貨幣政策、信貸歧視與企業(yè)間商業(yè)信用
發(fā)布時(shí)間:2018-09-05 17:44
【摘要】:正商業(yè)信用是指企業(yè)在購(gòu)買產(chǎn)品的過(guò)程中延期交付貨款,或是在銷售產(chǎn)品的過(guò)程中提前收取貨款而從對(duì)方那里獲得的信用。商業(yè)信用在企業(yè)的短期融資中占據(jù)十分重要的地位,無(wú)論發(fā)達(dá)國(guó)家還是發(fā)展中國(guó)家都是如此,據(jù)統(tǒng)計(jì),在全球平均水平上,商業(yè)信用占到企業(yè)資產(chǎn)的15%左右(石曉軍、張順明,2010)。在金融體系尚不健全、企業(yè)融資渠道單一的中國(guó),企業(yè)使用的商業(yè)信用平均占
[Abstract]:Positive commercial credit refers to the credit that an enterprise obtains from the other party in the process of purchasing a product by delaying the delivery of the goods or by collecting the payment in advance during the process of selling the product. Commercial credit occupies a very important position in the short-term financing of enterprises, both in developed and developing countries. According to statistics, commercial credit accounts for about 15% of enterprise assets on the global average level (Shi Xiaojun, Zhang Shunming 2010). In China, where the financial system is not perfect and the financing channels of enterprises are single, the average proportion of commercial credit used by enterprises is
【作者單位】: 河南大學(xué)經(jīng)濟(jì)學(xué)院;
【基金】:國(guó)家社科基金項(xiàng)目“國(guó)有企業(yè)控制權(quán)轉(zhuǎn)移績(jī)效評(píng)估研究”(12BGL049) 河南省科學(xué)技術(shù)研究重點(diǎn)項(xiàng)目“河南省金融結(jié)構(gòu)優(yōu)化及其對(duì)經(jīng)濟(jì)增長(zhǎng)支持的研究”(12A630064)
【分類號(hào)】:F822.0;F832.4;F272;F224
,
本文編號(hào):2224993
[Abstract]:Positive commercial credit refers to the credit that an enterprise obtains from the other party in the process of purchasing a product by delaying the delivery of the goods or by collecting the payment in advance during the process of selling the product. Commercial credit occupies a very important position in the short-term financing of enterprises, both in developed and developing countries. According to statistics, commercial credit accounts for about 15% of enterprise assets on the global average level (Shi Xiaojun, Zhang Shunming 2010). In China, where the financial system is not perfect and the financing channels of enterprises are single, the average proportion of commercial credit used by enterprises is
【作者單位】: 河南大學(xué)經(jīng)濟(jì)學(xué)院;
【基金】:國(guó)家社科基金項(xiàng)目“國(guó)有企業(yè)控制權(quán)轉(zhuǎn)移績(jī)效評(píng)估研究”(12BGL049) 河南省科學(xué)技術(shù)研究重點(diǎn)項(xiàng)目“河南省金融結(jié)構(gòu)優(yōu)化及其對(duì)經(jīng)濟(jì)增長(zhǎng)支持的研究”(12A630064)
【分類號(hào)】:F822.0;F832.4;F272;F224
,
本文編號(hào):2224993
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