本文選題：小額信貸 + 農(nóng)村婦女　； 參考：《廣西大學(xué)》2012年碩士論文

【摘要】：本文基于來賓市豐富的農(nóng)村婦女勞動(dòng)力資源及其強(qiáng)烈的創(chuàng)業(yè)需求,運(yùn)用國(guó)內(nèi)外小額信貸發(fā)展的研究理論和實(shí)踐成果,系統(tǒng)地分析和探討了來賓市農(nóng)村婦女創(chuàng)業(yè)的社會(huì)環(huán)境、現(xiàn)狀、主要模式、特點(diǎn)和存在的主要問題,并提出了具有針對(duì)性的對(duì)策和建議,對(duì)小額信貸如何促進(jìn)來賓市農(nóng)村婦女創(chuàng)業(yè)及來賓市經(jīng)濟(jì)發(fā)展具有實(shí)際操作和理論研究層面指導(dǎo)意義。本文得出來賓市小額信貸對(duì)農(nóng)村婦女創(chuàng)業(yè)影響的主要研究結(jié)論如下： (1)小額信貸發(fā)展的社會(huì)環(huán)境優(yōu)良,符合社會(huì)主義市場(chǎng)經(jīng)濟(jì)規(guī)律。 (2)小額信貸發(fā)展現(xiàn)狀：小額信貸整體快速發(fā)展,大力發(fā)展多元化的小額信貸模式；小額信貸促使農(nóng)民專業(yè)合作組織、農(nóng)產(chǎn)品加工基地基本形成。 (3)小額信貸特點(diǎn)：覆蓋面廣；信貸方式多且靈活；經(jīng)濟(jì)效益明顯；改善農(nóng)村農(nóng)業(yè)經(jīng)濟(jì)發(fā)展環(huán)境；尚處于發(fā)展的初期階段。 (4)小額信貸積極影響和意義：促進(jìn)了農(nóng)村經(jīng)濟(jì)向產(chǎn)業(yè)化、規(guī)模化、現(xiàn)代化發(fā)展,促使了農(nóng)村特色產(chǎn)業(yè)形成。 (5)小額信貸發(fā)展存在的主要問題：資金供給渠道狹窄、貼息資金發(fā)放速度緩慢、措施與農(nóng)村婦女的需求不匹配、實(shí)際操作與管理機(jī)制不對(duì)稱、農(nóng)村婦女小額信貸保障機(jī)制的缺失不全、農(nóng)村農(nóng)業(yè)基礎(chǔ)薄弱。 (6)對(duì)來賓市農(nóng)村婦女小額信貸發(fā)展的對(duì)策建議：建立小額擔(dān)保貸款擔(dān)�；�；提高資金扶持有效使用率：加強(qiáng)對(duì)農(nóng)業(yè)產(chǎn)業(yè)化發(fā)展的引導(dǎo)和扶持；強(qiáng)化農(nóng)村婦女的經(jīng)營(yíng)管理和農(nóng)業(yè)科技含量；加大政策的宣傳力度和樹立創(chuàng)業(yè)典型等措施促進(jìn)農(nóng)村婦女發(fā)展農(nóng)村經(jīng)濟(jì)；構(gòu)建和完善農(nóng)村小額信貸服務(wù)系統(tǒng)。
[Abstract]:Based on the abundant rural women's labor resources and their strong entrepreneurial needs in Laibin City, this paper systematically analyzes and discusses the social environment of rural women's entrepreneurship in Laibin City, using the research theory and practice of micro-credit development at home and abroad. The present situation, the main mode, the characteristics and the main problems are put forward, and the countermeasures and suggestions are put forward. It has practical and theoretical significance on how to promote rural women's entrepreneurship and economic development in Laibin. The main conclusions of this paper are as follows: (1) the social environment of micro-credit development is good. In line with the laws of socialist market economy. (2) the current situation of microfinance development: the rapid development of microfinance as a whole and the vigorous development of diversified microfinance models; microfinance promotes farmers' professional cooperation organizations, The basic formation of agricultural products processing base. (3) the characteristics of micro-credit: wide coverage, many and flexible credit methods, obvious economic benefits, improving the rural agricultural economic development environment; It is still in the early stage of development. (4) Microcredit has positive influence and significance: it has promoted the development of rural economy to industrialization, scale and modernization. Promote the formation of rural characteristic industries. (5) the main problems in the development of micro-credit: the narrow channels of capital supply, the slow rate of distribution of discount funds, the measures do not match the needs of rural women, The actual operation and management mechanism are asymmetric, and the lack of micro-credit guarantee mechanism for rural women is incomplete. The rural agriculture foundation is weak. (6) the countermeasures and suggestions for the development of rural women's microcredit in Laibin: establishing the guarantee fund of micro-guarantee loan, improving the effective utilization rate of fund support, strengthening the guidance and support to the development of agricultural industrialization; Strengthen the management of rural women and agricultural science and technology content; increase the publicity of policy and set up a typical entrepreneurial measures to promote rural women to develop rural economy; build and improve the rural micro-credit service system.
【學(xué)位授予單位】：廣西大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類號(hào)】：F323.6;F832.4

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本文編號(hào)：2110940