【摘要】：供應(yīng)鏈金融是近些年新興的事物，它是以核心企業(yè)為中心，通過對上游及下游中小企業(yè)物流和資金流的管理，改變以往控制單個企業(yè)風(fēng)險為視供應(yīng)鏈上企業(yè)為一整體，加以考核其風(fēng)險。隨著銀行同業(yè)競爭的不斷加劇，銀行逐漸的重視并積極開展中小企業(yè)信貸融資業(yè)務(wù)，使得供應(yīng)鏈金融模式得到了大力推動。尤其是2008年金融危機(jī)過后，供應(yīng)鏈融資模式更是得到了蓬勃發(fā)展，大型物流公司和銀行都大力的開展這項(xiàng)業(yè)務(wù)，以此來拓寬盈利渠道。 本論文從管理學(xué)和經(jīng)濟(jì)學(xué)的角度，對供應(yīng)鏈金融及其風(fēng)險問題進(jìn)行研究，深入探討供應(yīng)鏈金融信用風(fēng)險評價問題。在本論文中，通過對供應(yīng)鏈金融及其融資模式的介紹，闡述了融資過程中將面臨的風(fēng)險問題；接下來研究供應(yīng)鏈金融中信用風(fēng)險評價的指標(biāo)選擇以及體系構(gòu)建。最后，建立基于梯形模糊數(shù)的供應(yīng)鏈金融信用風(fēng)險評價模型，通過實(shí)證分析，驗(yàn)證了該方法的可行性，并對供應(yīng)鏈金融信用及其信用風(fēng)險評價提出了建議。 研究供應(yīng)鏈金融信用風(fēng)險能夠從全局出發(fā)，不僅僅考察融資企業(yè)自身的財務(wù)狀況、資信情況，并且綜合評價融資企業(yè)所在的供應(yīng)鏈以及與這條供應(yīng)鏈進(jìn)行交易的風(fēng)險，，最后決定是否對中小企業(yè)授信。供應(yīng)鏈金融在國內(nèi)起步較晚，今后還有很大的發(fā)展空間，未來的研究可以對供應(yīng)鏈金融的信用風(fēng)險評價模型做進(jìn)一步的優(yōu)化，細(xì)分評價指標(biāo)，進(jìn)而提高判斷準(zhǔn)確率。
[Abstract]:Supply chain finance is a newly emerging thing in recent years. It takes the core enterprise as the center, through the management of the upstream and downstream small and medium-sized enterprises' logistics and capital flow, it changes the control of the single enterprise's risk to regard the enterprise in the supply chain as a whole. Assess the risks. With the intensification of interbank competition, banks gradually attach importance to and actively carry out credit financing business of small and medium-sized enterprises, which makes the supply chain finance model greatly promoted. Especially after the 2008 financial crisis, the supply chain financing model has been booming, large logistics companies and banks are vigorously carrying out this business to broaden the profit channels. From the angle of management and economics, this paper studies the supply chain finance and its risk, and probes into the credit risk evaluation of supply chain finance. In this paper, through the introduction of supply chain finance and its financing mode, the paper expounds the risk problems that will be faced in the process of financing. Then, it studies the index selection and system construction of credit risk evaluation in supply chain finance. Finally, the credit risk evaluation model of supply chain finance based on trapezoidal fuzzy number is established, and the feasibility of this method is verified by empirical analysis, and some suggestions are put forward for the evaluation of supply chain financial credit and its credit risk. The study of supply chain financial credit risk can proceed from the overall situation, not only to investigate the financial situation and credit situation of the financing enterprise itself, but also to comprehensively evaluate the supply chain in which the financing enterprise is located and the risk of transaction with the supply chain. Finally decide whether to grant credit to small and medium-sized enterprises. The supply chain finance starts late in our country, and there is much room for development in the future. The future research can further optimize the credit risk evaluation model of supply chain finance, subdivide the evaluation index, and then improve the accuracy of judgment.
【學(xué)位授予單位】：天津大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2012
【分類號】：F274;F830.5

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