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基于電子化金融服務(wù)創(chuàng)新的普惠型農(nóng)村金融體系重構(gòu)研究

發(fā)布時間:2018-05-20 16:39

  本文選題:電子化金融服務(wù) + 普惠型農(nóng)村金融體系; 參考:《財貿(mào)經(jīng)濟》2010年03期


【摘要】:通過對廣西橫縣、靈山、田東3縣電子化金融服務(wù)渠道的專題調(diào)研,本文分析了信息技術(shù)創(chuàng)新對建立普惠型農(nóng)村金融體系的重要意義。研究結(jié)果表明,電子化金融服務(wù)渠道創(chuàng)新是建立普惠型農(nóng)村金融體系的突破口;實現(xiàn)廣大鄉(xiāng)村地區(qū)電子化金融服務(wù)的可持續(xù)發(fā)展是當前存在的主要難題;應充分尊重自下而上的電子化金融服務(wù)模式創(chuàng)新;電子化金融服務(wù)具有"準公共品"的特征,在構(gòu)建該體系的過程中應充分發(fā)揮社會各方的積極作用。
[Abstract]:Based on the special investigation of electronic financial service channels in Hengxian, Lingshan and Tian Dong counties in Guangxi, this paper analyzes the significance of information technology innovation to the establishment of inclusive rural financial system. The results show that the innovation of the electronic financial service channel is the breakthrough of establishing the inclusive rural financial system, and the realization of the sustainable development of the electronic financial service in the vast rural areas is the main problem at present. The innovation of electronic financial service mode from bottom to top should be fully respected, and the electronic financial service should have the characteristics of "quasi-public goods" and should give full play to the positive role of all parties in the process of constructing the system.
【作者單位】: 中國農(nóng)業(yè)銀行博士后工作站;北京大學博士后流動站;
【基金】:國家社科基金重大項目《大型商業(yè)銀行服務(wù)‘三農(nóng)’對策研究》的階段性成果(項目號:08&ZD023)
【分類號】:F832.2


本文編號:1915433

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