本文選題：供應(yīng)鏈金融 + 資金約束��； 參考：《天津大學(xué)》2012年碩士論文

【摘要】：供應(yīng)鏈金融是商業(yè)銀行將供應(yīng)鏈中的多個(gè)參與主體作為統(tǒng)一主體，綜合授信，將資金注入到供應(yīng)鏈中，有效解決中小企業(yè)的資金約束問題，促進(jìn)供應(yīng)鏈協(xié)同，穩(wěn)定他們的戰(zhàn)略伙伴關(guān)系，提升供應(yīng)鏈的競爭力的一種融資方式。應(yīng)收賬款質(zhì)押融資作為供應(yīng)鏈金融的創(chuàng)新模式，因?yàn)槠淇梢杂行У囊?guī)避資產(chǎn)和衍生工具質(zhì)量的突然變化而導(dǎo)致的風(fēng)險(xiǎn)而被列為優(yōu)質(zhì)資產(chǎn)，在許多國家的融資體系中已經(jīng)占據(jù)了非常重要的地位，成為企業(yè)融資的重要渠道。我國2007年才將其在物權(quán)法中列為可質(zhì)押物，允許其在資本市場流通。 我國供應(yīng)鏈金融特別是應(yīng)收賬款質(zhì)押融資處于發(fā)展的初級(jí)階段，對(duì)供應(yīng)鏈金融業(yè)務(wù)模式的實(shí)施效果進(jìn)行評(píng)價(jià)和定量分析研究，可以為發(fā)展策略的制定、管理運(yùn)作的規(guī)范化提供可靠依據(jù)。目前，應(yīng)收賬款質(zhì)押融資研究，停留在初步的資金成本分析和風(fēng)險(xiǎn)管理階段，缺乏充分完整的綜合評(píng)價(jià)方法。 本文從應(yīng)收賬款質(zhì)押融資模式出發(fā)，對(duì)業(yè)務(wù)開展的綜合績效進(jìn)行分析，，首先，運(yùn)用系統(tǒng)動(dòng)力學(xué)理論對(duì)應(yīng)收賬款融資模式進(jìn)行定量研究，證明應(yīng)收賬款融資的績效可行性。其次，針對(duì)應(yīng)收賬款質(zhì)押融資業(yè)務(wù)的自償性、復(fù)雜性、對(duì)環(huán)境的依賴性的特點(diǎn)，從該模式面對(duì)的宏觀與行業(yè)系統(tǒng)風(fēng)險(xiǎn)、供應(yīng)鏈系統(tǒng)風(fēng)險(xiǎn)、信用風(fēng)險(xiǎn)、擔(dān)保存貨變現(xiàn)風(fēng)險(xiǎn)和操作風(fēng)險(xiǎn)中挑選出對(duì)業(yè)務(wù)影響較大的信用風(fēng)險(xiǎn)，在分析了應(yīng)收賬款質(zhì)押融資信用風(fēng)險(xiǎn)來源的基礎(chǔ)上，構(gòu)建了應(yīng)收賬款質(zhì)押融資信用風(fēng)險(xiǎn)評(píng)價(jià)指標(biāo)體系，建立了基于模糊神經(jīng)網(wǎng)絡(luò)的供應(yīng)鏈金融信用風(fēng)險(xiǎn)評(píng)估模型。為應(yīng)收賬款融資業(yè)務(wù)的發(fā)展奠定理論基礎(chǔ)。
[Abstract]:Supply chain finance is that commercial banks take multiple participants in the supply chain as the unified subject, give credit synthetically, inject funds into the supply chain, effectively solve the problem of capital constraint of small and medium-sized enterprises, and promote the coordination of supply chain.A form of financing that stabilizes their strategic partnership and enhances the competitiveness of the supply chain.As an innovative mode of supply chain finance, accounts receivable pledge financing is classified as a good asset because it can effectively avoid the risk caused by the sudden change in the quality of assets and derivatives.In many countries in the financing system has occupied a very important position, as an important channel of corporate financing.In 2007, China listed it as a pledge in the property law, allowing it to circulate in the capital market.China's supply chain finance, especially accounts receivable pledge financing, is in the primary stage of development. The evaluation and quantitative analysis of the implementation effect of supply chain finance business model can be used to formulate the development strategy.The standardization of management operation provides reliable basis.At present, the research on pledge financing of accounts receivable stays in the initial stage of capital cost analysis and risk management, and lacks a comprehensive evaluation method.Based on the pledge financing model of accounts receivable, this paper analyzes the comprehensive performance of business development. Firstly, the paper makes a quantitative study on the financing mode of accounts receivable by using the system dynamics theory to prove the performance feasibility of accounts receivable financing.Secondly, in view of the characteristics of self-compensation, complexity and dependence on environment of accounts receivable pledge financing business, from the macro and industry system risk, supply chain system risk, credit risk faced by the model,On the basis of analyzing the sources of credit risk of pledge financing of accounts receivable, the credit risk evaluation index system of pledge financing of accounts receivable is constructed.The credit risk assessment model of supply chain finance based on fuzzy neural network is established.It lays a theoretical foundation for the development of accounts receivable financing business.
【學(xué)位授予單位】：天津大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類號(hào)】：F275;F276.3;F832.4

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