銀行規(guī)模、并購經(jīng)驗(yàn)與銀行績效
發(fā)布時(shí)間：2019-01-10 09:21
【摘要】：并購是商業(yè)銀行快速實(shí)現(xiàn)規(guī)模擴(kuò)張和提高核心競爭力的重要手段。然而國外實(shí)證研究表明并購并不一定會(huì)帶來銀行績效的提高。在當(dāng)前中國銀行業(yè)并購活動(dòng)方興未艾的情形下,檢驗(yàn)并購對銀行績效的影響具有重要意義。從銀行規(guī)模和并購經(jīng)驗(yàn)的角度出發(fā),可以對并購和銀行績效之間的關(guān)系形成新的認(rèn)識(shí)。結(jié)果表明,中國銀行業(yè)的并購能夠提高銀行績效,且主并購銀行規(guī)模越小,績效提高的越顯著,這主要是源于小銀行的短期經(jīng)驗(yàn)更加豐富。因此,在利率自由化和金融脫媒的背景下,中小銀行應(yīng)該更積極的開展并購活動(dòng),同時(shí)注意吸收短期經(jīng)驗(yàn),充分發(fā)揮學(xué)習(xí)效應(yīng),實(shí)現(xiàn)自身的轉(zhuǎn)型發(fā)展。
[Abstract]:M & A is an important means for commercial banks to rapidly achieve scale expansion and improve their core competitiveness. However, foreign empirical studies show that mergers and acquisitions do not necessarily bring about the improvement of bank performance. It is of great significance to test the impact of M & A on bank performance under the circumstances of the banking M & A activities in China. From the perspective of bank size and M & A experience, a new understanding of the relationship between M & A and bank performance can be formed. The results show that the M & A of Chinese banks can improve bank performance, and the smaller the scale of the main M & A bank, the more significant the performance improvement is, which is mainly due to the rich short-term experience of the small banks. Therefore, under the background of interest rate liberalization and financial disintermediation, small and medium-sized banks should develop M & A activities more actively, pay attention to absorbing short-term experience, give full play to the learning effect, and realize their own transformation and development.
【作者單位】： 南京大學(xué)商學(xué)院博士后流動(dòng)站;南京銀行博士后工作站;南京大學(xué)商學(xué)院;
【基金】：國家自科基金面上項(xiàng)目“信貸傳導(dǎo)渠道下貨幣政策與資本監(jiān)管的協(xié)調(diào)研究”(項(xiàng)目號(hào):71673132) 教育部長江學(xué)者與創(chuàng)新團(tuán)隊(duì)發(fā)展計(jì)劃項(xiàng)目“經(jīng)濟(jì)轉(zhuǎn)型背景下穩(wěn)定物價(jià)的貨幣政策”(項(xiàng)目號(hào):IRT13020)
【分類號(hào)】：F832.33
[Abstract]:M & A is an important means for commercial banks to rapidly achieve scale expansion and improve their core competitiveness. However, foreign empirical studies show that mergers and acquisitions do not necessarily bring about the improvement of bank performance. It is of great significance to test the impact of M & A on bank performance under the circumstances of the banking M & A activities in China. From the perspective of bank size and M & A experience, a new understanding of the relationship between M & A and bank performance can be formed. The results show that the M & A of Chinese banks can improve bank performance, and the smaller the scale of the main M & A bank, the more significant the performance improvement is, which is mainly due to the rich short-term experience of the small banks. Therefore, under the background of interest rate liberalization and financial disintermediation, small and medium-sized banks should develop M & A activities more actively, pay attention to absorbing short-term experience, give full play to the learning effect, and realize their own transformation and development.
【作者單位】： 南京大學(xué)商學(xué)院博士后流動(dòng)站;南京銀行博士后工作站;南京大學(xué)商學(xué)院;
【基金】：國家自科基金面上項(xiàng)目“信貸傳導(dǎo)渠道下貨幣政策與資本監(jiān)管的協(xié)調(diào)研究”(項(xiàng)目號(hào):71673132) 教育部長江學(xué)者與創(chuàng)新團(tuán)隊(duì)發(fā)展計(jì)劃項(xiàng)目“經(jīng)濟(jì)轉(zhuǎn)型背景下穩(wěn)定物價(jià)的貨幣政策”(項(xiàng)目號(hào):IRT13020)
【分類號(hào)】：F832.33
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相關(guān)期刊論文 前2條
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【共引文獻(xiàn)】
相關(guān)期刊論文 前10條
1 劉輝;溫軍;豐若e，
本文編號(hào)：2406155
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