發(fā)布時(shí)間：2018-04-26 23:36

  本文選題：金融體系 + 金融體制改革�。� 參考：《中共中央黨�！�2012年碩士論文

【摘要】：現(xiàn)階段，銀行業(yè)在我國(guó)金融體系中占據(jù)著主導(dǎo)地位。2008年9月，全球金融危機(jī)爆發(fā)，國(guó)際上很多大型金融機(jī)構(gòu)尤其是銀行金融機(jī)構(gòu)面臨著被分拆、收購(gòu)和倒閉等困境。在此背景下，我們?nèi)詰?yīng)該立足我國(guó)實(shí)際，順應(yīng)金融全球化發(fā)展趨勢(shì)，堅(jiān)定銀行業(yè)國(guó)際化經(jīng)營(yíng)方向。 本文試圖從推動(dòng)銀行業(yè)國(guó)際化發(fā)展的相關(guān)理論分析入手，結(jié)合我國(guó)當(dāng)前金融、經(jīng)濟(jì)發(fā)展的實(shí)際情況，著力分析我國(guó)現(xiàn)階段銀行業(yè)國(guó)際化進(jìn)展、影響及存在的問(wèn)題，并在總結(jié)西方主要經(jīng)濟(jì)發(fā)達(dá)國(guó)家銀行業(yè)國(guó)際化的經(jīng)驗(yàn)教訓(xùn)的基礎(chǔ)上，最后在中國(guó)銀行業(yè)如何國(guó)際化發(fā)展的問(wèn)題上，提出了一些自己的看法。本論文的主要內(nèi)容及結(jié)構(gòu)安排如下： 第一部分的內(nèi)容是簡(jiǎn)要的介紹銀行業(yè)國(guó)際化的有關(guān)概念及相關(guān)理論。關(guān)于銀行業(yè)國(guó)際化的概念，至今，學(xué)術(shù)界還存在著分歧。一般認(rèn)為，銀行業(yè)國(guó)際化指“在各國(guó)放松國(guó)內(nèi)金融監(jiān)管和進(jìn)行金融體制改革、實(shí)施對(duì)外開(kāi)放的基礎(chǔ)上，其經(jīng)營(yíng)活動(dòng)跨出國(guó)界，日益與國(guó)際間各國(guó)金融融合在一起的過(guò)程和狀態(tài)�！蓖苿�(dòng)銀行業(yè)發(fā)展的相關(guān)理論主要包括：國(guó)際貿(mào)易理論，馬克思、列寧關(guān)于國(guó)際資本流動(dòng)理論，對(duì)外直接投資理論及產(chǎn)業(yè)組織理論等。 第二部分的內(nèi)容是結(jié)合我國(guó)銀行業(yè)國(guó)際化的具體實(shí)踐，著重分析當(dāng)前銀行業(yè)國(guó)際化進(jìn)展、影響及存在的問(wèn)題。我國(guó)銀行業(yè)國(guó)際化取得重大進(jìn)展，增設(shè)海外金融機(jī)構(gòu)，拓展海外金融業(yè)務(wù)，，更好地支持中國(guó)經(jīng)濟(jì)“走出去”。銀行業(yè)國(guó)際化發(fā)展對(duì)企業(yè)、金融業(yè)甚至整個(gè)國(guó)家等都具有積極影響。同時(shí)，我國(guó)銀行業(yè)國(guó)際化的過(guò)程中也存在著諸多體制制度方面的問(wèn)題。 第三部分的內(nèi)容是總結(jié)了西方幾個(gè)主要經(jīng)濟(jì)發(fā)達(dá)國(guó)家在經(jīng)濟(jì)全球化進(jìn)程中銀行業(yè)國(guó)際化的經(jīng)驗(yàn)及教訓(xùn)。在這一部分中首先簡(jiǎn)要的回顧了英、美、日等主要發(fā)達(dá)國(guó)家銀行業(yè)國(guó)際化的進(jìn)程，然后從中總結(jié)出相關(guān)經(jīng)驗(yàn)，最后為我國(guó)銀行業(yè)國(guó)際化發(fā)展提供參考。 第四部分的內(nèi)容是在總結(jié)國(guó)內(nèi)外銀行業(yè)國(guó)際化的基礎(chǔ)上，提出我國(guó)當(dāng)前及未來(lái)一段時(shí)間應(yīng)對(duì)中國(guó)銀行業(yè)國(guó)際化問(wèn)題的對(duì)策選擇。深刻總結(jié)這次金融危機(jī)的經(jīng)驗(yàn)教訓(xùn)，反思過(guò)度的、不受限制的金融創(chuàng)新，推進(jìn)風(fēng)險(xiǎn)管理制度建設(shè)；逐步完善相關(guān)法律法規(guī)，建立與國(guó)際銀行業(yè)監(jiān)管接軌的適度寬松的法律環(huán)境，支持有條件的中資銀行實(shí)現(xiàn)跨國(guó)經(jīng)營(yíng)；審慎推進(jìn)金融體制改革，尤其是銀行機(jī)構(gòu)內(nèi)部治理結(jié)構(gòu)改革；加快推進(jìn)銀行海外機(jī)構(gòu)網(wǎng)點(diǎn)建設(shè)，拓展銀行海外經(jīng)營(yíng)業(yè)務(wù)等等。
[Abstract]:In September 2008, the global financial crisis broke out, many international large financial institutions, especially the bank financial institutions are facing the difficulties of being separated, acquired and closed down. In this context, we should still base on the reality of our country, conform to the trend of financial globalization, and strengthen the direction of banking internationalization. This paper tries to start with the relevant theoretical analysis of promoting the development of banking internationalization, combining with the actual situation of China's current financial and economic development, and focusing on the analysis of the current development, impact and existing problems of banking internationalization in China. On the basis of summing up the experiences and lessons of the internationalization of the banking industry in the major developed countries in the West, this paper puts forward some views on how to internationalize the banking industry