本文選題：“金匯寶”黃金卡 + 風(fēng)險評價指標(biāo)體系�。� 參考：《西北農(nóng)林科技大學(xué)》2013年碩士論文

【摘要】：隨著我國人民生活水平和金融意識的不斷提高，黃金已成為家庭資產(chǎn)儲備的最佳形式之一。作為人類社會唯一一種可以突破地域、語言、宗教、文化、教育、情感、時空等障礙的國際公認(rèn)資產(chǎn)，可隨時與貨幣雙向變現(xiàn)，使投資更加靈活高效，呈現(xiàn)出巨大的發(fā)展機(jī)遇。而困擾實物黃金回購的最大問題就在于沒有適合的交易產(chǎn)品和商業(yè)模式。為適應(yīng)市場需求，金匯寶（北京）黃金投資有限公司推出“金匯寶”黃金卡業(yè)務(wù)。 本文針對“金匯寶”實物黃金投資交易模式運行過程中存在的諸多潛在風(fēng)險進(jìn)行研究，通過對“金匯寶”實物黃金投資交易模式的風(fēng)險因子進(jìn)行識別與分析，結(jié)合風(fēng)險控制理論以及風(fēng)險評價指標(biāo)選擇原則，，建立“金匯寶”實物黃金投資交易模式風(fēng)險評價指標(biāo)體系。通過運用“金匯寶”實物黃金投資交易模式的風(fēng)險評價指標(biāo)體系對“金匯寶”黃金卡進(jìn)行研究，評價“金匯寶”實物黃金投資交易模式投入運行可能存在的風(fēng)險。結(jié)合專家打分法,對其風(fēng)險因子進(jìn)行了定量研究，確定其風(fēng)險的大小。最后基于可能存在的風(fēng)險提出“金匯寶”實物黃金投資交易模式日后發(fā)展的風(fēng)險規(guī)避途徑，從而為以后的正式運行提供一定參考，使其順利發(fā)展。 如果“金匯寶”實物黃金投資交易投資交易業(yè)務(wù)潛在各種風(fēng)險可以得到有力地規(guī)避，“金匯寶”黃金卡業(yè)務(wù)進(jìn)展順利，實現(xiàn)了預(yù)定目標(biāo)，則可以借此形成的品牌優(yōu)勢與規(guī)模優(yōu)勢發(fā)展各種黃金衍生產(chǎn)品，著力拓展黃金ETF基金渠道，努力向黃金產(chǎn)業(yè)基金方向發(fā)展，形成立體式的產(chǎn)品結(jié)構(gòu)和投資體系。更進(jìn)一步，甚至可以研討“金匯寶”黃金卡作為日常消費結(jié)算卡的可行性和可操作性。
[Abstract]:With the improvement of people's living standard and financial consciousness, gold has become one of the best forms of household assets reserve. As the only internationally recognized asset which can break through the obstacles of region, language, religion, culture, education, emotion, time and space, it can be realized in both directions with currency at any time, making investment more flexible and efficient, presenting enormous development opportunity. The biggest problem besetting physical gold buy-backs is the absence of a suitable trading product and business model. In order to meet market demand, Jinhuibao (Beijing) Gold Investment Co., Ltd. launched "Golden Huibao" gold card business. In this paper, the author studies many potential risks in the operation of "gold Huibao" physical gold investment and trading model, and identifies and analyzes the risk factors of "gold Huibao" physical gold investment and trading mode. Based on the risk control theory and the selection principle of risk evaluation index, the risk evaluation index system of "Jinhuibao" physical gold investment trading model is established. By using the risk evaluation index system of "gold Huibao" physical gold investment and trading model, this paper studies the "gold" gold card, and evaluates the possible risks of "gold Huibao" physical gold investment and trading mode in operation. Combined with the expert scoring method, the risk factors are quantitatively studied to determine the size of the risk. Finally, based on the possible risks, the paper puts forward the way of risk aversion for the future development of the real gold investment and trading mode of "gold Huibao", so as to provide a certain reference for the future official operation and make it develop smoothly. If the potential risks of the "gold Huibao" physical gold investment, investment, and trading business can be effectively avoided, the gold card business of "gold Huibao" is progressing smoothly and achieving its intended goal. The brand advantage and scale advantage can be used to develop all kinds of gold derivatives, to expand the channel of gold ETF fund, to develop to the direction of gold industry fund, and to form a three-dimensional product structure and investment system. Furthermore, we can even discuss the feasibility and maneuverability of Golden Huibao Gold Card as a daily consumption settlement card.
【學(xué)位授予單位】：西北農(nóng)林科技大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F832.54

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相關(guān)期刊論文 前10條

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2 董s

本文編號：1798106