【摘要】：隨著發(fā)達國家經(jīng)濟狀況逐漸好轉(zhuǎn),由次貸危機(Subprim e Crisis)引起的百年一遇的金融危機正逐漸離我們遠去。痛定思痛,回顧危機的起源和發(fā)展,作為金融支柱行業(yè)的商業(yè)銀行能從中獲取不少有益的經(jīng)驗和教訓。嚴格約束資本金充足率,完善風險管理機制,穩(wěn)健實施金融創(chuàng)新、提高資本利用率,是商業(yè)銀行在后金融危機時代的發(fā)展策略。
[Abstract]:With the economic situation of developed countries gradually improving, the financial crisis caused by the subprime mortgage crisis (Subprim e Crisis) is gradually leaving us. Reviewing the origin and development of the crisis, commercial banks, as the pillar industries of finance, can gain many useful experiences and lessons. It is the development strategy of commercial banks in the post-financial crisis era to strictly restrict the capital adequacy ratio, perfect the risk management mechanism, implement the financial innovation steadily and improve the capital utilization ratio.
【作者單位】： 招商銀行昆明春城路支行;
【分類號】：F832.2
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本文編號：2200775