浙江省農(nóng)信社體制改革績效評價研究
本文選題:農(nóng)村信用社 + 體制改革; 參考:《浙江工業(yè)大學》2015年碩士論文
【摘要】:農(nóng)業(yè)是一個國家發(fā)展基礎,而農(nóng)業(yè)的發(fā)展離不開金融的支持。農(nóng)村信用合作社作為當前我國農(nóng)村地區(qū)占主導地位的金融系統(tǒng),為農(nóng)業(yè)的發(fā)展提供了大量的資金支持。近些年來,為促進農(nóng)村信用合作社的穩(wěn)健發(fā)展,我國對農(nóng)村信用合作社進行了多輪的改革。尤其是自2003年開始體制改革,使得我國農(nóng)村信用合作社在發(fā)展過程中的一些深層次的矛盾與問題得以解決,推動了其自身快速發(fā)展。浙江省農(nóng)村信用合作社作為首批試點改革地區(qū)之一,目前改革已經(jīng)基本完成,其改革效果如何成為當前研究熱點問題之一。本文以浙江省農(nóng)村信用合作社為例,對其改革后績效進行評價。在研究的過程中,通過運用模糊層次分析法,將不易量化的指標進行處理,轉(zhuǎn)化為定量化的評價,從而使得對浙江省農(nóng)村信用合作社體制改革的評價更加具有針對性,也更能更好的反映出其真實績效水平。評價結果顯示,浙江省農(nóng)村信用合作社經(jīng)過改革后,其效益得到明顯提升,人員管理方面也取得一定進步。但是在風險控制與創(chuàng)新發(fā)展方面還存在一定不足。對此,本文提出加快完善風險控制體系、加大金融創(chuàng)新力度、優(yōu)化員工管理工作、持續(xù)提升效益水平等措施,推動浙江省農(nóng)村信用合作社進一步發(fā)展。同時,對浙江省農(nóng)村信用合作社體制改革研究也可以為我國其他地區(qū)農(nóng)村信用合作社改革提供一定借鑒,從而推動我國農(nóng)村信用合作社進一步發(fā)展,為我國農(nóng)村經(jīng)濟持續(xù)發(fā)展提供堅實的基礎。
[Abstract]:Agriculture is the foundation of a country's development, and the development of agriculture can not be separated from the support of finance. As the dominant financial system in rural areas, rural credit cooperatives provide a large amount of financial support for the development of agriculture. In recent years, in order to promote the steady development of rural credit cooperatives, China has carried out many rounds of reform of rural credit cooperatives. Especially since 2003 the system reform has made some deep-seated contradictions and problems in the development of rural credit cooperatives in our country to be solved and promoted their own rapid development. As one of the first pilot reform areas in Zhejiang Province, the reform of rural credit cooperatives has been basically completed. This paper takes Zhejiang Province Rural Credit Cooperative as an example to evaluate its performance after reform. In the course of the research, through the use of fuzzy analytic hierarchy process, the index which is not easy to quantify is treated and transformed into the quantitative evaluation, which makes the evaluation of the rural credit cooperative in Zhejiang Province more targeted. Also can better reflect its true performance level. The evaluation results show that the benefit of rural credit cooperatives in Zhejiang Province has been obviously improved and the personnel management has made some progress after the reform. However, there are still some deficiencies in risk control and innovation and development. In order to promote the further development of rural credit cooperatives in Zhejiang Province, this paper puts forward some measures to accelerate the improvement of risk control system, strengthen financial innovation, optimize the management of employees, and continuously promote the level of benefit. At the same time, the study on the reform of rural credit cooperatives in Zhejiang Province can also provide some references for the reform of rural credit cooperatives in other regions of China, thus promoting the further development of rural credit cooperatives in China. To provide a solid foundation for the sustainable development of rural economy in our country.
【學位授予單位】:浙江工業(yè)大學
【學位級別】:碩士
【學位授予年份】:2015
【分類號】:F832.35
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