發(fā)布時間：2018-04-22 13:49

  本文選題：中小企業(yè) + 融資��； 參考：《湖北省社會科學院》2015年碩士論文

【摘要】：一直以來,中小企業(yè)在推動我國經(jīng)濟發(fā)展、維持社會穩(wěn)定方面發(fā)揮著重要作用且作用也越來越大。中小企業(yè)也因此成為我國經(jīng)濟社會不可或缺的一部分。但是由于我國目前金融資源供求不匹配現(xiàn)象,加之中小企業(yè)規(guī)模不大、自身經(jīng)濟發(fā)展實力不足以及企業(yè)內(nèi)部存在的問題。長期以來,融資難一直是中小企業(yè)面臨的問題,也因此制約中小企業(yè)發(fā)展。另一方面,隨著互聯(lián)網(wǎng)的發(fā)展,金融領域也發(fā)生的翻天覆地的變化,互聯(lián)網(wǎng)金融應運而生。眾籌,作為其中一種新型資金運作模式進入我們的視野,并且能夠為在金融業(yè)中缺乏背景的中小的企業(yè)提供一種新的融資渠道。本文對針對中小企業(yè)融資難現(xiàn)狀,通過對股權(quán)和債權(quán)型眾籌融資模式進行分析,并結(jié)合相應平臺供需分析,進一步佐證眾籌模式能為中小企業(yè)提供切實可行的融資渠道。同時,為中小企業(yè)選擇適應的融資平臺提供相應的建議,并針對其存在的問題提出合理化的建議,解決中小企業(yè)融資難問題,進一步促進中小企業(yè)長遠、健康發(fā)展。
[Abstract]:SMEs have been playing an important role in promoting China's economic development and maintaining social stability. Because of this, small and medium enterprises have become an indispensable part of our economy and society. However, due to the mismatch between the supply and demand of financial resources in our country at present, the small and medium-sized enterprises are not large, their own economic development strength is insufficient and the problems existing in the enterprises. For a long time, the difficulty of financing has been the problem faced by SMEs, which restricts the development of SMEs. On the other hand, with the development of the Internet, the financial field has also undergone tremendous changes, Internet finance came into being. Crowdfunding, as one of the new capital operation modes, can provide a new financing channel for the small and medium-sized enterprises which lack the background in the financial industry. Based on the analysis of the financing mode of equity and creditor's rights, and the analysis of the supply and demand of the corresponding platform, this paper further proves that the multi-financing model can provide feasible financing channels for small and medium-sized enterprises. At the same time, it provides corresponding suggestions for SMEs to choose suitable financing platform, and puts forward some reasonable suggestions in view of their existing problems, so as to solve the problem of financing difficulties of SMEs, and further promote the long-term and healthy development of SMEs.
【學位授予單位】：湖北省社會科學院
【學位級別】：碩士
【學位授予年份】：2015
【分類號】：F724.6;F832.4;F276.3

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本文編號：1787505