chǔ)上,從商業(yè)銀行大宗商品貿(mào)易融資的特點入手,分析風(fēng)險的分類及成因,系統(tǒng)探析識別商業(yè)銀行大宗商品貿(mào)易融資風(fēng)險的合理方法,歸納總結(jié)處理貿(mào)易融資風(fēng)險的總體思路和具體防范措施,并基于建設(shè)銀行J分行大宗商品貿(mào)易融資的風(fēng)險管理現(xiàn)狀,通過層次分析法和模糊綜合評價法建立風(fēng)險評估模型,對商業(yè)銀行大宗商品貿(mào)易融資業(yè)務(wù)風(fēng)險進(jìn)行了識別與分析。研究結(jié)論對于商業(yè)銀行識別和防范大宗商品貿(mào)易融資風(fēng)險,具有一定的實際參考價值,對于商業(yè)銀行具體的大宗商品貿(mào)易融資風(fēng)險防控政策和措施的制定,具有一定的理論參考價值
[Abstract]:With the continuous rapid development of Chinese economy and the deepening of economic globalization, domestic enterprises begin to choose to go out and open up international market business. China is the world's largest importer of commodities, iron ore, soybeans, copper and other commodities have been among the world's largest imports. In commodity trade finance, the risks and problems faced by banks are often unpredictable because of the transnational nature of the business. The concept and technical level of trade financing risk management of commercial banks in our country are deficient to some extent. Compared with the advanced risk identification and control level of the world's first-class banks, there is a big gap. Therefore, it is necessary to establish effective and scientific risk identification and control management methods, to identify and evaluate the risks of commodity trade financing scientifically, and to take effective measures to prevent and resolve the risks. It is of great theoretical and practical significance to reduce the losses caused by risk to promote the steady operation of commercial banks and to improve the control and management of commodity trade financing. Based on the theory of modern financial risk management, and on the basis of comprehensive understanding of the existing literature at home and abroad, this paper begins with the characteristics of commodity trade financing in commercial banks, and analyzes the classification and causes of risks. This paper systematically analyzes the reasonable methods of identifying commodity trade financing risks of commercial banks, summarizes the general ideas and specific preventive measures for dealing with trade financing risks, and based on the risk management status quo of commodity trade financing in J Branch of China Construction Bank, The risk assessment model is established by AHP and fuzzy comprehensive evaluation method to identify and analyze the risk of commodity trade financing business of commercial banks. The conclusions are of practical reference value for commercial banks to identify and prevent the risks of commodity trade financing, and for the formulation of specific policies and measures for commercial banks to prevent and control the risks of commodity trade financing. It has certain theoretical reference value.
【學(xué)位授予單位】：南京理工大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2017
【分類號】：F724.5

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