我國(guó)家庭農(nóng)場(chǎng)融資困境及模式研究
本文關(guān)鍵詞:我國(guó)家庭農(nóng)場(chǎng)融資困境及模式研究 出處:《山東財(cái)經(jīng)大學(xué)》2015年碩士論文 論文類型:學(xué)位論文
更多相關(guān)文章: 家庭農(nóng)場(chǎng) 融資困境 融資模式 農(nóng)產(chǎn)品物流金融模式
【摘要】:目前,如何創(chuàng)新金融體制、如何改善融資制度、如何進(jìn)一步深化農(nóng)村金融體制是家庭農(nóng)場(chǎng)融資研究的大方向。當(dāng)前國(guó)內(nèi)金融市場(chǎng)的發(fā)展不容樂觀,運(yùn)用上述途徑來緩解家庭農(nóng)場(chǎng)的融資困境還需一段時(shí)間。因此,眼下需要依據(jù)家庭農(nóng)場(chǎng)自身的融資需求進(jìn)行模式改良和產(chǎn)品創(chuàng)新。本文在第二章介紹與家庭農(nóng)場(chǎng)融資相關(guān)的概念及理論,為后文奠定理論基礎(chǔ)。接下來文章從分析家庭農(nóng)場(chǎng)融資難的現(xiàn)狀及成因入手,指出金融困境和信用困境是制約家庭農(nóng)場(chǎng)融資的主要因素。因此,如何有針對(duì)性地化解金融與信用矛盾將是我們下一步的主要突破口。運(yùn)用物流金融,通過第三方物流企業(yè),建立起一種供應(yīng)鏈機(jī)制將是一種可行的做法。本文在第四章對(duì)家庭農(nóng)場(chǎng)物流金融模式進(jìn)行細(xì)致地介紹。針對(duì)家庭農(nóng)場(chǎng)融資需求的特點(diǎn),發(fā)展物流金融業(yè)務(wù)將有利于緩解銀行和家庭農(nóng)場(chǎng)之間的信息不對(duì)稱,解決家庭農(nóng)場(chǎng)自身抵押、擔(dān)保不足等問題,因而可能成為解決目前家庭農(nóng)場(chǎng)難問題的新途徑。最后,構(gòu)筑家庭農(nóng)場(chǎng)物流金融體系。最后,我們可以得出結(jié)論:發(fā)展家庭農(nóng)場(chǎng)物流金融可能成為化解家庭農(nóng)場(chǎng)融資難題的有效手段。
[Abstract]:At present, how to innovate the financial system, how to improve the financing system, how to further deepen the rural financial system is the main direction of family farm financing research. It will take some time to use the above approach to ease the financing difficulties of family farms. At present, we need to improve the model and product innovation according to the financing needs of the family farm itself. In the second chapter, we introduce the concepts and theories related to the family farm financing. Next, the paper analyzes the current situation and causes of family farm financing difficulties, and points out that financial difficulties and credit difficulties are the main factors restricting family farm financing. How to resolve the contradiction between finance and credit will be the main breach of our next step. Using logistics finance, through the third party logistics enterprises. It will be a feasible way to establish a supply chain mechanism. In Chapter 4th, this paper introduces the family farm logistics financial model in detail, aiming at the characteristics of the family farm financing needs. The development of logistics financial business will help to alleviate the information asymmetry between banks and family farms, and solve the problems such as the mortgage of the family farm itself, the insufficient guarantee and so on. Therefore, it may become a new way to solve the difficult problem of family farm. Finally, build the family farm logistics financial system. Finally. We can conclude that the development of family farm logistics finance may be an effective means to solve the problem of family farm financing.
【學(xué)位授予單位】:山東財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2015
【分類號(hào)】:F324.1
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