太原市低收入家庭公共租賃住房支付能力研究
本文關鍵詞:太原市低收入家庭公共租賃住房支付能力研究 出處:《山西財經(jīng)大學》2017年碩士論文 論文類型:學位論文
【摘要】:居民的住房成本隨著房價的增長出現(xiàn)了水漲船高的趨勢,公眾把更多的注意力集中到了住房問題上。隨著廉租房,經(jīng)濟適用房等一系列住房保障政策的出臺,使不同收入階層的住房條件都得到了明顯改善。然而,廉租房與經(jīng)濟適用房的政策并不是十全十美的,作為保障對象的主體卻難以享受到該有的保障,這都容易引起民眾的不滿情緒。2010年6月出臺了《關于加快發(fā)展公共租賃住房的指導意見》,作為解決“夾心層”住房問題的公共租賃住房首次被提出,而且,“十二五”劃中明確了公共租賃住房作為我國保障房主體的定位。2013年發(fā)布《關于公共租賃住房和廉租住房并軌運行的通知》要求從2014年起公租房和廉租房并軌運行。至此,公共租賃住房成為覆蓋面最廣的保障性住房。“以租為主,租售并舉”成為我國住房保障的主要方式。如今隨著大量公共租賃住房建成交付,各地陸續(xù)啟動公共租賃住房配租工作。然而,部分城市在最初定價時沒有考慮租戶的實際收入情況,租金定價偏高,保障對象難以承受,導致了租戶棄租,公共租賃住房空置,造成公共資源巨大的浪費。本文通過分析研究國內外相關資料,結合太原的實際情況,從太原市地方經(jīng)濟增長情況、房價增長情況、城鎮(zhèn)居民可支配收入增長情況、房價的上漲與城鎮(zhèn)居民可支配收入情況等方面分析太原市公共租賃房產生和發(fā)展的背景,同時結合太原市城鎮(zhèn)居民的收支情況,以“太原市低收入家庭公共租賃住房支付能力”為研究對象,運用租金收入比和剩余收入法來衡量當前太原市低收入家庭公共租賃住房支付能力。選取太原市低收入家庭進行實證測算,并按照不同規(guī)模家庭分別對其支付能力進行評估。并通過構建GM(1,1)預測模型,借助灰色建模軟件GMS(7.0)預測未來五年太原市低收入家庭公共租賃住房支付能力,最后就如何提高低收入家庭住房支付能力給出了相關的政策建議,對政府出臺住房保障政策和制定住房規(guī)劃具有一定的參考價值。同時,以此來檢驗我國公共租賃住房保障政策的實施效果,以期對住房保障政策的進一步完善提供政策依據(jù)。
[Abstract]:The housing cost of residents has been rising with the increase of house prices, and the public has paid more attention to the housing problem. With the introduction of a series of housing security policies such as low-rent housing, comfortable housing and so on. So that the housing conditions of different income groups have been significantly improved. However, the low-rent housing and comfortable housing policy is not perfect, as the main object of security is difficult to enjoy the security. In June 2010, the guidance on accelerating the development of public rental housing was issued, which was proposed for the first time as a solution to the problem of "sandwich layer" housing. And... 12th Five-Year Plan. Public rental housing as the main body of our country indemnificatory apartment positioning. 2013 issued on the public rental housing and low-rent housing unified operation of the circular required from 2014 public rental housing and low-rent housing and. Orbit running. Now. Public rental housing has become the most extensive coverage of affordable housing. "Rent-oriented, rental and sales" has become the main way of housing security in China. Now, with a large number of public rental housing completed and delivered. However, some cities in the initial pricing did not consider the actual income of tenants, high rental pricing, the object of protection is difficult to afford, resulting in rent-abandonment. Vacant public rental housing, resulting in a huge waste of public resources. Through the analysis of relevant information at home and abroad, combined with the actual situation of Taiyuan, from the Taiyuan local economic growth, housing price growth. This paper analyzes the background of the emergence and development of public rental housing in Taiyuan from the aspects of the growth of disposable income of urban residents, the rise of house prices and the situation of disposable income of urban residents. At the same time, combined with the income and expenditure situation of urban residents in Taiyuan. "Taiyuan City low-income families to pay for public rental housing capacity" as the research object. Using rent income ratio and residual income method to measure the current low income families in Taiyuan to pay for public rental housing capacity. Select Taiyuan low-income families for empirical measurement. The ability to pay was evaluated according to the different size of households, and the GM1 / 1) prediction model was constructed. With the help of the grey modeling software GMS7.0, this paper predicts the affordability of public rental housing for low-income families in Taiyuan in the next five years, and finally gives some relevant policy recommendations on how to improve the housing affordability of low-income families. It has certain reference value for the government to issue the housing security policy and make the housing plan. At the same time, it can test the effect of the public rental housing security policy in our country. In order to further improve the housing security policy to provide policy basis.
【學位授予單位】:山西財經(jīng)大學
【學位級別】:碩士
【學位授予年份】:2017
【分類號】:F299.23
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