本文選題：商業(yè)銀行 + 國(guó)際貿(mào)易融資��； 參考：《山東大學(xué)》2012年碩士論文

【摘要】：隨著我國(guó)國(guó)際貿(mào)易的快速發(fā)展,商業(yè)銀行國(guó)際貿(mào)易融資業(yè)務(wù)取得了長(zhǎng)足發(fā)展,商業(yè)銀行對(duì)國(guó)際貿(mào)易融資業(yè)務(wù)的重視程度也日益提高,并將其作為重點(diǎn)發(fā)展的項(xiàng)金融業(yè)務(wù)。伴隨著商業(yè)銀行國(guó)際貿(mào)易融資業(yè)務(wù)的發(fā)展,商業(yè)銀行對(duì)該業(yè)務(wù)的風(fēng)險(xiǎn)控制意識(shí)和能力日益提升。由于受到傳統(tǒng)銀行融資業(yè)務(wù)管理理念的影響,商業(yè)銀行對(duì)于國(guó)際貿(mào)易融資業(yè)務(wù)的風(fēng)險(xiǎn)控制往往關(guān)注于信用風(fēng)險(xiǎn)和市場(chǎng)風(fēng)險(xiǎn),對(duì)操作風(fēng)險(xiǎn)涉及不多。不過(guò),商業(yè)銀行國(guó)際貿(mào)易融資業(yè)務(wù)日趨復(fù)雜化和專業(yè)化,并且伴隨國(guó)際貿(mào)易特別是人民幣跨境貿(mào)易的不斷擴(kuò)大,業(yè)務(wù)創(chuàng)新也日趨快速和豐富；同時(shí),國(guó)際貿(mào)易融資業(yè)務(wù)具有區(qū)別于商業(yè)銀行其他融資業(yè)務(wù)的特有優(yōu)勢(shì),在現(xiàn)階段銀行信貸收緊的局面下,更容易受到不發(fā)分子的注意；加上監(jiān)管要求日益嚴(yán)格,商業(yè)銀行國(guó)際貿(mào)易融資業(yè)務(wù)面臨的操作風(fēng)險(xiǎn)水平日益提高。因此如果不能有效的控制國(guó)際貿(mào)易融資業(yè)務(wù)操作風(fēng)險(xiǎn),商業(yè)銀行有可能遭受巨額損失。 本文從商業(yè)銀行風(fēng)險(xiǎn)管理理論出發(fā),在參考國(guó)內(nèi)外理論文獻(xiàn)的基礎(chǔ)上,介紹了商業(yè)銀行操作風(fēng)險(xiǎn)和國(guó)際貿(mào)易融資業(yè)務(wù)的基本內(nèi)容,簡(jiǎn)單分析了該業(yè)務(wù)面臨的信用風(fēng)險(xiǎn)、市場(chǎng)風(fēng)險(xiǎn)和操作風(fēng)險(xiǎn)；通過(guò)對(duì)操作風(fēng)險(xiǎn)管理在國(guó)際貿(mào)易融資業(yè)務(wù)風(fēng)險(xiǎn)管理中重要地位的論證,闡明商業(yè)銀行發(fā)展國(guó)際貿(mào)易融資業(yè)務(wù)過(guò)程中重視操作風(fēng)險(xiǎn)管理的必要性；從商業(yè)銀行內(nèi)部和外部?jī)蓚�(gè)層面出發(fā),針對(duì)國(guó)際貿(mào)易融資業(yè)務(wù)流程中的各個(gè)風(fēng)險(xiǎn)控制環(huán)節(jié),列舉了國(guó)際貿(mào)易融資業(yè)務(wù)操作風(fēng)險(xiǎn)主要表現(xiàn)形式；在對(duì)現(xiàn)階段商業(yè)銀行國(guó)際貿(mào)易融資業(yè)務(wù)操作風(fēng)險(xiǎn)管理存在的主要問(wèn)題,操作風(fēng)險(xiǎn)成因進(jìn)行論述的基礎(chǔ)上,從風(fēng)險(xiǎn)文化、信貸管理模式、組織結(jié)構(gòu)、業(yè)務(wù)流程、人員、管理技術(shù)和方法等方面提出完善國(guó)際貿(mào)易融資業(yè)務(wù)操作風(fēng)險(xiǎn)管理的對(duì)策,以期為我國(guó)的商業(yè)銀行國(guó)際貿(mào)易融資業(yè)務(wù)健康發(fā)展提供幫助。
[Abstract]:With the rapid development of international trade in our country, the international trade financing business of commercial banks has made great progress, and the commercial banks pay more and more attention to the international trade financing business, and regard it as the key item of financial business development. With the development of international trade financing business of commercial banks, the risk control consciousness and ability of commercial banks are increasing day by day. Because of the influence of the traditional bank financing business management concept, the commercial banks' risk control for the international trade financing business is usually focused on the credit risk and market risk, but not much on the operational risk. However, the international trade financing business of commercial banks is becoming more and more complicated and specialized, and with the continuous expansion of international trade, especially the cross-border trade of RMB, business innovation is becoming more and more rapid and rich; at the same time, The international trade financing business has the unique advantage of differentiating itself from other financing businesses of commercial banks. At this stage, banks are more vulnerable to credit tightening, and they are more vulnerable to the attention of unpublished people. In addition, the regulatory requirements are becoming increasingly stringent. The level of operational risk faced by commercial banks in international trade financing is increasing day by day. Therefore, if the operational risk of international trade financing can not be effectively controlled, commercial banks may suffer huge losses. Based on the theory of commercial bank risk management and referring to the domestic and foreign theoretical literature, this paper introduces the basic contents of commercial bank operational risk and international trade financing business, and briefly analyzes the credit risk faced by the business. Through the demonstration of the important position of operational risk management in international trade financing business risk management, the necessity of commercial banks to attach importance to operational risk management in the process of developing international trade financing business is expounded. Based on the internal and external aspects of commercial banks, this paper enumerates the main forms of operational risks of international trade financing business in view of each risk control link in the business process of international trade finance. On the basis of discussing the main problems and causes of operational risk management in the international trade financing business of commercial banks at this stage, from the risk culture, credit management model, organization structure, business process, personnel, In the aspects of management techniques and methods, the author puts forward some countermeasures to improve the operational risk management of international trade financing, in order to provide help for the healthy development of international trade financing business of commercial banks in China.
【學(xué)位授予單位】：山東大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類號(hào)】：F832.2

