我國商業(yè)銀行海外業(yè)務發(fā)展問題研究
本文選題:商業(yè)銀行 切入點:海外業(yè)務 出處:《廣西大學》2012年碩士論文
【摘要】:進入21世紀以來,經(jīng)濟全球化以前所未有的速度發(fā)展,對我國商業(yè)銀行開展海外業(yè)務提出新的要求。為了更好地與經(jīng)濟全球化的發(fā)展相適應,促進我國商業(yè)銀行國際競爭力的進一步提高,我國商業(yè)銀行紛紛到海外搶灘設點,拓展海外業(yè)務。但是,由于我國商業(yè)銀行拓展海外業(yè)務發(fā)展起步較晚,與世界知名度高的銀行的海外業(yè)務相比,我國商業(yè)銀行的海外業(yè)務則顯得略微遜色,這表明我國商業(yè)銀行海外業(yè)務還存在很大的發(fā)展空間。因此,研究我國商業(yè)銀行的海外業(yè)務,揭示其規(guī)律,不僅具有一定的理論意義,而且具有某些現(xiàn)實意義。 本文首先從動因、影響因素和模式選擇三個方面闡述商業(yè)銀行海外業(yè)務發(fā)展的理論。其次,在這些理論基礎之上,采用定性和定量分析法對我國商業(yè)銀行海外業(yè)務發(fā)展的現(xiàn)狀及存在的問題進行詳細分析,研究結果發(fā)現(xiàn),我國商業(yè)銀行海外業(yè)務主要存在以下幾個方面的問題:一是規(guī)模偏小;二是結構單一;三是收益不佳。第三,詳細論述導致這些問題的原因。最后,基于對世界領先的銀行的海外業(yè)務的國際實踐考察,結合導致我國商業(yè)銀行海外業(yè)務發(fā)展規(guī)模偏小、結構單一及收益不佳的原因,提出促進我國商業(yè)銀行海外業(yè)務發(fā)展的策略和建議。
[Abstract]:Since the beginning of the 21st century, economic globalization has developed at an unprecedented speed, which puts forward new requirements for our commercial banks to carry out overseas business, in order to better adapt to the development of economic globalization. To promote the further improvement of the international competitiveness of our commercial banks, our commercial banks have one after another set up points overseas to expand their overseas business. However, as the development of overseas business of our commercial banks started relatively late, Compared with the overseas business of the well-known banks in the world, the overseas business of the commercial banks in our country is slightly inferior, which indicates that there is still great room for development of the overseas business of the commercial banks in our country. It is not only of theoretical significance but also of practical significance to study the overseas business of Chinese commercial banks and to reveal its laws. This paper first expounds the theories of overseas business development of commercial banks from three aspects: motivation, influencing factors and mode selection. Secondly, on the basis of these theories, The present situation and existing problems of overseas business development of commercial banks in China are analyzed in detail by using qualitative and quantitative analysis methods. The results show that there are several problems in the overseas business of commercial banks in China: first, the scale is small; The second is the single structure, the third is the poor returns. Third, the causes of these problems are discussed in detail. Finally, based on the international practice of the overseas operations of the world's leading banks, Combined with the causes of the small scale of overseas business development, single structure and poor income, the paper puts forward the strategies and suggestions to promote the development of overseas business of commercial banks in China.
【學位授予單位】:廣西大學
【學位級別】:碩士
【學位授予年份】:2012
【分類號】:F832.2
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