【摘要】：中小企業(yè)在技術(shù)創(chuàng)新方面具有數(shù)量多、效率高、周期短、成本低等獨特優(yōu)勢,由于生存危機與競爭壓力,中小企業(yè)比大企業(yè)更加關(guān)注市場機會,創(chuàng)新的動力和活力更強,容易抓住機會,獲得成功。隨著中小企業(yè)的發(fā)展,其對資金的需求也越來越大,特別是在當前宏觀調(diào)控形勢下,中小企業(yè)的融資難、貸款難的問題日益突出,已成為制約其發(fā)展的突出問題。
[Abstract]:Small and medium-sized enterprises have many unique advantages in technological innovation, such as large quantity, high efficiency, short period, low cost and so on. Because of the survival crisis and competitive pressure, SMEs pay more attention to market opportunities than large enterprises, and have more power and vitality of innovation. It is easy to seize chances and succeed. With the development of small and medium-sized enterprises, their demand for funds is increasing, especially in the current macro-control situation, the financing and loan difficulties of small and medium-sized enterprises have become increasingly prominent, which has become a prominent problem restricting their development.
【作者單位】： 中國建設(shè)銀行云南省分行機構(gòu)業(yè)務(wù)部;
【分類號】：F832.4;F276.3

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