發(fā)布時(shí)間：2018-04-19 13:58

  本文選題：資本賬戶開放 + 跨境貿(mào)易人民幣結(jié)算�。� 參考：《吉林大學(xué)》2012年碩士論文

【摘要】：我國自2009年7月在上海、廣州、深圳等幾個(gè)城市開展跨境貿(mào)易人民幣結(jié)算試點(diǎn)以來，跨境貿(mào)易人民結(jié)算的規(guī)模不斷擴(kuò)大，并在2011年8月將試點(diǎn)擴(kuò)大至全國范圍。雖然跨境貿(mào)易人民幣結(jié)算取得了一定的成果，但由于我國當(dāng)前部分資本項(xiàng)目還存在較強(qiáng)的資本管制，使得境外人民幣沒有回流的渠道，不能獲得保值增值，因而阻礙了跨境貿(mào)易人民幣結(jié)算的進(jìn)一步發(fā)展。 跨境貿(mào)易人民幣結(jié)算的范圍已經(jīng)擴(kuò)大至全國標(biāo)志著人民幣國際化進(jìn)程又前進(jìn)了一大步。另一方面，十七屆五中全會(huì)又將“逐步實(shí)現(xiàn)資本項(xiàng)目可兌換”寫入“十二五”發(fā)展規(guī)劃，可見，我國正在穩(wěn)步推進(jìn)資本賬戶開放。研究資本賬戶開放與跨境貿(mào)易人民幣結(jié)算的關(guān)系，以及資本賬戶開放對(duì)跨境貿(mào)易人民幣結(jié)算的影響，對(duì)進(jìn)一步推進(jìn)跨境貿(mào)易人民幣結(jié)算，更好地促進(jìn)人民幣國際化具有重要的意義。 本文主要在前人研究的基礎(chǔ)上，從微觀角度出發(fā)，研究在資本賬戶逐漸開放的進(jìn)程中，企業(yè)、商業(yè)銀行這兩個(gè)微觀主體在跨境貿(mào)易人民幣結(jié)算中面臨的風(fēng)險(xiǎn)，并針對(duì)存在的問題提出相應(yīng)的政策建議。共包括五章，內(nèi)容如下： 第一章是緒論，主要分析了本文的選題背景和研究意義，并對(duì)相關(guān)的文獻(xiàn)進(jìn)行了綜述，列舉了主要的創(chuàng)新點(diǎn)和不足之處。 第二章論述了資本賬戶開放與跨境貿(mào)易人民幣結(jié)算的關(guān)系。資本賬戶開放和跨境貿(mào)易人民幣結(jié)算都是人民幣國際化過程中的重要過程，資本賬戶開放有利于增加資本的回流機(jī)制，促進(jìn)人民幣在跨境貿(mào)易結(jié)算中的使用�？缇迟Q(mào)易人民幣結(jié)算使得人民幣“走出去”，資本賬戶開放又使得人民幣“流回來”，保證了人民幣的雙向順暢流動(dòng)，進(jìn)一步推動(dòng)了人民幣國際化。 第三章分析了資本賬戶開放對(duì)跨境貿(mào)易人民幣結(jié)算的影響。資本賬戶開放對(duì)跨境貿(mào)易人民幣結(jié)算既有正面影響，又有負(fù)面影響。一方面，資本賬戶開放拓寬了人民幣的回流渠道，可以滿足企業(yè)實(shí)現(xiàn)人民幣投資與保值增值的需要，增強(qiáng)了人民幣的可接受程度，從而促進(jìn)了跨境貿(mào)易人民幣結(jié)算的實(shí)施。另一方面，資本賬戶開放，也可能導(dǎo)致短期資本的快速流入流出，產(chǎn)生資本沖擊，資本沖擊造成的匯率波動(dòng)會(huì)增加企業(yè)使用人民幣結(jié)算的風(fēng)險(xiǎn)，對(duì)跨境貿(mào)易人民幣結(jié)算產(chǎn)生一定的負(fù)面影響。 第四章重點(diǎn)闡述了企業(yè)和商業(yè)銀行在資本賬戶開放過程中使用跨境貿(mào)易人民幣結(jié)算所面臨的風(fēng)險(xiǎn)。資本賬戶開放將導(dǎo)致跨境貿(mào)易人民幣結(jié)算的微觀主體面臨一些風(fēng)險(xiǎn)，對(duì)于企業(yè)來說，資本賬戶開放使得本國面臨國際資本的沖擊，導(dǎo)致人民幣匯率波動(dòng)幅度加大，使得企業(yè)面臨交易風(fēng)險(xiǎn)和經(jīng)濟(jì)風(fēng)險(xiǎn)，同時(shí)，企業(yè)的資產(chǎn)負(fù)債也會(huì)隨著匯率的波動(dòng)而產(chǎn)生損失。對(duì)于商業(yè)銀行來說，隨著跨境貿(mào)易人民幣結(jié)算和資本賬戶開放，商業(yè)銀行持有的外幣資產(chǎn)增加，，商業(yè)銀行將面臨巨大的匯率風(fēng)險(xiǎn)、管理風(fēng)險(xiǎn)以及資產(chǎn)負(fù)債管理風(fēng)險(xiǎn)。 第五章對(duì)全文做了總結(jié)。在資本賬戶開放進(jìn)程中，應(yīng)該注意防范企業(yè)和商業(yè)銀行實(shí)行跨境貿(mào)易人民幣結(jié)算所面臨的微觀風(fēng)險(xiǎn)，保證資本項(xiàng)目有序、漸進(jìn)、穩(wěn)定地開放。為了防范資本賬戶開放進(jìn)程中微觀主體使用跨境貿(mào)易人民幣結(jié)算所面臨的風(fēng)險(xiǎn)，保證人民幣國際化的順利實(shí)現(xiàn)，我國應(yīng)加大科技創(chuàng)新，增強(qiáng)企業(yè)產(chǎn)品競爭力；完善金融機(jī)構(gòu)服務(wù)機(jī)制，簡化跨境貿(mào)易人民幣結(jié)算業(yè)務(wù)流程；漸進(jìn)開放資本賬戶，保證人民幣回流渠道；完善人民幣形成機(jī)制，保證人民幣幣值相對(duì)穩(wěn)定；深化金融體制改革，加強(qiáng)金融監(jiān)管。
[Abstract]:Since the pilot of cross-border trade RMB settlement in several cities in Shanghai, Guangzhou, Shenzhen and other cities in July 2009, the scale of cross-border trade settlement has been expanded, and the pilot is expanded to the whole country in August 2011. Although RMB settlement in cross-border trade has achieved certain results, the current part of China's capital account is still in return. There is a strong capital control, which makes the overseas RMB no reflux channels, and can not get the value and increase value, thus hindering the further development of RMB settlement in cross-border trade.
The scope of RMB settlement in cross-border trade has been expanded to the whole country to mark the progress of the internationalization of RMB. On the other hand, in the fifth Plenary Session of the 17th CPC Central Committee, the "convertibility of capital account is gradually realized" to the "12th Five-Year" development plan. It is clear that China is advancing the opening of capital account steadily and studying the opening of capital account. The relationship between the RMB settlement of cross-border trade and the impact of the opening of capital account on the settlement of RMB in cross-border trade is of great significance to further advance the settlement of RMB in cross-border trade and to better promote the internationalization of RMB.
