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濱州農(nóng)村信用社基于平衡計分卡的績效考核體系研究

發(fā)布時間:2018-03-30 19:00

  本文選題:績效評價 切入點:平衡計分卡 出處:《武漢工程大學(xué)》2015年碩士論文


【摘要】:伴隨著國內(nèi)金融業(yè)改革步伐的加快,新金融機構(gòu)的加入和混業(yè)經(jīng)營,金融行業(yè)的競爭也更加激烈。同時,我國農(nóng)村信用社當(dāng)前亦正經(jīng)歷大規(guī)模的改革,其目的就是為了順應(yīng)當(dāng)前經(jīng)濟發(fā)展的形勢,打造現(xiàn)代化的農(nóng)村信用社,提升農(nóng)村信用社的影響力和競爭力,以便在金融行業(yè)競爭中占有一席之地。本文基于上述背景,從績效考核的角度,著重考察農(nóng)村信用社如何進(jìn)行轉(zhuǎn)型升級,提升自己的綜合能力,從而保持市場上的競爭優(yōu)勢。為達(dá)到上述目的,建立起一套科學(xué)、完整、高效的績效考評體系對農(nóng)村信用社變得尤為重要。農(nóng)村信用社原有的績效考核體系側(cè)重強調(diào)財務(wù)指標(biāo)的分量,并沒有涉及非財務(wù)指標(biāo)的內(nèi)容,不能全面的體現(xiàn)農(nóng)村信用社的長期發(fā)展戰(zhàn)略,與當(dāng)前的經(jīng)濟發(fā)展形勢和需求存在一定的差距。本文結(jié)合濱州市農(nóng)村信用社的發(fā)展情況,采用平衡計分卡的方法來建立一套新的績效考核體系。利用這套考核體系,以農(nóng)村信用社經(jīng)營目標(biāo)為依據(jù),考量各個指標(biāo)之間的內(nèi)在聯(lián)系,擬定出合理的量化標(biāo)準(zhǔn),能夠從四個不同的層面對農(nóng)村信用社的經(jīng)營情況作出科學(xué)公正的評價,同時還能對目標(biāo)的達(dá)成情況進(jìn)行持續(xù)跟蹤,以便對農(nóng)村信用社的發(fā)展目標(biāo)作出及時、合理的調(diào)整。新的績效考核體系能夠最大限度的幫助農(nóng)村信用社的員工認(rèn)識到績效考核的重要性,充分調(diào)動員工本身的工作積極性,激發(fā)出他們的創(chuàng)造力,以此提升農(nóng)村信用社整體競爭力,同時也為我國農(nóng)村信用社發(fā)展戰(zhàn)略的實現(xiàn)做出應(yīng)有的貢獻(xiàn)。
[Abstract]:With the acceleration of the reform of the domestic financial industry, the entry of new financial institutions and mixed operation, the competition in the financial industry is becoming more fierce.At the same time, China's rural credit cooperatives are undergoing a large-scale reform, the purpose of which is to adapt to the current situation of economic development, to build modern rural credit cooperatives, and to enhance the influence and competitiveness of rural credit cooperatives.In order to occupy a place in the competition in the financial industry.Based on the above background, from the perspective of performance appraisal, this paper focuses on how rural credit cooperatives carry out transformation and upgrading, improve their comprehensive ability, so as to maintain the competitive advantage in the market.In order to achieve the above purpose, it is very important to establish a scientific, complete and efficient performance appraisal system for rural credit cooperatives.The original performance appraisal system of rural credit cooperatives emphasizes on the importance of financial indicators, and does not involve the content of non-financial indicators, which can not fully reflect the long-term development strategy of rural credit cooperatives.There is a certain gap with the current economic development situation and demand.Based on the development of Binzhou Rural Credit Cooperatives, a new performance appraisal system is established by using balanced Scorecard.Using this examination system, based on the management objectives of rural credit cooperatives, and considering the internal relations among the various indicators, we have worked out a reasonable quantitative standard.It can make a scientific and fair evaluation of the management of rural credit cooperatives from four different levels, and at the same time, it can continuously track the achievement of the objectives, so as to make timely and reasonable adjustments to the development goals of rural credit cooperatives.The new performance appraisal system can help the employees of rural credit cooperatives to realize the importance of performance appraisal, fully mobilize their own work enthusiasm, stimulate their creativity, so as to enhance the overall competitiveness of rural credit cooperatives.At the same time, it also contributes to the realization of the development strategy of rural credit cooperatives.
【學(xué)位授予單位】:武漢工程大學(xué)
【學(xué)位級別】:碩士
【學(xué)位授予年份】:2015
【分類號】:F832.35;F272.92
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本文編號:1687204

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