【摘要】：經(jīng)營績效考評體系的建立和運用為我國銀行業(yè)強化內(nèi)部管理、提升自身競爭力、突出戰(zhàn)略目標(biāo)發(fā)揮著重大作用。近年來，我國政策性銀行在做好政策性業(yè)務(wù)的同時，開始發(fā)展一些商業(yè)性業(yè)務(wù)，，既要完成政府賦予的特殊使命，又要保證自身經(jīng)營狀況持續(xù)發(fā)展。隨著其業(yè)務(wù)范圍的擴大，建立一套適合自身經(jīng)營特點的、并且簡易可行的績效評價體系已迫在眉睫。 近年來，雖然我國出臺了關(guān)于國有商業(yè)銀行的績效考評體系。但政策性銀行的績效考評體系尚未發(fā)展完善。本文從政策性銀行農(nóng)發(fā)行的特點出發(fā)，探討農(nóng)業(yè)政策性銀行的績效考評體系。 目前，農(nóng)發(fā)行的考評體系是上級行對下屬分支行進行績效考評，這種方式有一定的弊端和狹隘性�？荚u結(jié)果有時不能準確反映當(dāng)前的經(jīng)營情況，不能直觀看到排名情況，甚至與農(nóng)發(fā)行的戰(zhàn)略目標(biāo)脫節(jié)，這樣有可能導(dǎo)致某些行經(jīng)營效益惡化，不良資產(chǎn)率上升等等。所以改善邢臺分行目前的考評體系，可以調(diào)動各分支機構(gòu)的工作積極性，促使各行加強業(yè)務(wù)可持續(xù)發(fā)展。本文在介紹績效考評的基本理論和國內(nèi)外研究現(xiàn)狀的基礎(chǔ)上，分析了農(nóng)發(fā)行邢臺分行的經(jīng)營績效考評體系和現(xiàn)有體系取得的成效與不足，并提出了具體實施建議，對考評體系作出修改補充。所以本文的研究必會對邢臺分行績效考評的完善提供可借鑒的操作方案。
[Abstract]:The establishment and application of the management performance appraisal system plays an important role in strengthening the internal management, enhancing the competitiveness of our banking industry, and highlighting the strategic objectives. In recent years, the policy banks of our country have started to develop some commercial businesses while doing well the policy business. They should not only fulfill the special mission given by the government, but also ensure the sustainable development of their own business conditions. With the expansion of its business scope, it is urgent to establish a simple and feasible performance evaluation system. In recent years, although our country has introduced the performance appraisal system of state-owned commercial banks. However, the performance appraisal system of policy banks has not been developed and perfected. Based on the characteristics of Agricultural Development Bank, this paper discusses the performance evaluation system of agricultural policy banks. At present, the Appraisal system of Agricultural Development Bank is the superior bank to conduct the performance appraisal to the subordinate branch bank, this kind of way has certain malpractice and narrowness. Sometimes the evaluation results can not accurately reflect the current operating situation, can not directly see the ranking situation, or even out of touch with the strategic objectives of the Agricultural Development Bank, which may lead to the deterioration of some banks' operating benefits and the rise of the non-performing assets rate, and so on. Therefore, improving the current appraisal system of Xingtai Branch can mobilize the enthusiasm of the branches and promote the sustainable development of the business. On the basis of introducing the basic theory of performance appraisal and the current research situation at home and abroad, this paper analyzes the achievements and shortcomings of the performance appraisal system of Xingtai Branch of Agricultural Development Bank and the existing system, and puts forward some concrete suggestions for implementation. Revise and supplement the evaluation system. Therefore, the study of this paper will provide a reference for Xingtai Branch performance evaluation.
【學(xué)位授予單位】：河北工業(yè)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2012
【分類號】：F272.3;F832.31

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