【摘要】：中間業(yè)務(wù)是指不構(gòu)成商業(yè)銀行表內(nèi)資產(chǎn)、表內(nèi)負(fù)債,形成銀行非利息收入的業(yè)務(wù)。西方商業(yè)銀行中間業(yè)務(wù)收入是其利潤(rùn)的重要來源,隨著我國(guó)金融體制改革的深化和社會(huì)經(jīng)濟(jì)發(fā)展對(duì)金融需求的推動(dòng),國(guó)內(nèi)銀行已經(jīng)開始重視中間業(yè)務(wù)。銀行將更多地發(fā)揮中介服務(wù)功能,從賺取利差收入為主到賺取服務(wù)收入為主,中間業(yè)務(wù)已成為銀行業(yè)務(wù)的發(fā)展方向。 濟(jì)南地處全省的政治、經(jīng)濟(jì)、文化中心,集聚了大批市場(chǎng)主體,擁有最豐富的金融資源,也面臨最激烈的市場(chǎng)競(jìng)爭(zhēng),如何在持續(xù)競(jìng)爭(zhēng)中獲勝是迫在眉睫的問題。在這一背景下,研究建行濟(jì)南地區(qū)中間業(yè)務(wù)如何進(jìn)一步發(fā)展,以切實(shí)發(fā)揮省會(huì)行的龍頭作用和輻射效應(yīng),促進(jìn)全省中間業(yè)務(wù)發(fā)展,具有重要的現(xiàn)實(shí)意義。 本文以建行濟(jì)南地區(qū)為研究對(duì)象,從中間業(yè)務(wù)的基本概念入手,分析了中國(guó)建設(shè)銀行濟(jì)南地區(qū)的中間業(yè)務(wù)發(fā)展現(xiàn)狀,存在的問題。構(gòu)造了外部、內(nèi)部環(huán)境評(píng)價(jià)矩陣,對(duì)外部環(huán)境和內(nèi)部環(huán)境進(jìn)行了分析,運(yùn)用SWOT等分析等工具,提出了建行濟(jì)南地區(qū)的中間業(yè)務(wù)發(fā)展的建議,并從組織結(jié)構(gòu)、考核機(jī)制、人力資源、技術(shù)支持、風(fēng)險(xiǎn)控制等方面提出了相關(guān)內(nèi)部管理策略。
[Abstract]:Intermediate business refers to the business that does not constitute assets, liabilities and non-interest income in the balance sheet of a commercial bank. The income from intermediate business of western commercial banks is an important source of profit. With the deepening of financial system reform in China and the promotion of financial demand by social and economic development, domestic banks have begun to attach importance to intermediate business. Banks will give more play to the function of intermediary services, from earning spread income to service income, intermediate business has become the development direction of banking business. Jinan is located in the political, economic, cultural center of the province, gathered a large number of market subjects, has the richest financial resources, but also faces the most fierce market competition, how to win in the continuous competition is an urgent problem. Under this background, it is of great practical significance to study how to further develop the intermediate business in Jinan area of CCB in order to give full play to the leading role and radiation effect of the provincial capital bank and to promote the development of intermediate business in the whole province. This paper takes Jinan area of CCB as the research object, starts with the basic concept of intermediate business, and analyzes the present situation and existing problems of the intermediate business development in Jinan area of China Construction Bank. This paper constructs the external and internal environment evaluation matrix, analyzes the external environment and the internal environment, and puts forward some suggestions for the development of the intermediate business in Jinan area of the CCB by means of SWOT and other tools, and puts forward some suggestions on the development of the intermediate business in Jinan area from the point of view of organization structure and assessment mechanism. Human resources, technical support, risk control and other aspects of internal management strategies.
【學(xué)位授予單位】：山東大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類號(hào)】：F832.2

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