【摘要】：從自治權(quán)視角研究農(nóng)村資金互助社的制度完善,可助力其制度環(huán)境的合理化與科學(xué)化。農(nóng)村資金互助社的自治以公私兩元的權(quán)力劃分以及國家適度干預(yù)為基礎(chǔ);以自主設(shè)立、自主經(jīng)營、自主管理、自主發(fā)展、合理退出為內(nèi)容;具有符合經(jīng)濟(jì)規(guī)律、符合現(xiàn)代法治的必然性。然而,農(nóng)村資金互助社卻面臨嚴(yán)苛的設(shè)立條件、過度的經(jīng)營監(jiān)管、不成熟的治理結(jié)構(gòu)、匱乏的融資渠道以及粗糙的退出機(jī)制困擾�？疾爨l(xiāng)土秩序和農(nóng)村資金互助社自身結(jié)構(gòu)的風(fēng)險防控能力,發(fā)現(xiàn)可以對農(nóng)村資金互助社進(jìn)行全面立法以提高其法律位階、改變準(zhǔn)入模式以放寬準(zhǔn)入、改變監(jiān)管理念以完善經(jīng)營、借鑒公司治理以重構(gòu)治理模式、拓展融資渠道以求持續(xù)發(fā)展以及落實(shí)科學(xué)退出機(jī)制以保證社員利益。當(dāng)然,農(nóng)村資金互助社的自治權(quán)也不應(yīng)當(dāng)被過分強(qiáng)調(diào),應(yīng)當(dāng)保證其在金融市場需要和國家宏觀調(diào)控的限度之內(nèi)�？疾燹r(nóng)村資金互助社關(guān)涉的領(lǐng)域,發(fā)現(xiàn)應(yīng)當(dāng)在符合產(chǎn)業(yè)政策與國家金融安全領(lǐng)域進(jìn)行農(nóng)村資金互助社的自治權(quán)限制。
[Abstract]:From the perspective of autonomy, the study of the system perfection of rural mutual fund cooperatives can help the rationalization and scientization of its institutional environment. The autonomy of rural mutual fund cooperatives is based on the division of power between public and private and the moderate intervention of the state, with the contents of independent establishment, independent management, independent development and reasonable withdrawal. It is in line with the economic law and the necessity of modern rule of law. However, rural mutual fund cooperatives are faced with strict conditions for the establishment, excessive management and supervision, immature governance structure, lack of financing channels and rough exit mechanism. By investigating the risk prevention and control ability of the local order and the structure of the rural mutual fund cooperatives, it is found that we can carry out comprehensive legislation on the rural fund mutual aid cooperatives to improve their legal rank, change the access mode to relax the access, and change the regulatory concept to improve the operation. Draw lessons from corporate governance to reconstruct the governance model, expand financing channels for sustainable development and implement the scientific withdrawal mechanism to ensure the interests of members. Of course, the autonomy of rural mutual fund cooperatives should not be overemphasized, but should be guaranteed within the limits of financial market needs and national macro-control. By investigating the fields related to rural mutual fund cooperatives, it is found that the autonomy of rural fund mutual aid cooperatives should be restricted in the field of industrial policy and national financial security.
【學(xué)位授予單位】：西南科技大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2015
【分類號】：F832.35

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相關(guān)期刊論文 前1條

1 張艷花;楊青坪;莫江;戴碩;;一起非法設(shè)立金融機(jī)構(gòu)事件引發(fā)的思考[J];中國金融;2010年06期

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