本文選題：金融創(chuàng)新　切入點：金融監(jiān)管　出處：《武漢工程大學(xué)》2012年碩士論文　論文類型：學(xué)位論文

【摘要】：由美國次貸危機引起的全球金融危機爆發(fā)之后，，金融創(chuàng)新與金融監(jiān)管關(guān)系的協(xié)調(diào)成了學(xué)界研究的重心之一。金融創(chuàng)新與金融監(jiān)管是一種動態(tài)的博弈關(guān)系，兩者既相互促進又相互矛盾。金融危機的爆發(fā)，歸根結(jié)底是金融創(chuàng)新和金融監(jiān)管兩者相互博弈中由于發(fā)展的不平衡所造成的。二者的自由博弈必然以金融秩序的破壞為代價。因此，構(gòu)建金融創(chuàng)新與金融監(jiān)管的自動制衡法律機制應(yīng)當是二者關(guān)系協(xié)調(diào)的重要選擇。根據(jù)我國的具體國情，借鑒歐美金融監(jiān)管改革實踐，我國應(yīng)當構(gòu)建金融創(chuàng)新前風(fēng)險論證、設(shè)立風(fēng)險預(yù)警、評估、化解預(yù)案的自動制衡監(jiān)管制度，通過法律規(guī)范自動修正二者運行偏差，在金融創(chuàng)新中有效防范和遏制金融風(fēng)險。 論文分緒論、正文和結(jié)論三部分。正文第一章“2008年全球性金融危機回顧”主要敘述了次貸危機爆發(fā)的過程、危機對世界金融秩序的影響以及筆者對金融危機的反思；第二章“金融創(chuàng)新與金融監(jiān)管歷史沿革”闡述金融創(chuàng)新和金融監(jiān)管的發(fā)展歷程以及美國在金融危機中處理金融監(jiān)管與金融創(chuàng)新關(guān)系失誤的探討；第三章“金融創(chuàng)新與金融監(jiān)管博弈關(guān)系分析”研究金融創(chuàng)新與金融監(jiān)管之間的相互促進相互制約的關(guān)系，具體說來就是博弈的關(guān)系，并且進一步對其博弈關(guān)系展開了分析；第四章“我國協(xié)調(diào)金融創(chuàng)新與金融監(jiān)管關(guān)系的缺陷”剖析了我國金融創(chuàng)新與金融監(jiān)管關(guān)系的現(xiàn)狀、存在的缺陷以及協(xié)調(diào)金融創(chuàng)新與監(jiān)管關(guān)系的必要性；第五章“我國金融創(chuàng)新與金融監(jiān)管關(guān)系協(xié)調(diào)法律機制的構(gòu)建”提出了我國金融創(chuàng)新自動制衡監(jiān)管機制構(gòu)建，當創(chuàng)新出現(xiàn)風(fēng)險時，監(jiān)管機制自動進行遏制；當監(jiān)管過度影響創(chuàng)新時，監(jiān)管自動松綁。
[Abstract]:After the outbreak of the global financial crisis caused by the subprime mortgage crisis in the United States, the coordination between financial innovation and financial supervision has become one of the focuses of academic research. The two are mutually reinforcing and contradictory. The outbreak of the financial crisis, In the final analysis, financial innovation and financial regulation are caused by the imbalance of development in the game between them. The free game between them is bound to be at the expense of the destruction of financial order. It should be an important choice to coordinate the relationship between financial innovation and financial supervision. According to the actual situation of our country and the practice of financial supervision reform in Europe and America, we should construct the risk demonstration before financial innovation. Set up risk early warning, evaluate, dissolve the automatic check and balance supervision system of the plan, correct the deviation of the two automatically through the law norm, effectively prevent and restrain the financial risk in the financial innovation. The paper is divided into three parts: introduction, text and conclusion. The first chapter of the text, "the review of the global financial crisis in 2008", mainly describes the process of the outbreak of the subprime mortgage crisis, the impact of the crisis on the world financial order and the author's reflection on the financial crisis; The second chapter, "the history of financial innovation and financial supervision", expounds the development of financial innovation and financial supervision, and discusses the mistakes in dealing with the relationship between financial regulation and financial innovation in the United States in the financial crisis. The third chapter "the analysis of the relationship between financial innovation and financial supervision game" studies the relationship between financial innovation and financial regulation, specifically, the relationship between game theory, and further analyzes the game relationship between financial innovation and financial supervision. The fourth chapter, "the defects of the relationship between financial innovation and financial supervision in China", analyzes the present situation of the relationship between financial innovation and financial supervision, the existing defects and the necessity of coordinating the relationship between financial innovation and financial supervision. The fifth chapter "the construction of the legal mechanism of coordinating the relationship between financial innovation and financial supervision" puts forward the construction of automatic check and balance supervision mechanism of financial innovation in our country. When there is a risk of innovation, the regulatory mechanism will automatically contain it; When the regulation excessively affects innovation, the regulation automatically unties.
【學(xué)位授予單位】：武漢工程大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2012
【分類號】：D922.28;F832.1

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