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 潘建;國(guó)張維;;商業(yè)銀行操作風(fēng)險(xiǎn)管理研究述評(píng)[J];金融論壇;2006年08期

2 費(fèi)倫蘇;;商業(yè)銀行操作風(fēng)險(xiǎn)的行為金融理論解釋[J];當(dāng)代經(jīng)濟(jì)管理;2009年01期

3 林樞;;商業(yè)銀行貿(mào)易融資風(fēng)險(xiǎn)管理探討[J];國(guó)際商務(wù)研究;2010年05期

4 孫穎;;防范國(guó)際貿(mào)易融資風(fēng)險(xiǎn)的對(duì)策分析[J];黑龍江對(duì)外經(jīng)貿(mào);2007年06期

5 楊一鷹;盧明龍;賈明;;基于信用證的銀行貿(mào)易融資風(fēng)險(xiǎn)防范[J];海南師范大學(xué)學(xué)報(bào)(社會(huì)科學(xué)版);2007年05期

6 黃蘊(yùn)潔;肖新華;;商業(yè)銀行國(guó)際貿(mào)易融資風(fēng)險(xiǎn)分析及防范[J];市場(chǎng)論壇;2010年03期

7 何燕;國(guó)際貿(mào)易融資方式及其風(fēng)險(xiǎn)防范[J];經(jīng)濟(jì)與管理;2005年06期

8 陳忠陽(yáng);;現(xiàn)代金融機(jī)構(gòu)操作風(fēng)險(xiǎn)管理研究[J];經(jīng)濟(jì)理論與經(jīng)濟(jì)管理;2008年06期

9 程曉芳;;當(dāng)前形勢(shì)下貿(mào)易融資業(yè)務(wù)應(yīng)關(guān)注的風(fēng)險(xiǎn)點(diǎn)[J];經(jīng)濟(jì)論壇;2010年02期

10 李春光;丁浩;;商業(yè)銀行操作風(fēng)險(xiǎn)內(nèi)涵分析[J];經(jīng)濟(jì)研究導(dǎo)刊;2009年19期

相關(guān)博士學(xué)位論文 前3條

1 費(fèi)倫蘇;我國(guó)商業(yè)銀行操作風(fēng)險(xiǎn)理論與實(shí)證研究[D];武漢理工大學(xué);2008年

2 董曉煒;商業(yè)銀行貿(mào)易融資創(chuàng)新及其風(fēng)險(xiǎn)管理研究[D];大連理工大學(xué);2008年

3 王曉東;銀行業(yè)操作風(fēng)險(xiǎn)研究[D];西南財(cái)經(jīng)大學(xué);2008年

，

本文編號(hào)：2028360