本文選題：房地產(chǎn)　切入點(diǎn)：債務(wù)風(fēng)險(xiǎn)　出處：《廣東財(cái)經(jīng)大學(xué)》2017年碩士論文　論文類型：學(xué)位論文

【摘要】：2008年,美國(guó)銀行業(yè)難以控制房地產(chǎn)債務(wù)系統(tǒng)的風(fēng)險(xiǎn)沖擊,由此引發(fā)了次貸危機(jī),我國(guó)發(fā)展迅猛的房地產(chǎn)行業(yè)應(yīng)該引以為戒。房地產(chǎn)企業(yè)不應(yīng)盲目擴(kuò)張其債務(wù)規(guī)模,而未對(duì)企業(yè)債務(wù)風(fēng)險(xiǎn)形成有效控制,要求房地產(chǎn)企業(yè)加強(qiáng)債務(wù)風(fēng)險(xiǎn)管理,實(shí)現(xiàn)風(fēng)險(xiǎn)與收益的最佳匹配�；诋�(dāng)前我國(guó)房地產(chǎn)行業(yè)所處的發(fā)展環(huán)境,本文針對(duì)房地產(chǎn)行業(yè)的債務(wù)風(fēng)險(xiǎn)管理展開了研究。在本文研究中,利用文獻(xiàn)綜述,整理和分析了國(guó)內(nèi)外相關(guān)的研究文獻(xiàn),對(duì)房地產(chǎn)債務(wù)風(fēng)險(xiǎn)形成了更加全面的認(rèn)識(shí),并且,闡述了房地產(chǎn)債務(wù)風(fēng)險(xiǎn)的相關(guān)概念、主要表現(xiàn)形式。然后從政策、管理以及市場(chǎng)這三個(gè)角度,論述了房地產(chǎn)債務(wù)風(fēng)險(xiǎn)的形成機(jī)制。隨后利用案例分析方法,分析了J公司債務(wù)風(fēng)險(xiǎn)的基本現(xiàn)狀,以及其在管理方面存在的不足。研究結(jié)果表明,J公司具有較高的負(fù)債比率,即該企業(yè)面臨著較大的償債壓力,而且在債務(wù)風(fēng)險(xiǎn)管理方面仍舊存在很多問題,包括融資結(jié)構(gòu)過于單一化、債務(wù)風(fēng)險(xiǎn)識(shí)別能力較低、過程監(jiān)督缺失等等。結(jié)合J公司債務(wù)風(fēng)險(xiǎn)管理中的主要問題,以及其內(nèi)在成因,本文提出應(yīng)當(dāng)從拓寬融資結(jié)構(gòu)、規(guī)范債務(wù)風(fēng)險(xiǎn)管理機(jī)制、健全債務(wù)風(fēng)險(xiǎn)評(píng)估機(jī)制等方面入手,促進(jìn)J公司債務(wù)風(fēng)險(xiǎn)管理體系水平的提高,增強(qiáng)J公司的債務(wù)風(fēng)險(xiǎn)抵抗能力,推動(dòng)公司的穩(wěn)健發(fā)展。
[Abstract]:In 2008, American banks were unable to control the risk impact of the real estate debt system, which led to the subprime mortgage crisis. The rapid development of the real estate industry in China should be a warning. Real estate companies should not blindly expand their debt. However, without effective control of corporate debt risk, real estate enterprises are required to strengthen debt risk management so as to achieve the best match between risk and income. Based on the current development environment of real estate industry in China, In this paper, the author makes a research on debt risk management in the real estate industry. In this study, the author makes use of the literature review, collates and analyzes the domestic and foreign related research documents, forms a more comprehensive understanding of the real estate debt risk, and, This paper expounds the related concepts and main forms of real estate debt risk, and then discusses the formation mechanism of real estate debt risk from the perspectives of policy, management and market. This paper analyzes the basic situation of debt risk of company J, and its deficiencies in management. The results show that company J has a high debt ratio, that is, the company is facing a great pressure to repay debt. And there are still many problems in debt risk management, including the financing structure is too simple, the ability of debt risk identification is low, the process supervision is missing and so on. As well as its internal causes, this paper puts forward that we should improve the level of debt risk management system of company J from the aspects of widening financing structure, standardizing debt risk management mechanism and perfecting debt risk assessment mechanism. Strengthen J company's debt risk resistance, promote the company's steady development.
【學(xué)位授予單位】：廣東財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類號(hào)】：F299.233.42

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