中國(guó)進(jìn)出口銀行支持出口型中小微企業(yè)發(fā)展的對(duì)策研究
本文選題:中國(guó)進(jìn)出口銀行 + 出口型中小微企業(yè); 參考:《福建師范大學(xué)》2015年碩士論文
【摘要】:中小微企業(yè)是國(guó)民經(jīng)濟(jì)發(fā)展的重要驅(qū)動(dòng)力,它們?cè)趧?chuàng)造外匯儲(chǔ)備、提高就業(yè)、增加稅收等方面發(fā)揮了重要的作用。但不容忽視的是,出口型中小微企業(yè)在經(jīng)營(yíng)過(guò)程中不僅面臨著一般中小微企業(yè)的共同困難,如融資難,而且還隱藏著匯率風(fēng)險(xiǎn)、國(guó)際市場(chǎng)風(fēng)險(xiǎn)等多重考驗(yàn)。國(guó)有大中型企業(yè)與民營(yíng)中小微企業(yè)長(zhǎng)期以來(lái)市場(chǎng)地位的不平等,導(dǎo)致中小微企業(yè)始終無(wú)法享有與其功能發(fā)揮相匹配的金融資源。為了緩解出口型中小微企業(yè)在新常態(tài)下經(jīng)濟(jì)發(fā)展中的經(jīng)營(yíng)困難,研究和探討作為政策性銀行典型代表之一的中國(guó)進(jìn)出口銀行如何有效支持出口型中小微企業(yè)健康發(fā)展,滿足其多元化的金融需求,具有重要的理論和現(xiàn)實(shí)意義。本文以政府干預(yù)理論、政策性金融資源優(yōu)化配置理論、對(duì)外貿(mào)易可持續(xù)發(fā)展理論為依據(jù),運(yùn)用理論分析與實(shí)證分析、定性分析與定量分析相結(jié)合的方法,界定出口型中小微企業(yè)的內(nèi)涵與特征,分析出口型中小微企業(yè)發(fā)展的資金需求及特點(diǎn),闡述中國(guó)進(jìn)出口銀行支持出口型中小微企業(yè)發(fā)展的現(xiàn)狀、成效以及面臨的問(wèn)題。在此基礎(chǔ)上,借鑒主要發(fā)達(dá)國(guó)家的政策性銀行對(duì)出口型小企業(yè)的支持經(jīng)驗(yàn),結(jié)合我國(guó)國(guó)情,圍繞出口型中小微企業(yè)面臨的融資困難、匯率風(fēng)險(xiǎn)、國(guó)際市場(chǎng)風(fēng)險(xiǎn),通過(guò)完善政策性金融支持的法律政策體系、建立資金補(bǔ)充機(jī)制,創(chuàng)新金融產(chǎn)品與服務(wù)、加快人才培養(yǎng),增設(shè)專(zhuān)業(yè)部門(mén)、建立健全風(fēng)險(xiǎn)防范機(jī)制,提出有效促進(jìn)中國(guó)進(jìn)出口銀行支持出口型中小微企業(yè)發(fā)展的對(duì)策建議。
[Abstract]:Small and medium-sized enterprises are the important driving force of national economic development. They play an important role in creating foreign exchange reserves, increasing employment, increasing tax revenue and so on. However, it can not be ignored that the export-oriented SMEs not only face the common difficulties such as financing difficulties, but also hide the risk of exchange rate, international market risk and so on. Large and medium-sized state-owned enterprises and private small and medium-sized enterprises have been unequal in market position for a long time, resulting in the small and medium-sized enterprises can not enjoy the financial resources matching their functions. In order to alleviate the difficulties of export-oriented SMEs in economic development under the new normal, this paper studies and discusses how the Export-Import Bank of China, as one of the typical representatives of policy banks, can effectively support the healthy development of export-oriented MSMEs. Meeting its diversified financial needs has important theoretical and practical significance. Based on the theory of government intervention, the theory of optimal allocation of policy-oriented financial resources and the theory of sustainable development of foreign trade, this paper applies the methods of combining theoretical analysis with empirical analysis, qualitative analysis and quantitative analysis. This paper defines the connotation and characteristics of export-oriented small and medium-sized enterprises, analyzes on the capital requirements and characteristics of the development of export-oriented small and medium-sized enterprises, and expounds the present situation, results and problems faced by the Export and Import Bank of China in supporting the development of export-oriented small and medium-sized enterprises. On this basis, using the experience of policy banks in major developed countries to support export-oriented small enterprises, combining with the situation of our country, focusing on the financing difficulties, exchange rate risks and international market risks faced by export-oriented small and medium-sized enterprises, By perfecting the legal and policy system of policy-oriented financial support, establishing a mechanism for replenishing funds, innovating financial products and services, speeding up the training of talents, creating more specialized departments, and establishing and perfecting the risk prevention mechanism, The countermeasures and suggestions to promote the development of export-oriented small and medium-sized enterprises by China Export-Import Bank are put forward.
【學(xué)位授予單位】:福建師范大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2015
【分類(lèi)號(hào)】:F832.31;F752.6
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