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  本文選題：山東省農(nóng)村信用社　切入點：操作風險　出處：《山東大學》2012年碩士論文

【摘要】：山東省農(nóng)村信用社實現(xiàn)了柜面業(yè)務電子化、電子渠道多樣化,大大降低了經(jīng)營成本,提高了業(yè)務運作效率。信息科技已經(jīng)成為山東省農(nóng)村信用社提升市場競爭力、提高金融業(yè)務創(chuàng)新能力及客戶服務水平的有力支撐。 近幾年來,隨著信息科技向智能化、流程化及集約化方向的發(fā)展,山東省農(nóng)村信用社對信息科技的認識逐漸加深,對信息科技的投入不斷增加,信息系統(tǒng)規(guī)模在不斷擴大,信息科技風險的難測性和隱蔽性帶來的風險越來越突出,信息科技風險潛存的威脅越來越嚴重。目前,山東省農(nóng)村信用社信息科技風險管理水平仍處于初級階段,在信息科技風險管理的管理理念、業(yè)務操作、技術平臺以及人力資源配置等諸多方面都面臨著巨大的挑戰(zhàn)。因此,如何有效管理信息化過程中產(chǎn)生的信息科技風險,使現(xiàn)代化的信息科技更好地服務于業(yè)務發(fā)展,已經(jīng)成為山東省農(nóng)村信用社必須面對的重要課題。 在新形勢下,山東省農(nóng)村信用社不斷加強全員的信息安全教育,逐漸開展并重視信息安全風險評估及信息系統(tǒng)安全等級保護工作等,雖然在信息科技風險防范方面取得了一定成效,但與先進商業(yè)銀行相比,信息科技風險管理需加大重視。本文借鑒國內(nèi)外銀行業(yè)信息科技風險管理的先進經(jīng)驗,根據(jù)山東省農(nóng)村信用社信息科技發(fā)展現(xiàn)狀、信息科技風險管理存在的問題及業(yè)務發(fā)展對信息科技的潛在要求,提出完善山東省農(nóng)村信用社信息科技風險管理的建議和措施,以形成一套全面的信息科技風險防控體系,同時將信息科技風險納入到全面風險管理框架中,形成對信息科技風險的內(nèi)生抵御能力,從而逐步提高山東省農(nóng)村信用社信息科技風險的管理水平,充分發(fā)揮信息科技的引領作用,促進業(yè)務戰(zhàn)略、IT戰(zhàn)略的協(xié)同,使信息科技真正成為山東省農(nóng)村信用社穩(wěn)健經(jīng)營與大力發(fā)展的強大后盾。
[Abstract]:Shandong Rural Credit Cooperatives have realized electronic counter business, diversified electronic channels, greatly reduced operating costs and improved operational efficiency. Information technology has become Shandong Rural Credit Cooperatives to enhance market competitiveness. Improve the ability of financial business innovation and customer service level of strong support. In recent years, with the development of information technology in the direction of intelligence, flow and intensification, Shandong Rural Credit Cooperatives gradually deepen their understanding of information technology, invest more in information technology, and expand the scale of information system. The risks brought by the unpredictability and concealment of information technology risks are becoming more and more prominent, and the threat of information technology risks is becoming more and more serious. At present, the level of information technology risk management of rural credit cooperatives in Shandong Province is still in its infancy. The management concept, business operation, technology platform and human resource allocation of information technology risk management are facing great challenges. Therefore, how to effectively manage the information technology risks in the process of information technology, It has become an important subject for Shandong Rural Credit Cooperatives to make modern information technology better serve the development of business. Under the new situation, Shandong Rural Credit Cooperatives continuously strengthen the information security education of the whole staff, and gradually develop and attach importance to the information security risk assessment and information system security grade protection work, etc. Although some achievements have been made in information technology risk prevention, compared with the advanced commercial banks, the information technology risk management needs to be paid more attention. This paper draws lessons from the advanced experience of information technology risk management in the domestic and foreign banking industry. According to the current situation of information technology development in Shandong rural credit cooperatives, the problems existing in information technology risk management and the potential requirements of business development for information technology, the suggestions and measures to perfect the information technology risk management of Shandong rural credit cooperatives are put forward. In order to form a comprehensive information technology risk prevention and control system, at the same time information technology risk into the overall risk management framework, to form the information technology risk endogenous resistance, In order to gradually improve the management level of information technology risk of Shandong rural credit cooperatives, give full play to the leading role of information technology, promote the business strategy and IT strategy coordination, Make information science and technology become Shandong Province rural credit cooperatives steady management and strong development of a strong backing.
【學位授予單位】：山東大學
【學位級別】：碩士
【學位授予年份】：2012
【分類號】：F832.35

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本文編號：1693955