發(fā)布時(shí)間：2018-03-30 16:51

  本文選題：湖南　切入點(diǎn)：農(nóng)村金融　出處：《中南林業(yè)科技大學(xué)》2012年碩士論文

【摘要】：在促進(jìn)湖南全面建設(shè)小康社會(huì)的建設(shè)進(jìn)程中,如何增加農(nóng)民收入成為促進(jìn)湖南經(jīng)濟(jì)社會(huì)發(fā)展的重大課題。改革開(kāi)放以來(lái),湖南農(nóng)村經(jīng)濟(jì)建設(shè)取得了巨大的成績(jī),特別是農(nóng)民收入得到了大幅度提高,成為農(nóng)村經(jīng)濟(jì)改革中的一大亮點(diǎn)。但是,隨著社會(huì)經(jīng)濟(jì)的不斷發(fā)展,湖南農(nóng)村金融抑制的弊端越發(fā)突顯,金融服務(wù)越來(lái)越難以滿足農(nóng)村經(jīng)濟(jì)發(fā)展需求,這些因素使得金融體系整體功能被削弱并最終抑制了農(nóng)民收入的增長(zhǎng)。這也是近幾年湖南城鄉(xiāng)居民收入差距不斷擴(kuò)大,農(nóng)民收入水平低速增長(zhǎng)的一個(gè)重要原因。本文基于湖南農(nóng)民收入和農(nóng)村金融發(fā)展的現(xiàn)實(shí),運(yùn)用計(jì)量經(jīng)濟(jì)學(xué)的研究方法,從三個(gè)方面(湖南農(nóng)村金融發(fā)展規(guī)模、農(nóng)村金融發(fā)展結(jié)構(gòu)、農(nóng)村金融發(fā)展效率)深入探討了湖南農(nóng)村金融發(fā)展對(duì)農(nóng)民人均純收入的影響。通過(guò)Granger因果檢驗(yàn)、單位根檢驗(yàn)、協(xié)整檢驗(yàn)得出“湖南農(nóng)村金融發(fā)展與農(nóng)民收入增長(zhǎng)之間存在長(zhǎng)期的協(xié)整關(guān)系,湖南農(nóng)村金融發(fā)展效率和農(nóng)村金融發(fā)展結(jié)構(gòu)均是農(nóng)民收入增長(zhǎng)的Granger原因”的結(jié)論。對(duì)湖南農(nóng)村金融發(fā)展的三個(gè)指標(biāo)和農(nóng)民人均收入指標(biāo)做脈沖響應(yīng)分析,檢驗(yàn)結(jié)果表明,湖南農(nóng)村金融發(fā)展規(guī)模和農(nóng)村金融發(fā)展結(jié)構(gòu)對(duì)農(nóng)民收入增長(zhǎng)作用不明顯,湖南農(nóng)村金融發(fā)展效率對(duì)農(nóng)民收入增長(zhǎng)有明顯的促進(jìn)作用。 本文分析了只有強(qiáng)化農(nóng)村正規(guī)金融的主導(dǎo)作用,完善并發(fā)展農(nóng)村非正規(guī)金融等,引入競(jìng)爭(zhēng)機(jī)制提高農(nóng)村金融市場(chǎng)效率,才能使農(nóng)村金融更好地發(fā)揮其促進(jìn)湖南農(nóng)民收入增長(zhǎng)的作用。
[Abstract]:In the process of promoting the construction of a well-off society in Hunan, how to increase farmers' income has become a major issue in promoting the economic and social development of Hunan. Since the reform and opening up, great achievements have been made in the construction of rural economy in Hunan. In particular, farmers' income has been greatly increased and has become a bright spot in the rural economic reform. However, with the continuous development of social economy, the drawbacks of Hunan's rural financial repression have become more and more prominent. Financial services are becoming more and more difficult to meet the needs of rural economic development. These factors have weakened the overall function of the financial system and ultimately restrained the growth of farmers' income. This is also the widening income gap between urban and rural residents in Hunan Province in recent years. Based on the reality of farmers' income and rural financial development in Hunan, this paper applies econometric research methods, from three aspects (scale of Hunan rural financial development, The structure of rural financial development and the efficiency of rural financial development) deeply discuss the impact of rural financial development in Hunan on the per capita net income of farmers. Through the Granger causality test, the unit root test, Cointegration test shows that "there is a long-term cointegration relationship between the development of rural finance and the growth of farmers' income in Hunan Province." The conclusion is that the efficiency of rural financial development and the structure of rural financial development are the Granger reasons for the growth of farmers' income. The impulse response analysis of the three indicators of rural financial development and the index of farmers' per capita income shows that, The scale of rural financial development and the structure of rural financial development have no obvious effect on the growth of farmers' income, but the efficiency of Hunan's rural financial development has a significant role in promoting the growth of farmers' income. This paper analyzes that only by strengthening the leading role of rural formal finance, perfecting and developing rural informal finance, introducing competition mechanism to improve the efficiency of rural financial market, In order to make rural finance better play its role in promoting the growth of farmers' income in Hunan.
【學(xué)位授予單位】：中南林業(yè)科技大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類(lèi)號(hào)】：F832.35;F323.8;F224

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