發(fā)布時間：2018-03-05 20:18

  本文選題：房地產(chǎn)　切入點：債務(wù)風(fēng)險　出處：《廣東財經(jīng)大學(xué)》2017年碩士論文　論文類型：學(xué)位論文

【摘要】：2008年,美國銀行業(yè)難以控制房地產(chǎn)債務(wù)系統(tǒng)的風(fēng)險沖擊,由此引發(fā)了次貸危機,我國發(fā)展迅猛的房地產(chǎn)行業(yè)應(yīng)該引以為戒。房地產(chǎn)企業(yè)不應(yīng)盲目擴張其債務(wù)規(guī)模,而未對企業(yè)債務(wù)風(fēng)險形成有效控制,要求房地產(chǎn)企業(yè)加強債務(wù)風(fēng)險管理,實現(xiàn)風(fēng)險與收益的最佳匹配�；诋�(dāng)前我國房地產(chǎn)行業(yè)所處的發(fā)展環(huán)境,本文針對房地產(chǎn)行業(yè)的債務(wù)風(fēng)險管理展開了研究。在本文研究中,利用文獻綜述,整理和分析了國內(nèi)外相關(guān)的研究文獻,對房地產(chǎn)債務(wù)風(fēng)險形成了更加全面的認識,并且,闡述了房地產(chǎn)債務(wù)風(fēng)險的相關(guān)概念、主要表現(xiàn)形式。然后從政策、管理以及市場這三個角度,論述了房地產(chǎn)債務(wù)風(fēng)險的形成機制。隨后利用案例分析方法,分析了J公司債務(wù)風(fēng)險的基本現(xiàn)狀,以及其在管理方面存在的不足。研究結(jié)果表明,J公司具有較高的負債比率,即該企業(yè)面臨著較大的償債壓力,而且在債務(wù)風(fēng)險管理方面仍舊存在很多問題,包括融資結(jié)構(gòu)過于單一化、債務(wù)風(fēng)險識別能力較低、過程監(jiān)督缺失等等。結(jié)合J公司債務(wù)風(fēng)險管理中的主要問題,以及其內(nèi)在成因,本文提出應(yīng)當(dāng)從拓寬融資結(jié)構(gòu)、規(guī)范債務(wù)風(fēng)險管理機制、健全債務(wù)風(fēng)險評估機制等方面入手,促進J公司債務(wù)風(fēng)險管理體系水平的提高,增強J公司的債務(wù)風(fēng)險抵抗能力,推動公司的穩(wěn)健發(fā)展。
[Abstract]:In 2008, American banks were unable to control the risk impact of the real estate debt system, which led to the subprime mortgage crisis. The rapid development of the real estate industry in China should be a warning. Real estate companies should not blindly expand their debt. However, without effective control of corporate debt risk, real estate enterprises are required to strengthen debt risk management so as to achieve the best match between risk and income. Based on the current development environment of real estate industry in China, In this paper, the author makes a research on debt risk management in the real estate industry. In this study, the author makes use of the literature review, collates and analyzes the domestic and foreign related research documents, forms a more comprehensive understanding of the real estate debt risk, and, This paper expounds the related concepts and main forms of real estate debt risk, and then discusses the formation mechanism of real estate debt risk from the perspectives of policy, management and market. This paper analyzes the basic situation of debt risk of company J, and its deficiencies in management. The results show that company J has a high debt ratio, that is, the company is facing a great pressure to repay debt. And there are still many problems in debt risk management, including the financing structure is too simple, the ability of debt risk identification is low, the process supervision is missing and so on. As well as its internal causes, this paper puts forward that we should improve the level of debt risk management system of company J from the aspects of widening financing structure, standardizing debt risk management mechanism and perfecting debt risk assessment mechanism. Strengthen J company's debt risk resistance, promote the company's steady development.
【學(xué)位授予單位】：廣東財經(jīng)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2017
【分類號】：F299.233.42

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本文編號：1571723