本文選題：商業(yè)銀行 + 農(nóng)村金融市場(chǎng)　； 參考：《浙江大學(xué)》2012年碩士論文

【摘要】：近年來(lái)金融業(yè)方面的研究對(duì)農(nóng)村金融領(lǐng)域關(guān)注度很高。農(nóng)村經(jīng)濟(jì)發(fā)展、農(nóng)業(yè)政策寬松、農(nóng)村金融市場(chǎng)需求增長(zhǎng)使得商業(yè)銀行對(duì)農(nóng)村金融市場(chǎng)的關(guān)注度不斷提高。商業(yè)銀行不斷謀求在農(nóng)村金融市場(chǎng)中發(fā)展業(yè)務(wù)。本文從商業(yè)銀行的角度出發(fā),探尋商業(yè)銀行在新興農(nóng)村中的發(fā)展路徑。作者首先研究金融發(fā)展與經(jīng)濟(jì)增長(zhǎng)理論、農(nóng)村金融理論、核心競(jìng)爭(zhēng)力理論。從眾多理論中尋找支持我國(guó)商業(yè)銀行在農(nóng)村地區(qū)發(fā)展的理論依據(jù)。第二部分對(duì)當(dāng)前的國(guó)家政治經(jīng)濟(jì)政策、農(nóng)村金融發(fā)展情況和商業(yè)銀行已有的發(fā)展模式進(jìn)行了分析,歸納和總結(jié)出目前商業(yè)銀行在農(nóng)村金融市場(chǎng)發(fā)展的主要模式,并通過(guò)案例分析對(duì)該模式進(jìn)行論證。第三部門分析了當(dāng)前發(fā)展中的主要問(wèn)題,例如需要解決網(wǎng)點(diǎn)建設(shè)、組織結(jié)構(gòu)調(diào)整、產(chǎn)品創(chuàng)新、風(fēng)險(xiǎn)控制和人才培養(yǎng)等多方面的問(wèn)題。最后,文章針對(duì)這些問(wèn)題進(jìn)行了探討和分析,提出了重建網(wǎng)點(diǎn)、建立農(nóng)村事業(yè)部、創(chuàng)新銀行卡業(yè)務(wù)、小額信貸業(yè)務(wù)、農(nóng)業(yè)保險(xiǎn)業(yè)務(wù)等、加強(qiáng)風(fēng)險(xiǎn)控制和培育合適的企業(yè)文化等解決辦法。文章從商業(yè)銀行出發(fā),以農(nóng)村金融市場(chǎng)為研究目標(biāo),探討發(fā)展過(guò)程中存在的各種問(wèn)題和對(duì)策,對(duì)未來(lái)的發(fā)展提供了一系列意見和建議。
[Abstract]:In recent years, the research on the financial industry has paid high attention to the rural financial field.With the development of rural economy, the loose agricultural policy and the increasing demand of rural financial market, commercial banks pay more and more attention to rural financial market.Commercial banks continue to seek to develop business in rural financial markets.From the point of view of commercial banks, this paper explores the development path of commercial banks in new rural areas.The author first studies the theory of financial development and economic growth, the theory of rural finance, and the theory of core competitiveness.To find the theoretical basis to support the development of Chinese commercial banks in rural areas from many theories.The second part analyzes the current national political and economic policies, the development of rural finance and the existing development models of commercial banks, and summarizes the main models of the current development of commercial banks in rural financial markets.And through case analysis to demonstrate the model.The third part analyzes the main problems in the current development, such as the need to solve the network construction, organizational structure adjustment, product innovation, risk control and personnel training and so on.Finally, the paper discusses and analyzes these problems, proposes to rebuild the network, establish the rural business department, innovate the bank card business, micro-credit business, agricultural insurance business, etc.Strengthen risk control and foster appropriate corporate culture and other solutions.Starting from the commercial banks and taking the rural financial market as the research goal, this paper discusses various problems and countermeasures in the course of development, and provides a series of opinions and suggestions for the future development.
【學(xué)位授予單位】：浙江大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類號(hào)】：F832.3

【引證文獻(xiàn)】

相關(guān)碩士學(xué)位論文 前1條

1 王浩欣;哈爾濱銀行農(nóng)村金融服務(wù)創(chuàng)新研究[D];吉林大學(xué);2012年

，

本文編號(hào)：1771944