我國商業(yè)銀行發(fā)展私人銀行業(yè)務創(chuàng)新研究
發(fā)布時間：2018-11-27 14:54
【摘要】：私人銀行業(yè)務是指以財富管理為核心,面向高凈資產(chǎn)客戶所提供的頂級專業(yè)化的一攬子金融服務,其已成為當今國際知名商業(yè)銀行的戰(zhàn)略核心業(yè)務。私人銀行業(yè)務是國際商業(yè)銀行的高端業(yè)務,也是我國商業(yè)銀行推動經(jīng)營轉型、向真正意義上的一流商業(yè)銀行過度必須要大力發(fā)展的業(yè)務。隨著市場經(jīng)濟的快速發(fā)展,中國已經(jīng)形成了一支在社會經(jīng)濟中越來越具有影響力的高收入群體,但由于缺失真正的私人銀行服務,該群體日益增長的財富管理需求難以得到有效滿足。金融全面開放后,私人銀行在國內具有廣闊的發(fā)展空間。本文詳細介紹了國際上商業(yè)銀行私人銀行業(yè)務的內容、特點以及業(yè)務流程,并以瑞銀集團私人銀行業(yè)務為例,研究其產(chǎn)品、特點、組織形式和重要經(jīng)營方法。在此基礎上,客觀分析了我國當前商業(yè)銀行私人銀行業(yè)務發(fā)展的現(xiàn)狀,進而從組織形式、業(yè)務創(chuàng)新、人才培養(yǎng)、風險防范等方面提出了我國商業(yè)銀行發(fā)展私人銀行業(yè)務的思路與對策。
[Abstract]:Private banking refers to the top specialized financial services provided by the clients with high net assets with wealth management as the core. It has become the strategic core business of the international famous commercial banks. Private banking is the high-end business of international commercial banks, and it is also the business that our commercial banks must develop vigorously to promote the transformation of management to the real first-class commercial banks. With the rapid development of the market economy, China has formed a high-income group with more and more influence in the social economy, but due to the lack of real private banking services, The growing wealth management needs of this group are difficult to meet effectively. After the full opening of finance, private banks in China have a broad space for development. This paper introduces in detail the contents, characteristics and business process of private banking business of commercial banks in the world. Taking the private banking business of UBS Group as an example, this paper studies its products, characteristics, organization forms and important management methods. On this basis, this paper objectively analyzes the current situation of the private banking business development of commercial banks in China, and then from the organizational form, business innovation, talent training, This paper puts forward the ideas and countermeasures of developing private bank business in China's commercial banks from the aspects of risk prevention and so on.
【學位授予單位】：云南大學
【學位級別】：碩士
【學位授予年份】：2012
【分類號】：F832.2
本文編號：2361184
[Abstract]:Private banking refers to the top specialized financial services provided by the clients with high net assets with wealth management as the core. It has become the strategic core business of the international famous commercial banks. Private banking is the high-end business of international commercial banks, and it is also the business that our commercial banks must develop vigorously to promote the transformation of management to the real first-class commercial banks. With the rapid development of the market economy, China has formed a high-income group with more and more influence in the social economy, but due to the lack of real private banking services, The growing wealth management needs of this group are difficult to meet effectively. After the full opening of finance, private banks in China have a broad space for development. This paper introduces in detail the contents, characteristics and business process of private banking business of commercial banks in the world. Taking the private banking business of UBS Group as an example, this paper studies its products, characteristics, organization forms and important management methods. On this basis, this paper objectively analyzes the current situation of the private banking business development of commercial banks in China, and then from the organizational form, business innovation, talent training, This paper puts forward the ideas and countermeasures of developing private bank business in China's commercial banks from the aspects of risk prevention and so on.
【學位授予單位】：云南大學
【學位級別】：碩士
【學位授予年份】：2012
【分類號】：F832.2
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