本文選題：農(nóng)業(yè)銀行 + 競(jìng)爭(zhēng)力��； 參考：《云南財(cái)經(jīng)大學(xué)》2012年碩士論文

【摘要】：在現(xiàn)代金融組織結(jié)構(gòu)中，商業(yè)銀行占據(jù)著主體位置，尤其是在中國(guó)這樣一個(gè)資本市場(chǎng)發(fā)展較為緩慢的國(guó)家，銀行業(yè)的地位顯得尤為重要。隨著我國(guó)銀行業(yè)的全面發(fā)展，銀行業(yè)市場(chǎng)逐漸形成國(guó)有商業(yè)銀行、股份制商業(yè)銀行、外資銀行相互競(jìng)爭(zhēng)的一個(gè)三足鼎立的市場(chǎng)格局。中國(guó)銀行業(yè)正在經(jīng)歷日新月異的變化，身處其中的國(guó)有商業(yè)銀行面臨著巨大的挑戰(zhàn)和前所未有的機(jī)遇。在巨大的競(jìng)爭(zhēng)壓力和歷史遺留的不良資本包袱面前，國(guó)有商業(yè)銀行選擇了股份制改造路程。 農(nóng)業(yè)銀行作為中國(guó)歷史最為悠久的銀行之一，面臨的歷史遺留包袱和不良資產(chǎn)等問(wèn)題最為嚴(yán)重，股份制改造的路程與其他國(guó)有商業(yè)銀行相比更為艱難。在工商銀行、建設(shè)銀行、中國(guó)銀行相繼完成股份制改造道路后，農(nóng)業(yè)銀行業(yè)開始向股份制改造進(jìn)軍。2010年是農(nóng)業(yè)銀行股份制改造完成的第一年，農(nóng)業(yè)銀行取得了巨大的成功和進(jìn)步。作為國(guó)有商業(yè)銀行全部完成股份制改造的里程碑，農(nóng)業(yè)銀行的股份制改造具有更為重要的現(xiàn)實(shí)意義，因此本文對(duì)農(nóng)業(yè)銀行競(jìng)爭(zhēng)力的研究具有現(xiàn)實(shí)意義。 本文根據(jù)銀行作為金融企業(yè)的特殊性，借鑒企業(yè)競(jìng)爭(zhēng)力和研究方法，對(duì)農(nóng)業(yè)銀行的競(jìng)爭(zhēng)力進(jìn)行研究。根據(jù)銀行競(jìng)爭(zhēng)力理論，構(gòu)建一個(gè)相對(duì)完整的競(jìng)爭(zhēng)力評(píng)價(jià)指標(biāo)體系選取具有代表意義的國(guó)有商業(yè)銀行和九家規(guī)模股份制銀行，進(jìn)行實(shí)證對(duì)比分析。 在文章結(jié)構(gòu)上，第一章首先介紹了本文的研究意義、創(chuàng)新及不足之處。第二章對(duì)競(jìng)爭(zhēng)力相關(guān)理論進(jìn)行綜合闡述，并構(gòu)建本文的競(jìng)爭(zhēng)力指標(biāo)體系。第三章根據(jù)第二章指標(biāo)體系進(jìn)行因子分析，并針對(duì)實(shí)證分析結(jié)果分析農(nóng)業(yè)銀行的優(yōu)、劣勢(shì)。第四章根據(jù)實(shí)證分析結(jié)果觀察競(jìng)爭(zhēng)力影響因素，分析導(dǎo)致農(nóng)業(yè)銀行優(yōu)劣勢(shì)的主要原因。第五章在前幾章的基礎(chǔ)上，對(duì)農(nóng)業(yè)銀行現(xiàn)存的主要問(wèn)題提出相對(duì)應(yīng)的政策建議。
[Abstract]:In the modern financial organization structure, commercial banks occupy the main position, especially in a country such as China, where the development of capital market is relatively slow, the position of the banking industry is particularly important.With the overall development of China's banking industry, the banking market has gradually formed a three-pronged market pattern in which state-owned commercial banks, joint-stock commercial banks and foreign banks compete with each other.China's banking industry is undergoing rapid changes, in which state-owned commercial banks are facing enormous challenges and unprecedented opportunities.Under the huge competition pressure and the bad capital burden left over by history, state-owned commercial banks have chosen the reform path of stock system.As one of the oldest banks in China, Agricultural Bank faces the most serious problems, such as historical burden and non-performing assets, and the reform of joint-stock system is more difficult than that of other state-owned commercial banks.After the Industrial and Commercial Bank of China, China Construction Bank and Bank of China completed the reform of the joint-stock system one after another, the agricultural banking industry began to march towards the share-holding system transformation. 2010 was the first year of the completion of the joint-stock system transformation of the Agricultural Bank of China.Agricultural Bank has made great success and progress.As the milestone of the state-owned commercial banks to complete the share-holding system transformation, the joint-stock transformation of the Agricultural Bank of China has more important practical significance, so this paper has practical significance to the study of the competitiveness of the Agricultural Bank of China.According to the particularity of bank as a financial enterprise, this paper studies the competitiveness of Agricultural Bank of China.According to the theory of bank competitiveness, a relatively complete evaluation index system of competitiveness is constructed. The representative state-owned commercial banks and nine joint-stock banks of large scale are selected for empirical comparative analysis.In the structure of the article, the first chapter introduces the significance, innovation and deficiency of this paper.In the second chapter, the relevant theories of competitiveness are expounded, and the index system of competitiveness is constructed.The third chapter carries on the factor analysis according to the second chapter index system, and analyzes the agricultural bank's superiority and the inferiority according to the empirical analysis result.Chapter four analyzes the main reasons that lead to the advantages and disadvantages of Agricultural Bank of China according to the results of empirical analysis.On the basis of the previous chapters, the fifth chapter puts forward corresponding policy recommendations to the existing problems of Agricultural Bank.
【學(xué)位授予單位】：云南財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類號(hào)】：F832.3;F224

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