【摘要】：隨著"互聯(lián)網(wǎng)+"概念的興起,以"余額寶"為代表的、依托于互聯(lián)網(wǎng)平臺的互聯(lián)網(wǎng)基金迅速發(fā)展擴張,貨幣市場基金已逐漸成為貨幣市場和資本市場的主要力量,并改變了居民理財和投資方式。貨幣市場基金具有流動性強、風險較低、收益穩(wěn)定、投資成本低等特點,已經(jīng)逐步成為銀行活期存款的替代品。本文對我國貨幣市場基金的發(fā)展和貨幣供應量統(tǒng)計體系概況進行了理論上的分析梳理,同時運用2012年12月至2016年9月的數(shù)據(jù),實證研究了納入貨幣市場基金前后我國貨幣供應量統(tǒng)計體系對經(jīng)濟增長、物價等經(jīng)濟指標的解釋力度,證明了納入貨幣市場基金的貨幣供應量體系更具解釋力。
[Abstract]:With the rise of the concept of "Internet" and the rapid development and expansion of Internet funds, represented by Yu'e Bao, the money market funds have gradually become the main force in the money market and capital market. And has changed the resident finances and the investment way. The money market fund has the characteristics of strong liquidity, low risk, stable income and low investment cost, and has gradually become a substitute for bank demand deposit. This paper makes a theoretical analysis of the development of money market funds and the general situation of the statistical system of money supply, and applies the data from December 2012 to September 2016. This paper empirically studies the explanatory power of the statistical system of money supply to economic indicators such as economic growth and price before and after the introduction of money market funds, which proves that the money supply system included in the money market funds has more explanatory power.
【作者單位】： 中國人民銀行武漢分行;
【分類號】：F812.2

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