發(fā)布時間：2018-11-01 16:49

【摘要】：隨著中國經(jīng)濟實力持續(xù)的提升，中資商業(yè)銀行的國際地位也在不斷攀升。經(jīng)過加入世界貿(mào)易組織十年來的洗禮，中資商業(yè)銀行國際化的現(xiàn)實基礎(chǔ)越來越堅實，中資商業(yè)銀行走出國門的步伐不斷加快。當(dāng)前，深入研究中資商業(yè)銀行國際化發(fā)展問題，對促進中資商業(yè)銀行加快戰(zhàn)略轉(zhuǎn)型和推進銀行國際化發(fā)展具有十分重要的理論價值和實踐意義。 本文利用實證分析的方法，在回顧已有的商業(yè)銀行國際化理論和實證研究成果的基礎(chǔ)上，借鑒國內(nèi)外學(xué)者的研究方法和分析思路，并結(jié)合我國特有的制度因素，采用固定效應(yīng)模型、隨機效應(yīng)模型以及多元線性回歸模型對中資商業(yè)銀行國際化的動因進行實證研究。根據(jù)實證結(jié)果，銀行規(guī)模、中國宏觀經(jīng)濟規(guī)模、中國貿(mào)易依存度、東道國潛在市場規(guī)模、東道國對外開放程度、信息成本、國際金融中心、與東道國的對外直接投資、雙邊貿(mào)易，都對中資商業(yè)銀行的國際化發(fā)展具有顯著的影響作用。同時也得出與自身假設(shè)不相符的因素，，包括銀行的績效水平、母國銀行業(yè)開放程度和母國的市場化程度，但得出的結(jié)論與我國的實際情況相符。文章末尾，基于實證研究結(jié)果，對相關(guān)的因素提出建議，例如加快中資商業(yè)銀行的國際化積累和銀行資本規(guī)模的擴大、大力開展向國際金融中心傾斜、向雙邊貿(mào)易量大的國家或地區(qū)傾斜以及向周邊國家跨境擴展等等。
[Abstract]:As China's economic strength continues to improve, the international status of Chinese commercial banks is also rising. After ten years' baptism after joining the World Trade Organization, the realistic foundation of internationalization of Chinese commercial banks has become more and more solid, and the pace of Chinese commercial banks to go abroad has been quickened. At present, it is of great theoretical value and practical significance to study the internationalization development of Chinese commercial banks in order to accelerate the strategic transformation and promote the internationalization development of Chinese commercial banks. On the basis of reviewing the existing internationalization theories and empirical research results of commercial banks, this paper uses the empirical analysis method for reference from scholars at home and abroad, and combines the unique institutional factors of our country. Using fixed effect model, stochastic effect model and multivariate linear regression model, this paper makes an empirical study on the motivation of internationalization of Chinese commercial banks. According to the empirical results, the size of banks, the size of China's macro-economy, the degree of China's trade dependence, the potential market size of the host country, the degree of openness of the host country, the cost of information, the international financial center, the foreign direct investment with the host country, Bilateral trade has a significant impact on the internationalization of Chinese commercial banks. At the same time, the factors which do not accord with their own assumptions, including the performance level of the bank, the opening degree of the home banking industry and the degree of marketization of the home country, are also obtained, but the conclusion is consistent with the actual situation in our country. At the end of the paper, based on the results of empirical research, some suggestions are put forward, such as speeding up the international accumulation of Chinese commercial banks and expanding the capital scale of banks, and making great efforts to tilt towards the international financial center. Tilt to countries or regions with large bilateral trade and expand across borders to neighboring countries.
【學(xué)位授予單位】：外交學(xué)院
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2012
【分類號】：F832.33

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