【摘要】：金融產(chǎn)業(yè)是經(jīng)濟(jì)社會(huì)中一個(gè)重要的產(chǎn)業(yè)部門,更是一個(gè)國(guó)家高度關(guān)注的戰(zhàn)略性產(chǎn)業(yè)部門；金融產(chǎn)業(yè)結(jié)構(gòu)作為一國(guó)金融產(chǎn)業(yè)發(fā)展完善程度主要衡量標(biāo)志,越來(lái)越成為研究者關(guān)注的對(duì)象。目前,我國(guó)正跨入經(jīng)濟(jì)建設(shè)的“十二五”計(jì)劃新時(shí)期,在產(chǎn)業(yè)升級(jí)、結(jié)構(gòu)調(diào)整大政方針己定的前提下,為設(shè)計(jì)、規(guī)劃、安排和協(xié)調(diào)我國(guó)金融產(chǎn)業(yè)結(jié)構(gòu)的發(fā)展提供理論支持的現(xiàn)實(shí)需要是非常迫切的。本文以金融發(fā)展理論和計(jì)量經(jīng)濟(jì)學(xué)、產(chǎn)業(yè)經(jīng)濟(jì)學(xué)等理論為指導(dǎo)思想。運(yùn)用協(xié)整檢驗(yàn)、向量誤差修正模型和格蘭杰因果關(guān)系檢驗(yàn)來(lái)研究我國(guó)金融產(chǎn)業(yè)結(jié)構(gòu)與經(jīng)濟(jì)增長(zhǎng)關(guān)聯(lián)性問題,并且利用OLS估計(jì)測(cè)算出我國(guó)金融產(chǎn)業(yè)中各行業(yè)對(duì)經(jīng)濟(jì)增長(zhǎng)的邊際貢獻(xiàn)率,從而進(jìn)一步研究我國(guó)金融產(chǎn)業(yè)結(jié)構(gòu)與經(jīng)濟(jì)增長(zhǎng)協(xié)調(diào)性問題。首先本文在介紹選題背景和選題意義以及國(guó)內(nèi)外在金融發(fā)展和金融產(chǎn)業(yè)結(jié)構(gòu)研究的文獻(xiàn)綜述的基礎(chǔ)上,對(duì)本文的研究方法、結(jié)構(gòu)和可能的創(chuàng)新以及不足之處進(jìn)行了簡(jiǎn)要介紹。其次,本文介紹了金融產(chǎn)業(yè)結(jié)構(gòu)的基本概念并分析了金融產(chǎn)業(yè)結(jié)構(gòu)與經(jīng)濟(jì)增長(zhǎng)的關(guān)系問題,作為全文的理論基礎(chǔ)。再次,通過相關(guān)數(shù)據(jù)和圖表,分階段說明了我國(guó)金融產(chǎn)業(yè)結(jié)構(gòu)變遷的歷程,并比較我國(guó)和西方發(fā)達(dá)國(guó)家的金融產(chǎn)業(yè)結(jié)構(gòu),試圖分析我國(guó)金融產(chǎn)業(yè)結(jié)構(gòu)的差異和變動(dòng)趨勢(shì)。然后,通過利用協(xié)整檢驗(yàn)、格蘭杰因果關(guān)系檢驗(yàn)和OLS估計(jì)對(duì)我國(guó)金融產(chǎn)業(yè)結(jié)構(gòu)和經(jīng)濟(jì)增長(zhǎng)相互關(guān)系進(jìn)行實(shí)證研究。最后,在實(shí)證研究的基礎(chǔ)上,得出本文的研究結(jié)論：我國(guó)金融產(chǎn)業(yè)結(jié)構(gòu)與經(jīng)濟(jì)增長(zhǎng)之間存在長(zhǎng)期均衡關(guān)系,但是金融產(chǎn)業(yè)內(nèi)部各行業(yè)對(duì)經(jīng)濟(jì)增長(zhǎng)的貢獻(xiàn)卻各有不同,我國(guó)金融產(chǎn)業(yè)結(jié)構(gòu)存在發(fā)展不協(xié)調(diào)的問題。在這一結(jié)論的基礎(chǔ)上本文對(duì)促進(jìn)我國(guó)金融產(chǎn)業(yè)結(jié)構(gòu)與經(jīng)濟(jì)增長(zhǎng)協(xié)調(diào)發(fā)展提出相應(yīng)的政策建議：我國(guó)繼續(xù)完善銀行業(yè)公司治理結(jié)構(gòu),加快保險(xiǎn)、證券等非銀行金融機(jī)構(gòu)的發(fā)展,積極發(fā)展中小金融機(jī)構(gòu),構(gòu)建大中小并存的金融產(chǎn)業(yè)結(jié)構(gòu),促進(jìn)金融產(chǎn)業(yè)結(jié)構(gòu)均衡發(fā)展。
[Abstract]:Financial industry is an important industrial sector in the economic society, and it is also a strategic industrial sector which is highly concerned by the country. As a main measure of the degree of development and perfection of a country's financial industry, the structure of financial industry has become the focus of more and more researchers. At present, our country is stepping into the new period of the 12th Five-Year Plan of economic construction. Under the premise of industrial upgrading and structural adjustment, we are planning for the purpose of designing and planning. It is urgent to arrange and coordinate the development of financial industry structure to provide theoretical support. This paper is guided by the theory of financial development and econometrics and industrial economics. Using cointegration test, vector error correction model and Granger causality test to study the relationship between financial industry structure and economic growth. The marginal contribution rate of financial industry to economic growth is calculated by using OLS estimation, and the coordination between financial industry structure and economic growth is further studied. Firstly, based on the introduction of the background and significance of the topic and the literature review of the financial development and financial industry structure at home and abroad, this paper briefly introduces the research methods, structure, possible innovations and shortcomings of this paper. Secondly, this paper introduces the basic concept of financial industry structure and analyzes the relationship between financial industry structure and economic growth, as the theoretical basis of the full text. Thirdly, through the relevant data and charts, the paper explains the course of financial industry structure change in stages, compares the financial industry structure between China and western developed countries, and tries to analyze the differences and trends of financial industry structure in China. Then, by using cointegration test, Granger causality test and OLS estimate, the empirical study on the relationship between financial industry structure and economic growth in China is carried out. Finally, on the basis of empirical research, this paper concludes that there is a long-term equilibrium relationship between financial industry structure and economic growth, but the contribution of different industries to economic growth is different. The financial industry structure of our country has the problem of uncoordinated development. On the basis of this conclusion, this paper puts forward corresponding policy suggestions to promote the coordinated development of financial industry structure and economic growth in China: China should continue to perfect the corporate governance structure of the banking industry, speed up the development of non-bank financial institutions such as insurance, securities, and so on. We should actively develop small and medium financial institutions, construct a large, medium and small financial industry structure, and promote the balanced development of the financial industry structure.
【學(xué)位授予單位】：安徽財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類號(hào)】：F832;F127

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