本文選題：江蘇省 + 新型農(nóng)村金融機(jī)構(gòu)　； 參考：《中國礦業(yè)大學(xué)》2015年碩士論文

【摘要】：改革開放以來,江蘇省經(jīng)濟(jì)得到了飛速增長。江蘇省作為我國經(jīng)濟(jì)第二大省,非常重視農(nóng)村金融的改革和發(fā)展。從2007年起,江蘇省開始在農(nóng)村試點(diǎn)設(shè)立新型農(nóng)村金融機(jī)構(gòu)。目前,江蘇省新型農(nóng)村金融機(jī)構(gòu)得到了一定的發(fā)展,但江蘇省新型農(nóng)村金融機(jī)構(gòu)在取得成效的同時(shí),還存在市場定位不清晰、規(guī)模小、聲譽(yù)和知名度不高、抗風(fēng)險(xiǎn)能力弱等諸多問題。一個完善的金融體系是以良好的風(fēng)險(xiǎn)的管理和控制為前提的。有鑒于此,研究江蘇省新型農(nóng)村金融機(jī)構(gòu)的發(fā)展及風(fēng)險(xiǎn)控制具有重要的社會意義。本文結(jié)合江蘇省實(shí)際,通過實(shí)地調(diào)查和問卷調(diào)查,分析江蘇省發(fā)展新型農(nóng)村金融機(jī)構(gòu)中面臨的風(fēng)險(xiǎn)來源,并運(yùn)用層次分析法和專家打分等方法,將江蘇省新型農(nóng)村金融機(jī)構(gòu)面臨的風(fēng)險(xiǎn)影響因素指標(biāo)進(jìn)行分類排序,構(gòu)建江蘇省新型農(nóng)村金融機(jī)構(gòu)風(fēng)險(xiǎn)影響因素評價(jià)指標(biāo)體系。另外,本文運(yùn)用ARIMA模型對樣本銀行進(jìn)行風(fēng)險(xiǎn)的分析和預(yù)測。最后,根據(jù)分析結(jié)果,得出江蘇省新型農(nóng)村金融機(jī)構(gòu)風(fēng)險(xiǎn)內(nèi)部控制和外部控制的對策和建議。本文通過對江蘇省新型農(nóng)村金融機(jī)構(gòu)風(fēng)險(xiǎn)控制的研究,主要的結(jié)論是:(1)目前江蘇省新型農(nóng)村金融機(jī)構(gòu)總體發(fā)展態(tài)勢良好,需要進(jìn)一步發(fā)展。(2)江蘇省新型農(nóng)村金融機(jī)構(gòu)雖然在發(fā)展中也取得了一定的成績,但是由于新型農(nóng)村金融機(jī)構(gòu)發(fā)展時(shí)間不長,規(guī)模較小,缺少發(fā)展經(jīng)驗(yàn),內(nèi)部制度建設(shè)和風(fēng)險(xiǎn)防范機(jī)制還不夠完善,且從業(yè)人員素質(zhì)偏低,再加上法律法規(guī)和監(jiān)管部門的針對新型農(nóng)村金融機(jī)構(gòu)滯后性,江蘇省新型農(nóng)村金融機(jī)構(gòu)在經(jīng)營發(fā)展的過程中面臨較高的流動性風(fēng)險(xiǎn)、信用風(fēng)險(xiǎn)、操作風(fēng)險(xiǎn)等等。(3)只有內(nèi)部風(fēng)險(xiǎn)控制和外部風(fēng)險(xiǎn)控制都做好了,才能真正做好江蘇省新型農(nóng)村金融機(jī)構(gòu)的風(fēng)險(xiǎn)防范和風(fēng)險(xiǎn)管理工作。
[Abstract]:Since the reform and opening up, Jiangsu Province economy has been rapid growth. As the second largest province in economy, Jiangsu Province attaches great importance to the reform and development of rural finance. From 2007, Jiangsu Province began to set up new rural financial institutions in rural areas. At present, the new rural financial institutions in Jiangsu Province have been developed to a certain extent. However, while the new rural financial institutions in Jiangsu Province have achieved results, there are still some problems such as unclear market positioning, small scale, low reputation and reputation. The ability to resist risks is weak and so on. A sound financial system is premised on good risk management and control. In view of this, it is of great social significance to study the development and risk control of new rural financial institutions in Jiangsu Province. Based on the reality of Jiangsu Province, this paper analyzes the sources of risks in the development of new rural financial institutions in Jiangsu Province through field investigations and questionnaires, and applies the Analytic hierarchy process (AHP) and expert scoring methods. The new rural financial institutions in Jiangsu Province are classified and sorted out the risk influencing factors, and the evaluation index system of the risk factors of the new rural financial institutions in Jiangsu Province is constructed. In addition, this paper uses ARIMA model to analyze and forecast the risk of sample banks. Finally, according to the analysis results, the countermeasures and suggestions of risk internal control and external control of new rural financial institutions in Jiangsu Province are obtained. Through the study of risk control of new rural financial institutions in Jiangsu Province, the main conclusion is: (1) at present, the overall development situation of new rural financial institutions in Jiangsu Province is good. Although the new rural financial institutions in Jiangsu Province have also made some achievements in their development, the new rural financial institutions have not developed for a long time, have a relatively small scale, and lack development experience. The internal system construction and the risk prevention mechanism are not perfect, and the quality of the employees is on the low side. In addition, the laws, regulations and regulatory departments are lagging behind in view of the new rural financial institutions. In Jiangsu Province, new rural financial institutions are facing high liquidity risk, credit risk, operational risk and so on.) only internal risk control and external risk control have been done well. In order to do a good job in Jiangsu Province's new rural financial institutions risk prevention and risk management.
【學(xué)位授予單位】：中國礦業(yè)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2015
【分類號】：F832.35

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