On the basis of previous research, this paper, from the micro point of view, studies the risks faced by the two micro bodies of enterprises and commercial banks in the RMB settlement of cross-border trade in the process of the gradual opening up of the capital account, and puts forward the corresponding policy proposals for the existing problems, including five chapters. The contents are as follows:
The first chapter is the introduction, which mainly analyzes the background and significance of this paper, and summarizes the relevant literature, and lists the main innovation points and shortcomings.
The second chapter discusses the relationship between capital account opening and cross-border trade RMB settlement. Capital account opening and cross-border trade RMB settlement are both important processes in the process of RMB internationalization. The opening of capital account is beneficial to increase the return mechanism of capital and promote the use of RMB in cross-border trade settlement. The settlement made the RMB "going out", the opening of capital account and the "flow back" of the RMB, which ensured the two-way smooth flow of the RMB and further promoted the internationalization of the RMB.
The third chapter analyses the effect of capital account opening on RMB settlement in cross-border trade. The opening of capital account has both positive and negative effects on RMB settlement in cross-border trade. On the one hand, the opening of capital account opening widens the return channel of RMB, which can meet the needs of enterprises to realize the investment and value preservation of RMB and increase the value of RMB. The acceptability of RMB has promoted the implementation of RMB settlement in cross-border trade. On the other hand, the opening of capital account may lead to the rapid inflow of short term capital and the impact of capital impact. The exchange rate fluctuations caused by the capital impact will increase the risk of the use of RMB settlement by the enterprise, and produce a settlement of RMB in cross-border trade. Negative effects.
The fourth chapter focuses on the risks faced by enterprises and commercial banks in the use of cross-border trade RMB settlement in the process of capital account opening. The opening of capital account will lead to some risks in the micro subject of cross-border trade RMB settlement. For enterprises, the opening and placing of capital account makes the country face the impact of international capital. The fluctuation of RMB exchange rate increases, making enterprises face transaction risk and economic risk. At the same time, the assets and liabilities of enterprises will be lost with the fluctuation of exchange rate. For commercial banks, commercial banks will face huge amount of foreign currency assets held by commercial banks with the opening of RMB settlement and capital account in cross-border trade. Exchange rate risk, management risk and asset liability management risk.
The fifth chapter makes a summary of the full text. In the process of opening up the capital account, we should pay attention to the prevention of the micro risks faced by enterprises and commercial banks in the implementation of cross-border trade RMB settlement, so as to ensure the orderly, gradual and stable opening of the capital account in order to prevent the use of the cross-border trade of RMB settlement in the process of capital account opening. In order to ensure the smooth realization of the internationalization of RMB, China should increase scientific and technological innovation, enhance the competitiveness of enterprises, improve the service mechanism of financial institutions, simplify the business process of RMB settlement in cross-border trade, open up the capital account, guarantee the reflux channel of RMB, perfect the formation mechanism of RMB and guarantee the value of RMB. To stabilize, deepen the reform of the financial system and strengthen financial supervision.

【學(xué)位授予單位】：吉林大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類號(hào)】：F832.6

【引證文獻(xiàn)】

相關(guān)碩士學(xué)位論文 前1條

1 鄧文娟;境外人民幣資金回流的法律制度研究[D];華東政法大學(xué);2013年

本文編號(hào)：1773375