【摘要】：自改革開放以來,陜西省在經(jīng)濟(jì)體制方面進(jìn)行的一系列改革推動(dòng)了陜西經(jīng)濟(jì)的快速發(fā)展。陜西省人民群眾的物質(zhì)文化生活水平也有了顯著的提高,但是陜西城鄉(xiāng)收入分配不均的問題也逐漸凸顯。在影響城鄉(xiāng)收入差距的諸多因素中,農(nóng)村金融發(fā)展是其中較為重要的一個(gè),本文對(duì)陜西農(nóng)村金融發(fā)展對(duì)陜西城鄉(xiāng)收入差距的影響進(jìn)行了理論和實(shí)證分析。本文在回顧國內(nèi)外金融發(fā)展與城鄉(xiāng)收入差距的相關(guān)文獻(xiàn)的基礎(chǔ)上,從農(nóng)村金融發(fā)展和收入分配的相關(guān)理論出發(fā),著重分析了農(nóng)村金融發(fā)展對(duì)城鄉(xiāng)收入差距的影響機(jī)理。進(jìn)而對(duì)陜西農(nóng)村金融發(fā)展和城鄉(xiāng)收入差距的狀況進(jìn)行全面的統(tǒng)計(jì)分析,并總結(jié)了陜西農(nóng)村金融發(fā)展的不足。在此基礎(chǔ)上,本文選擇農(nóng)村金融發(fā)展效率、農(nóng)村金融發(fā)展規(guī)模、城鄉(xiāng)收入差距等相關(guān)指標(biāo),運(yùn)用協(xié)整檢驗(yàn)、格蘭杰因果關(guān)系檢驗(yàn)、脈沖響應(yīng)分析等方法,實(shí)證檢驗(yàn)了陜西農(nóng)村金融發(fā)展對(duì)陜西城鄉(xiāng)收入差距的影響。結(jié)果表明:陜西農(nóng)村金融發(fā)展效率的提高對(duì)陜西城鄉(xiāng)收入差距的收斂具有較明顯的促進(jìn)作用,而陜西農(nóng)村金融發(fā)展規(guī)模不是城鄉(xiāng)收入差距的格蘭杰原因,其對(duì)城鄉(xiāng)收入差距的影響強(qiáng)度較小。在上述理論和實(shí)證分析的基礎(chǔ)上,本文從加強(qiáng)信用體系建設(shè),建立相關(guān)風(fēng)險(xiǎn)分擔(dān)機(jī)制、構(gòu)建合理的金融監(jiān)管體系等方面,提出進(jìn)一步發(fā)展陜西農(nóng)村金融以縮小陜西城鄉(xiāng)收入差距的相關(guān)建議。
[Abstract]:Since the reform and opening up, a series of reforms in Shaanxi's economic system have promoted the rapid development of Shaanxi's economy. The material and cultural living standards of the people in Shaanxi Province have also been significantly improved, but the problem of uneven income distribution between urban and rural areas in Shaanxi Province has gradually become prominent. Among the factors that affect the income gap between urban and rural areas, rural financial development is one of the most important factors. This paper makes a theoretical and empirical analysis of the impact of rural financial development on the urban-rural income gap in Shaanxi Province. On the basis of reviewing the relevant literature of financial development and urban-rural income gap at home and abroad, this paper analyzes the influence mechanism of rural financial development on urban-rural income gap based on the relevant theories of rural financial development and income distribution. Furthermore, this paper makes a comprehensive statistical analysis on the development of rural finance and the income gap between urban and rural areas in Shaanxi, and summarizes the shortcomings of rural financial development in Shaanxi. On this basis, this paper selects the rural financial development efficiency, rural financial development scale, urban-rural income gap and other related indicators, using co-integration test, Granger causality test, impulse response analysis, etc. This paper empirically tests the impact of Shaanxi rural financial development on the income gap between urban and rural areas in Shaanxi. The results show that the improvement of the efficiency of rural financial development in Shaanxi has an obvious effect on the convergence of urban-rural income gap in Shaanxi, and the scale of rural financial development in Shaanxi is not the Granger cause of the income gap between urban and rural areas. Its impact on the income gap between urban and rural areas is relatively small. On the basis of the above theoretical and empirical analysis, this paper strengthens the construction of credit system, establishes the relevant risk sharing mechanism, constructs the reasonable financial supervision system and so on. Some suggestions are put forward to further develop Shaanxi rural finance in order to narrow the income gap between urban and rural areas in Shaanxi.
【學(xué)位授予單位】：蘭州財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2015
【分類號(hào)】：F832.35

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相關(guān)期刊論文 前1條

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本文編號(hào)：2474620