in China. The main contents and structure of this thesis are as follows: The first part is a brief introduction of banking internationalization concepts and related theories. The concept of banking internationalization, so far, there are still differences in the academic community. It is generally believed that the internationalization of the banking industry means that "on the basis of the relaxation of domestic financial supervision, the reform of the financial system, and the implementation of opening to the outside world, all countries' business activities transcend national boundaries." The process and state of increasing financial integration with international countries. " The related theories to promote the development of banking include: international trade theory, Marx's and Lenin's theory on international capital flow, foreign direct investment theory and industrial organization theory. The second part focuses on the analysis of the current development, influence and existing problems of banking internationalization combined with the specific practice of banking internationalization in China. Great progress has been made in the internationalization of China's banking industry, the establishment of overseas financial institutions, the expansion of overseas financial services, and the better support of China's "going out" economy. The development of banking internationalization has a positive impact on enterprises, financial industry and even the whole country. At the same time, there are many institutional problems in the process of banking internationalization. The third part summarizes the experiences and lessons of banking internationalization in the process of economic globalization. In this part, the author briefly reviews the process of banking internationalization in the major developed countries, such as Britain, America, Japan and so on, then sums up the relevant experience from it, and finally provides a reference for the internationalization development of China's banking industry. In the fourth part, on the basis of summarizing the internationalization of domestic and foreign banking industry, the author puts forward the countermeasures to deal with the internationalization of China's banking industry at present and in the future. Summing up the experience and lessons of this financial crisis, reflecting on excessive and unrestricted financial innovation, promoting the construction of the risk management system, gradually perfecting relevant laws and regulations, and establishing a moderately relaxed legal environment in line with international banking supervision. We will support conditional Chinese banks to carry out transnational operations; prudently promote the reform of the financial system, especially the reform of the internal governance structure of banking institutions; and speed up the construction of banks' overseas institutional networks and expand their overseas operations.
【學(xué)位授予單位】：中共中央黨校
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類號(hào)】：F832.2

【參考文獻(xiàn)】

相關(guān)博士學(xué)位論文 前1條

1 段建宇;中外銀行產(chǎn)業(yè)升級(jí)比較研究[D];北京交通大學(xué);2009年

本文編號(hào)：1808211