【摘要】：正從我國(guó)情況看,電子貨幣已有了一定試探性發(fā)展,雖然總體尚處萌芽狀態(tài),但其發(fā)展面臨的潛在風(fēng)險(xiǎn)值得關(guān)注和研究隨著互聯(lián)網(wǎng)技術(shù)和電子商務(wù)的普及,應(yīng)用電子渠道進(jìn)行支付交易和購(gòu)買(mǎi)活動(dòng)日益頻繁,傳統(tǒng)上使用物理形式貨幣進(jìn)行支付的方式正在向多元化的支付方式轉(zhuǎn)變。銀行卡、電子銀行是其中應(yīng)用最為廣泛的電子化貨幣支付渠道。需要強(qiáng)調(diào)的是,上述渠道仍處于銀行體系之中,按照銀行業(yè)務(wù)進(jìn)行規(guī)范監(jiān)管。
[Abstract]:In view of the situation in China, electronic money has developed tentatively. Although it is still in its infancy, the potential risks in its development deserve attention and research with the popularization of Internet technology and e-commerce. The use of electronic channels for payment transactions and purchases is increasingly frequent, and the traditional use of physical forms of money for payment is changing to a diversified way of payment. Bank card, electronic bank is one of the most widely used electronic money payment channels. It is important to emphasize that these channels are still in the banking system and regulated according to the banking business.
【作者單位】： 中國(guó)銀監(jiān)會(huì)創(chuàng)新監(jiān)管部;
【分類號(hào)】：F724.6;F832.2
，

本文編號(hào)：2445169