本文選題：商業(yè)銀行 + 產(chǎn)業(yè)鏈金融　； 參考：《天津科技大學(xué)》2012年碩士論文

【摘要】：隨著商業(yè)銀行在新的業(yè)務(wù)領(lǐng)域競(jìng)爭(zhēng)的加劇,國(guó)內(nèi)商業(yè)銀行相繼推出了產(chǎn)業(yè)鏈金融相關(guān)新業(yè)務(wù),例如深圳發(fā)展銀行、民生銀行、招商銀行等多家商業(yè)銀行爭(zhēng)相推出了具有本行特色的產(chǎn)業(yè)鏈金融服務(wù)方案。對(duì)商業(yè)銀行來說,產(chǎn)業(yè)鏈金融業(yè)務(wù)是一項(xiàng)開拓金融業(yè)務(wù),是搶占金融市場(chǎng)的一次大膽創(chuàng)新,可以派生出很多的金融相關(guān)新產(chǎn)品和新服務(wù)。在金融市場(chǎng)存在資本約束和經(jīng)濟(jì)附加值增加的發(fā)展背景下,對(duì)產(chǎn)業(yè)鏈金融業(yè)務(wù)及其運(yùn)行機(jī)制的研究,對(duì)于商業(yè)銀行完善信貸結(jié)構(gòu)、拓寬經(jīng)營(yíng)思路、增強(qiáng)創(chuàng)新理念、提高獲利水平和增強(qiáng)控制風(fēng)險(xiǎn)能力有著非常重要的現(xiàn)實(shí)意義。 本研究分為六個(gè)部分,其中第三部分、第四部分以及第五部分是本研究的核心內(nèi)容。具體來說,第一部分主要是對(duì)該研究背景、目的和意義的闡述以及國(guó)內(nèi)外相關(guān)研究的綜述,并提出了研究的基本思路和方法。第二部分闡述了相關(guān)概念及理論依據(jù),界定了產(chǎn)業(yè)鏈金融相關(guān)概念,以包括交易費(fèi)用理論、金融生態(tài)理論、金融創(chuàng)新理論在內(nèi)的五大理論為依據(jù),分析了產(chǎn)業(yè)鏈金融的原理。第三部分研究了銀行開展產(chǎn)業(yè)鏈金融業(yè)務(wù)的動(dòng)因,并分析了產(chǎn)業(yè)鏈金融業(yè)務(wù)的主要內(nèi)容以及目前商業(yè)銀行開展產(chǎn)業(yè)鏈金融業(yè)務(wù)的現(xiàn)狀。第四部分從經(jīng)營(yíng)系統(tǒng)、技術(shù)創(chuàng)新系統(tǒng)、財(cái)務(wù)系統(tǒng)以及風(fēng)險(xiǎn)管理系統(tǒng)的角度分析了產(chǎn)業(yè)鏈金融的運(yùn)行機(jī)制。第五部分以勇利鋼鐵公司為例,對(duì)商業(yè)銀行產(chǎn)業(yè)鏈金融及其運(yùn)行機(jī)制進(jìn)行了深度剖析。第六部分分析了產(chǎn)業(yè)鏈金融存在的一些問題,并提出可行的政策建議,以促進(jìn)國(guó)內(nèi)產(chǎn)業(yè)鏈金融更加健康、有效地持續(xù)發(fā)展。
[Abstract]:With the intensification of competition among commercial banks in the new business field, domestic commercial banks have successively launched new business related to industry chain finance, such as Shenzhen Development Bank, Minsheng Bank, China Merchants Bank and other commercial banks have launched their own characteristics of the industrial chain of financial services. For commercial banks, the industry chain financial business is a development of financial business, is a bold innovation to seize the financial market, can derive a lot of new products and services related to finance. Under the background of capital restriction and economic added value increase in the financial market, the research on the financial business of industrial chain and its operation mechanism can improve the credit structure of commercial banks, broaden the management ideas, and strengthen the innovative ideas. It is very important to improve profit level and control risk ability. This research is divided into six parts, the third part, the fourth part and the fifth part are the core contents of this study. Specifically, the first part is mainly about the background, purpose and significance of the research, as well as a summary of relevant studies at home and abroad, and put forward the basic ideas and methods of the research. The second part expounds the related concepts and theoretical basis, defines the related concepts of industry chain finance, and analyzes the principles of industry chain finance based on five theories, including transaction cost theory, financial ecology theory and financial innovation theory. The third part studies the motivation of banks to develop industry chain financial business, and analyzes the main contents of industry chain financial business and the current situation of commercial banks developing industry chain financial business. The fourth part analyzes the operation mechanism of industry chain finance from the angle of management system, technology innovation system, financial system and risk management system. The fifth part takes Yongli Iron and Steel Company as an example to deeply analyze the commercial bank industry chain finance and its operation mechanism. The sixth part analyzes some problems existing in industry chain finance and puts forward some feasible policy suggestions in order to promote domestic industry chain finance to develop more healthily and effectively.
【學(xué)位授予單位】：天津科技大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類號(hào)】：F832.33

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本文編號(hào)：1880767