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中國農(nóng)業(yè)銀行寧夏分行公司信貸業(yè)務(wù)存在問題及對策研究

發(fā)布時間:2018-04-17 00:30

  本文選題:中國農(nóng)業(yè)銀行 + 公司信貸業(yè)務(wù) ; 參考:《寧夏大學(xué)》2015年碩士論文


【摘要】:我國經(jīng)濟(jì)發(fā)展進(jìn)入新常態(tài),金融脫媒和利率市場化改革步伐加快,優(yōu)質(zhì)客戶爭奪競爭激烈,商業(yè)銀行面臨諸多挑戰(zhàn)和壓力。做為在大型商業(yè)銀行經(jīng)營布局中具有支柱性地位的公司信貸業(yè)務(wù),也面臨著如何適應(yīng)當(dāng)下經(jīng)濟(jì)及市場形勢的緊迫需求。研究中基于商業(yè)銀行對公司信貸業(yè)務(wù)的定義、分類及特點(diǎn),根據(jù)公司信貸業(yè)務(wù)的相關(guān)政策,運(yùn)用波特五力模型,對寧夏農(nóng)行公司信貸業(yè)務(wù)進(jìn)行了分析;以查找寧夏農(nóng)行公司信貸業(yè)務(wù)各環(huán)節(jié)的不足為主線,運(yùn)用一定理論,實(shí)地調(diào)查,進(jìn)行比較分析,分析寧夏農(nóng)行公司信貸業(yè)務(wù)發(fā)展現(xiàn)狀及存在問題;在把握國家政策,借鑒國內(nèi)外先進(jìn)經(jīng)驗(yàn)的基礎(chǔ)上,有針對性的提出寧夏農(nóng)行公司信貸業(yè)務(wù)經(jīng)營策略的改進(jìn)思路和原則,并從人員配備及隊(duì)伍建設(shè)、內(nèi)部制度及流程、協(xié)同合作戰(zhàn)略、產(chǎn)品與服務(wù)創(chuàng)新等具體方面提出了促進(jìn)寧夏農(nóng)行公司信貸業(yè)務(wù)科學(xué)發(fā)展的對策建議。
[Abstract]:China's economic development has entered the new normal, the pace of financial disintermediation and interest rate marketization reform has been quickened, the competition of high-quality customers is fierce, and commercial banks are facing many challenges and pressures.As the company credit business which has the pillar position in the management layout of the large commercial banks, it also faces the urgent need of how to adapt to the current economic and market situation.Based on the definition, classification and characteristics of corporate credit business by commercial banks, this paper analyzes the credit business of Agricultural Bank of Ningxia by using Porter's five-force model according to the relevant policies of corporate credit business.Based on the main line of finding out the deficiency of the credit business of Agricultural Bank of Ningxia Company, this paper applies certain theory, field investigation, carries on comparative analysis, analyzes the present situation and existing problems of credit business of Agricultural Bank of Ningxia Company, and grasps the national policy.Based on the advanced experience at home and abroad, this paper puts forward the improving ideas and principles of the credit management strategy of Agricultural Bank of Ningxia Corporation, and puts forward the cooperative strategy from the aspects of staffing and team building, internal system and process, and cooperation strategy.The paper puts forward some countermeasures and suggestions to promote the scientific development of the credit business of Agricultural Bank of Ningxia Corporation in the specific aspects of product and service innovation.
【學(xué)位授予單位】:寧夏大學(xué)
【學(xué)位級別】:碩士
【學(xué)位授予年份】:2015
【分類號】:F832.33

【參考文獻(xiàn)】

相關(guān)期刊論文 前1條

1 李哲;;淺析商業(yè)銀行大客戶管理[J];山東行政學(xué)院學(xué)報;2012年03期

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本文編號:1761285

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